John Collett A study shows for most people, credit card loyalty schemes are seldom worthwhile.
BOURIS ON MONEY
Mark Bouris If you must have a credit card, then come up with a plan, look for a low rate, and clear the balance each month.
CHRISTMAS ON CREDIT
David Potts A card with no interest on new purchases for 15 months would be perfect for the Christmas shopping.
Michelle Hutchison Recent incentives that invite credit card holders to upgrade their cards could run the risk of raising merchant fees.
Michelle Hutchison This season's big question is not how much you plan to spend but how you plan to repay your debt.
Mark Bouris Credit reports are a fact of life if you want to borrow money and they can be really helpful, so learn how they work and start planning.
David Potts Lender's insurance can cost thousands and actually protects the bank, not the borrower writes David Potts.
DEBT'S THE WAY
Christine Long There are different types of debt. Some drag you down, while others can give you lift-off.
John Collett Consumers are unhappy about how difficult it is to obtain the free copies of credit reports they are entitled to.
TIP OF THE WEEK
Catherine Robson Rates won't stay low forever - so pay off your debt while you can.
TIP OF THE WEEK
Allan McKeown You can use existing assets to transform money owed on credit cards.
Mark Bouris When interest rates are low, house prices usually rise and first-home buyers can feel shut out of the market. But all is not lost when sticking to a few simple tips:
Christine Long Need some breathing space from heavy interest charges on your credit card debts? A balance transfer deal could be the answer.
John Collett It's all there in the small print - but customers who pay off most of their debt face getting hit with all of the interest payment.
Penny Pryor Skip a payment, repent at leisure - from next month your past will become more public.
David Potts It's more about when, rather than where, the credit's due that should worry you.
Christine Long Love to hate the major banks? Three alternatives seek to challenge the status quo.
Mark Bouris Contractors and the self-employed face more obstacles than wage earners when it comes to home loans. Here's how to make the process easier.
Clancy Yeates Lenders are pulling out all sorts of tricks to boost spending on credit cards. But watch out for the inevitable catch.
John Collett Solid credit scores could help you get a cheaper mortgage if Australia follows the US.