Debt Management

SUPER & FUNDS

The fix is in and borrowers can beat the banks

John Collett It is usually never a good idea to bet against our big banks, except maybe when it comes to fixing your mortgage.

WELL-HEELED

Turning your beach house dreams into littoral reality

Sea change: Think carefully about buying that dream beach house that you won't get to visit often enough.

Melissa Browne What can you do to ensure buying by the ocean doesn't leave you all at sea?

GETTING STARTED

Peer-to-peer lender lets you name your own deposit rate

David Potts It would be good if you can set your own deposit rate. Wait – you can.

GETTING STARTED

It certainly doesn't feel like a boom

auction

David Potts The property market is gradually losing steam. Unless the economy picks up, it's in danger of petering out altogether.

CHRISTMAS ON CREDIT

Card sharps know how to pick 'em

Less of us are using credit.

David Potts A card with no interest on new purchases for 15 months would be perfect for the Christmas shopping.

Sunday Money Data Service

See how Australia's biggest listed companies performed this week

Sunday Money Data Service

See how Australia's biggest listed companies performed this week

Sunday Money Data Service

See how Australia's biggest listed companies performed this week

Sunday Money Data Service

See how Australia's biggest listed companies performed this week

ASSET CHECK

Borrowers will be hung out to dry if rates rise

Daryl Dixon The only strategies to cope with an increase in interest rates are to pay off loans quickly and ensure there is spare capacity to service debts.

INSIGHT

Big mortgages claiming scary bite out of household income

Squeezed: Household debt is back to near record highs.

Clancy Yeates If you thought the global financial crisis had killed off Australians’ penchant for big mortgages, think again.

BORROWING

Lenders line up to sell loans online

Turning the lending process on its head: Murray Roach (pictured with his four-year-old daughter Olive) used a new website when buying his Narraweena home, that lets lenders bid for your loan so potential borrowers can choose the best mortgage for them.

David Potts A Sydney man will save almost $17,000 over the next five years after putting his mortgage out to tender.

Sunday Money Data Service

See how Australia's biggest listed companies performed this week

GETTING STARTED

What Murray means for you and your wealth

Visionary reforms: David Murray, whose inquiry into the financial system leaves many questions unanswered.

David Potts For all the financial system report's visionary reforms, it's hard to nail down exactly what they are.

INSIGHT

Size matters when it comes to defaulting

Clancy Yeates Which borrowers are most likely to fall behind on their mortgage payments?

Sunday Money Data Service

 

See how Australia's biggest listed companies performed this week

Why it doesn’t matter how much you spend this Christmas

Spendup: Christmas shoppers on Sydney streets.

Michelle Hutchison This season's big question is not how much you plan to spend but how you plan to repay your debt.

Low interest rates distorting decisions

Use judgment: Make sure you are not overstretched should interest rates rise.

Daryl Dixon Investors need to be conscious of the risks of borrowing more than they can afford.

BORROWING

Special rates aim to lure you in

Know the difference: It's important to know  the true, long-term costs of a loan before committing to it.

Mark Bouris There’s something of a home loan ‘'rate war'’ going on at the moment, which can be great for borrowers. But it also creates pitfalls for the unwary.

OFF THE PLAN

Developments for the early bird

Couple reviewing blueprints property

Emily Chantiri Early investment in a new property development can be a wise financial move.