As with your wardrobe, the time is coming to break out lighter, brighter options.
Clancy Yeates reports on banking and finance and is a former Canberra business correspondent.
Georgia Wilkins and Clancy Yeates Consumer groups and industry super funds have hit out at the federal government's decision to push ahead with controversial changes to financial advice reforms.
Clancy Yeates Households paid more in bank fees in 2013 for the first time in four years.
Clancy Yeates Retirement funds are on track for another financial year of double-digit returns, with the typical superannuation fund notching up growth of 12.6 per cent over the 11 months to May.
Clancy Yeates Westpac and ANZ Bank have been the most aggressive of the major banks in increasing their lending to commercial property, as banks pump billions more into a sector offering growth but also posing...
Clancy Yeates Westpac has the most confident business customers among the big four banks, while National Australia Bank's clients are the gloomiest.
Clancy Yeates Wayne Byres will find himself at the centre of the biggest policy debates in global finance.
Clancy Yeates Westpac has rejected calls for Australia's major banks to pay a levy because they get cheaper funding due to assumptions they are "too big to fail".
Clancy Yeates Australian homes are among the most expensive in the world when household incomes and rents are taken into account, International Monetary Fund figures show.
Clancy Yeates Macquarie Group staff are finally saying goodbye to one of the perks that employees of the investment bank once enjoyed.
Clancy Yeates Banks have been winding back the number of mortgages with deposits of less than 5 per cent, adding to signs lenders might have become more wary about high-risk loans.
Clancy Yeates Reserve Bank governor Glenn Stevens is backing moves requiring banks to aggressively build up capital buffers ahead of schedule.
Clancy Yeates Australian banks are tipped to benefit from the shift to negative interest rates in Europe.
Clancy Yeates Australian banks are tipped to benefit from the shift to of negative interest rates in Europe, as the historic move drives more investors towards the lenders' bonds, dragging down funding costs.
Clancy Yeates ANZ Bank is lifting its presence in the fast-growing Indian market
Clancy Yeates A senior Reserve Bank official has signalled the central bank remains unconvinced by the case for rules to rein in higher-risk lending in Australia's housing market.
Big mortgage, big discount: Major interest rate cuts on offer as competition for best borrowers heats up
Clancy Yeates Banks are granting deeper discounts to customers who take out big mortgages, with some lenders offering the biggest reductions in advertised rates since before the global financial crisis.
Clancy Yeates Some 95 per cent of the extra credit extended by banks since mid-2012 has financed residential or commercial property, according to an analysis that highlights the lopsided nature of the post-mining...
Clancy Yeates Banking giant HSBC aims to double its share of the $1.3 trillion mortgage market within three years.
Clancy Yeates Foreign investors may be helping to push up the prices of some Australian homes, but are probably not crowding out first home buyers, the Reserve Bank says.
Clancy Yeates Suncorp Bank is making a long-term shift away from lending to customers with small deposits, which it hopes will limit the impact of an inevitable rise in interest rates.