"We were forced to": Senator Sam Dastyari was able to get the regulations tabled by use of an elaborate ruse.

"We were forced to": Senator Sam Dastyari was able to get the regulations tabled by use of an elaborate ruse.

The federal government will be forced to face a crucial vote on its watering down of Labor's financial advice reforms next week after Labor succeeded - via a ruse - in tabling them in the Senate.

The Coalition had been trying for days to avoid Senate scrutiny of regulations introduced quietly just before the turn of the financial year, saying it needed time to consult new senators about the technicalities before putting them before Parliament.

The rules will allow banks to continue to reward their staff and affiliates for directing clients toward the bank's own products where that is done under the guise of ''general advice''.

Labor's rules, which had been due to take full effect on July 1, would have banned all commissions in any form and would have required financial planners to write to each client telling them how much money is being silently removed from their accounts to pay ongoing commissions.

Labor senator Sam Dastyari had been accusing the government of deliberately delaying the tabling of the regulations in order to postpone scrutiny until after Parliament rose next Thursday in order to give the regulations the force of law for a while longer.

But he was able to get the regulations tabled by use of an elaborate ruse. He read from the regulations, and then another Labor senator moved that the documents from which he read be tabled.

The tactic caught the Coalition on the hop, and the Senate voted in favour of tabling them. Labor, the Greens, and Senators Nick Xenophon, Ricky Muir and John Madigan voted in favour. Palmer United Party senators were absent.

''It's rare that the opposition would try to table the government's own regulations, but we were forced to,'' Senator Dastyari said. ''Considering all the talk about a royal commission into the Commonwealth Bank, the last thing we need to be doing is weakening consumer protection laws.''

Finance Minister Mathias Cormann put a brave face on the move on Thursday evening, saying he had merely wanted time to properly brief senators on what the government had done.

''The government is focused on the public interest, on small business and on consumers, whereas Labor is solely focused on the best interests of their friends in the union movement,'' he said.

''The government's improvements to the Future of Financial Advice Act are keeping all the consumer protections that matter, such as the requirement for advisers to act in the best interest of their clients and the ban of conflicted remuneration for financial advisers, as well as the ban on sales commissions for bank employees and others providing general advice in the context of product sales.''

Labor will give notice of a motion to disallow the regulations on Monday.

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