Credit Card Brands

The priceless debate: Will premium cards lift merchant fees?

Michelle Hutchison Recent incentives that invite credit card holders to upgrade their cards could run the risk of raising merchant fees.

CHRISTMAS ON CREDIT

Card sharps know how to pick 'em

Less of us are using credit.

David Potts A card with no interest on new purchases for 15 months would be perfect for the Christmas shopping.

DEBT'S THE WAY

Debt that's good, debt that's bad

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Christine Long There are different types of debt. Some drag you down, while others can give you lift-off.

STAYING LOYAL

Not much value in rewards credit cards

False economy: Some rewards cards have such high annual fees that you need to spend more than $40,000 a year on the card just to break even.

John Collett A study shows for most people, credit card loyalty schemes are seldom worthwhile.

CREDIT CARDS

Dumb debt can rack up interest costs

Credit card debt.

David Potts It's more about when, rather than where, the credit's due that should worry you.

MORTGAGES

Beyond the big four banks

Karl Hilzinger colour cartoon.

Christine Long Love to hate the major banks? Three alternatives seek to challenge the status quo.

Plastic debt swells to record $50 billion

Inflation, balloon, hot air balloon, rising prices

Clancy Yeates Australian credit card debt has struck a new record high of $50 billion, ballooning by almost a third in the past five years.

Play your cards right to minimise interest

Credit cards.

A swift transfer to a low-interest option offers a solution, writes Penny Pryor.

Season credit card offers all about the bottom line

Credit cards

Bina Brown Financial institutions have emerged with some of the most aggressive credit card offers seen.

You make your own rewards

Anneli Knight Frequent flyer points aren't to be scoffed at but avoid unnecessary spending for the sake of earning more.

Amex cuts penalty fee

American Express Co. credit cards and cash rebate cards are arranged for a photo in New York, U.S., on Monday, July 21, 2008. American Express Co., the biggest U.S. credit-card company by purchases, may say profit declined for a third straight quarter as borrowers squeezed by rising prices and unemployment defaulted on more loans. Photographer: Jin Lee/Bloomberg News

Ben Butler Credit regulator has forced American Express to stop charging punitive interest rates.

Insight: the great credit card gouge

Clancy Yeates

Insight Ever noticed that if you buy a domestic airline ticket with a credit card, you'll be charged an extra fee of $7 or so?

House rules reversed

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John Collett Reversal of the relaxation of foreign ownership restrictions is welcome.

Demand fuels housing boom

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John Collett Even with higher interest rates, there's no reason for thinking house prices will stop rising.