Lacking drive? Drifting aimlessly through life? An early grave may be waiting.
Clancy Yeates reports on banking and finance and is a former Canberra business correspondent.
Clancy Yeates Millions of dollars are stolen each year through the 'skimming' of people's bank details when they are making a transaction.
Clancy Yeates Wealth giant AMP is urging the government to consider higher capital charges for Australia's big four.
Clancy Yeates Why do Australians pay so much for the management of their retirement savings?
Clancy Yeates The banks expect to benefit from closer trade ties in the region via increased demand for services.
Clancy Yeates Applications for credit cards and personal loans have risen to their highest since the GFC.
Clancy Yeates CBA says app will give companies information previously unavailable without number-crunching.
Clancy Yeates Australia's big banks are throwing their support behind the government's plan to roll back parts of Labor's financial advice reforms.
Clancy Yeates Westpac's Australian boss Brian Hartzer says the bank's move to grow more aggressively in home loans and credit cards is starting to pay off, as household borrowing picks up.
Clancy Yeates Banker who sold mortgages to 'elderly or vulnerable' customers permanently banned.
Clancy Yeates A former Westpac banker who sold a 30-year mortgage to a 98 year-old woman has been banned from working in financial services by the corporate regulator.
Clancy Yeates CUA says a near-record proportion of customers are taking out fixed-rate home loans.
Clancy Yeates The country's biggest credit union, CUA, says a near record proportion of its customers are taking out fixed-rate home loans, a sign more borrowers believe the next move in official interest rates...
Clancy Yeates Documents reveal Reserve Bank examined various options for limiting riskier lending.
Clancy Yeates The Reserve Bank's preferred way of reining in a harmful housing credit boom would be to force banks to impose higher "buffers" to safeguard loan affordability in the event of future interest rate...
Clancy Yeates Soft results from big Western banks in Asia have underlined the challenging environment facing ANZ as it encounters growing competition from global lenders targeting the region.
Clancy Yeates Westpac is reshuffling its senior executives, appointing long-serving finance chief Phil Coffey as deputy to chief executive Gail Kelly.
Clancy Yeates Westpac is reshuffling its top executive ranks, promoting finance chief Phil Coffey to the newly-created role of deputy chief executive officer, in a move that is likely to reignite speculation over...
Clancy Yeates and James Eyers ANZ will appeal the Federal Court's controversial ruling last month that it charged "extravagant, exorbitant and unconscionable" late-payment fees on credit cards
Clancy Yeates Bank of Queensland's credit rating has been upgraded, in a change the regional lender says will help it compete with its bigger rivals.
Clancy Yeates The number of banks trying to lure customers with cash payments has increased sharply.