At the end of the day they're totes not game changers, so spouting them is cray cray.
Banking & Finance
Clancy Yeates and Jonathan Shapiro The return of cheap and easy access to financing for lenders has sparked fears that Australia's heavily geared household sector may take on too much debt.
Joyce Moullakis US-based Genworth Financial says it has ''no current plans'' to further sell down its stake in float debutante Genworth Mortgage Insurance Australia after the expiry of an escrow period.
CLANCY YEATES NAB's head of personal banking says fierce competition is pressuring profit margins.
Duncan Hughes Rising commission payments, soaring lapse rates and unnecessary product enhancements aimed at encouraging advisers to switch their clients are undermining life insurers' attempts to stop churning, say advisers and product providers.
CLANCY YEATES National Australia Bank's head of personal banking says fierce competition in the $1.2 trillion mortgage market is pressuring profit margins from home lending, as lenders scramble to win customers.
Salvatore Ferraro The bankers' cry of wolf has been debunked in a new book, writes Salvatore Ferraro.
National Australia Bank's New Zealand arm has appointed a new chief executive from within its own ranks, after the promotion of current boss Andrew Thorburn to the bank's top job in Australia.
Joyce Moullakis and Sarah Thompson Westpac Banking Corporation is believed to be preparing to raise at least $500 million, via a listed convertible note, sources have told The Australian Financial Review.
CLANCY YEATES Commonwealth Bank customers were left stranded on Tuesday after a computer meltdown prevented people from withdrawing cash from ATMs, using EFTPOS, or accessing their accounts online.
Marianna Papadakis The first two way Bitcoin ATM has debuted in Sydney CBD and its owners said it signified greater acceptance of global cryptocurrency despite a crackdown by major banks around the world.
CLANCY YEATES One of China's most powerful banks is seeking to strike better deals when its invests in Australia, as part of a global push to improve the quality of its lending.
CLANCY YEATES 'Nightmare' scenario of using new techniques while customers withdraw cash from ATMs.
Ruth Liew QBE confirms it's undertaking strategic review of its US-based middle market business.
CLANCY YEATES ANZ Bank aims to provide Australian companies easier access to Chinese government-controlled capital, under a widened agreement with the powerful China Development Bank.
Ruth Liew QBE Insurance Group has confirmed that it is undertaking a strategic review of its US-based middle market business, leaving all options open including a possible sale of the unit.
CLANCY YEATES Millions of dollars are stolen each year through the 'skimming' of people's bank details when they are making a transaction.
CLANCY YEATES Why do Australians pay so much for the management of their retirement savings?
Clancy Yeates Wealth giant AMP is urging the government to consider higher capital charges for Australia's big four.
CLANCY YEATES The banks expect to benefit from closer trade ties in the region via increased demand for services.
GEORGIA WILKINS Bank of Queensland is moving further beyond its home state with the acquisition of Investec Australia's specialist finance and leasing business for $440 million.
Ruth Liew Suncorp Group chief executive Patrick Snowball called the Financial System Inquiry as a "once-in-a-generation" opportunity to review Australia's finance industry.
GEORGIA WILKINS Bank of Queensland is in a trading halt after Investec announced it has entered into a definitive agreement with the bank to sell its professional finance business.
GEORGIA WILKINS The local head of Australia's third biggest home loan lender says there is nothing concerning about house price rises in Sydney.
ADELE FERGUSON A Commonwealth Bank whistleblower has put the spotlight on the ''ludicrous'' compensation model the bank used to pay out victims of rogue planners and warned of the perils of vertical integration.
Jessica Gardner The country's top investment bankers, including teams from Macquarie, Goldman Sachs, Credit Suisse and Bank of America Merrill Lynch, arrived in Canberra on Thursday for the biggest pitch of the year.
MICHAEL WEST The corporate regulator has conceded it knew the Commonwealth Bank had ''sanitised'' its client files during an investigation but failed to take any action.
MICHAEL WEST Commonwealth Bank's top lawyer, David Cohen, was rebuked before a senate inquiry this morning for downplaying systematic fraud within the bank's financial services arm as 'inappropriate'.
Shaun Drummond Companies can overcharge for card transactions because the power to police surcharges falls between two regulators.
James Eyers One of the world's largest peer-to-peer lenders, RateSetter, says it will be operating in Australia by the middle of the year, with an ambitious plan to attack the lucrative personal finance market dominated by major banks.
CLANCY YEATES Applications for credit cards and personal loans have risen to their highest since the GFC.