Want to know how to manage your money? Need some tips in building your wealth? International best selling author, finance and investment expert, radio broadcaster, newspaper columnist and public speaker – Noel Whittaker is Australia’s money management visionary. Each week, Noel Whittaker answers your questions here. Ask Noel Whittaker through Money’s exclusive online Q&A.
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Can we put our home in children's names?

 

Noel Whittaker 2:00 PM   What do you think of our plan to sell our home, buy a unit and then rent it from the kids?

Where's the best place to put our money?

MELBOURNE, AUSTRALIA - AUGUST 03:  A general view of a piggy bank on August 3, 2015 in Melbourne, Australia. GENERIC.  (Photo by Josh Robenstone/Fairfax Media)

Noel Whittaker   We want to sell a property - what's the best thing to do with the proceeds?

What's the secret of salary sacrifice?

AFR FIRST USE ONLY. old age generic for afr --- generic health , retirement , elderly , nursing homes , aged care , home care, superannuation, bowls, nest egg. Photo by NIC WALKER.  Date supplied 22nd Jan 07

Noel Whittaker   Reader unsure about whether super contributions should be paid with pre- or post-tax dollars.

How can I get better rates for family trust?

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Noel Whittaker   Get advice if you want to move trust money around.

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What’s the deal with health cards?

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Noel Whittaker   What exactly will happen with the mooted changes to defined benefit streams?

What are the rules on lump sums?

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Noel Whittaker   What happens when you hit 65 if you've taken out your super at 60?

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Make the most of good debt

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Noel Whittaker   Deductible debt is the key to a tax-friendly property plan.

Have we too many assets?

Monopoly house for Money section. 1st of October 2014 The Age news Picture by JOE ARMAO

Noel Whittaker   We want to keep the investment properties and still be eligible for a pension.

How can we make the most of home equity?

cafe .  011117 AFR pic by Tanya Lake

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Noel Whittaker   We don't want to move house - but want to use its value.What are our options?

Estate planning for our children

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Noel Whittaker   Leaving the money to a testamentary trust takes control away from the beneficiary and put it in the hands of the trustee.

Can I take a lump sum back home to NZ?

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Noel Whittaker   Returning Kiwi wants early access to retirement savings to help set up part-time business. Will that work?

What's the best account?

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Noel Whittaker   Is it better to hold savings in a high interest account or in the offset account?

I want all my super in term deposits

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Noel Whittaker   My super fund retsains $20,000 in a cash account - and won't budge

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Who's name should super be in?

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Noel Whittaker   Please help! We have received conflicting advice on this, including from our adviser.

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Will our income be cut mid-stream?

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Noel Whittaker   More clarity is needed on changes to the government super schemes.

YOUR QUESTIONS

Concession-card cuts cause confusion

The Commonwealth Seniors Health Card does not offer secondary concessions and exemptions.

George Cochrane   There are mixed messages about what Joe Hockey's plans for healthcare card changes will mean.

Beware tax trap

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Noel Whittaker   Would a lump-sum withdrawal from super be tax free?

I plan to be my parents' landlord. Good idea?

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Noel Whittaker   My mortgage is getting smaller – is renting a unit to mum and dad a wise move?

Will I face tax hit if I hand shares to grandson?

MELBOURNE, AUSTRALIA - MAY 11:  A general view of the 2014 Individual tax return form on May 11, 2015 in Melbourne, Australia. Australian Taxation Office.  (Photo by Josh Robenstone/Fairfax Media)

Noel Whittaker   Does capital gains tax come into play if I give a parcel of shares to my grandson?

Assessing super funds' performance

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Noel Whittaker   How can we compare the published performance of industry and retail funds?

Where to put inheritance

Last year we received an inheritance.

Noel Whittaker   Would putting inheritance in super fund reduce impact on husband's part-pension?

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Is child a boarder, a lodger - or just a sponger?

Noel Whittaker.

Noel Whittaker   Are there any adverse consequences if a non-dependant child continues to live in the parents' home?

YOUR QUESTIONS

House nearly paid off - what's our next move?

High risk, lower returns, alternative  investments  - it can all seem like a bit of a game.

George Cochrane   Should we invest in property or shares and which spouse's name should it be in?

YOUR QUESTIONS

What strategy should I pursue in run-up to retirement?

There’s still time to get your finances in shape.

George Cochrane   Making the most of tax entitlements is part of a sensible approach.

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Should I move investments inside super?

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Noel Whittaker   Market travails has me wondering where the best place to keep investments is.

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Should we quit dividend scheme?

&nbsp; Choices, choices. Which is the best road to take?

Noel Whittaker   Opting out of share reinvestment plans can provide income to live on.

YOUR QUESTIONS

Should I start saving or is super salary sacrifice a smarter move?

Which way to retirement security?: Saving or salary sacrificing?

George Cochrane   Whether you choose to save or salary sacrifice towards retirement, make sure your credit card debt is paid first.

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How can I get all my eggs in one basket?

Noel Whittaker.

Noel Whittaker   Is it easy to roll all of one's superannuation accounts up together?

YOUR QUESTIONS

Is it curtains for our super dream?

The government's proposed changes could affect the pension a couple will receive in retirement. Photo: Peter Braig

George Cochrane   What can a retiree with a defined benefits super fund can expect from the proposed changes to pension conditions?

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How can I get my fund primed for the next stage?


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Noel Whittaker   Redundancy looms, and so does the possibility of a fresh start. What's to be done with the SMSF?