Christine Long At just 20, Vanessa Hall declared herself bankrupt. She's still paying for that decision.
Nearly 50,000 people have used debt agreements in the past five years, resulting in a 20 per cent decline in bankruptcies, according to new figures.
Mark Bouris Informed borrowers make better choices, so here are another 10 mortgage myths we can bust:
Noel Whittaker We earn a combined salary of $160,000 a year and are starting a family soon. What is the best way to manage our $680,000 home loan?
David Wilson Doctors and lawyers are especially prone to it but everyone is at risk from money addiction.
Harry Wilson Sales of high-yield debt – or, as they were once known, junk bonds – have exploded this year, raising fears that the world is setting itself up for another crash.
Barbara Drury Buying a family home or investment property is a significant financial commitment, so it makes sense to share the burden with some form of joint ownership.
John Kavanagh The information held on consumer credit files will change in the coming year so that lenders, utility suppliers and telcos can find out more about the way we use credit.
Home-loan repayments are taking increasingly bigger chunks out of the household budget. John Kavanagh looks at the fallout.
Barbara Drury Helping your child climb onto the housing ladder by guaranteeing a loan is a serious commitment.