The Great Australian Dream of property ownership is not dead, but it needs to shift away from the white picket fence.

Property options for the priced-out

It's not going to be much consolation to frustrated would-be first-home buyers, but monthly repayments on the average new mortgage are $254 less than they were at Australia's borrowing peak in November.

Even if the RBA reduces the cash rate again this year, that is no guarantee mortgage rates will fall.

When to fix your mortgage

One of the most common questions mortgage holders ask their broker is: "when is the right time to fix my loan?"

Programs such as Nippers train young people to become excellent performers in the water. We need to adopt the same ...

Save yourself from drowning in debt

The number of Australians wallowing in credit-card debt, mortgage debt, car loans and other forms of debt is a real issue, so perhaps it's time we paid the same level of attention to financial safety as we do to being waterwise.

More Australians are worried about their finances than two years ago.

Tackle bad debt before good debt

Australians are increasingly worried about their finances, but there is a simple technique that everyone can use to become debt free faster.

If you are getting a credit card for the first time, tread carefully.

Credit cards that don't break the bank

If you're disciplined, a credit card can be handy. But if you're not – and many millions of us aren't – it can be a fast track to an endless cycle of interest payments.

Credit card providers have new traps to squeeze customers.

New credit card traps

​We know about unconscionable credit card interest rates and unreasonable surcharges, but this is what you don't know.