There are signs that we're collectively smarter users of credit than we tend to give ourselves credit for.
The Reserve Bank suggested this week interest rates could more than double in the next few years.
The property boom of the past few decades means that many Australians retire asset rich, but cash poor.
A warts and all approach to credit history is being phased in, and it could have major ramifications for Australian borrowers.
The tax benefit from an interest-only loan is now outweighed by the savings on offer with principal & interest loans.
APRA wants to reduce the growth of interest-only loans, which are highly popular with investors and even owner-occupiers in special situations.
A government cap from July 1 on the hidden cost of credit card transactions is going to curtail our frequent flyer points.
I know of no other industry where the taxpayer underwrites borrowings – it's a unique arrangement and one that the banks can't characterise as "just another cost", writes Mark Bouris.
Despite official interest rates being on hold at an historic low of 1.5 per cent since August 2016, mortgage rates have been rising over that time.
You could be forgiven for getting a sense of deja vu when watching the stoush between the government and the banks.
Your money kindness towards loved ones might be well meaning, but it is fraught with risk.
In a first for an Australian bank, NAB-owned UBank has launched an artificial intelligence "chatbot" for home loans.
Whenever businesses are hit with a nasty new levy, there is a predictable response: we'll pass it on to customers.
The era of abnormally low inflation is very gradually coming to an end.
A fear of debt can either serve you or hold you back – here's how to know whether you need to overcome it.
Borrowing to invest. The idea is almost as old as investing itself.
The regulator wants fewer interest-only loans to take the heat out of the housing market. So banks are trying to meet their target by pressuring existing customers.
Money in an offset account may not be protected by the deposit guarantee.
Australians are shunning high-interest credit cards and turning to personal loans for large purchases.
My answers to the 'Hey Nicole' questions.
Despite the Reserve Bank cutting the cash rate twice during 2016, lenders have been edging-up their mortgage rates over that time.
The longer the property boom in Sydney and Melbourne goes on, the more avenues we explore to put a cap on buyer exuberance.
Real estate continues to dominate the headlines in tandem with speculation on the future of the housing market as APRA's crack down on interest-only loans begins to bite.
The rate differential between the best and worst home loan has widened since September 2013, while the average mortgage is bigger.
Banks are maintaining high rates on personal loans with little scrutiny.
Every generation has a sob story. These are the facts about housing affordability.
It's possible you clear your credit card balance every month – and think you're pretty clever.
The debate about housing affordability, and speculation about the direction of interest rates, have brought housing loans back into the spotlight.
The Centrelink debt demands are just the tip of the iceberg when it comes to how data is used in your financial life.
There are loan sharks cashing in on 5 million savings-poor Australians, but there are more affordable borrowing options out there.