Debt Management


End of the line for credit card surcharges

Clancy Yeates For several years now, regulators have tacitly acknowledged that some businesses are gouging customers who pay on credit.


Rates elastic for your plastic

Money-spinner: Interest rates on credit cards won't be falling anytime soon.

John Collett The official cash rate is low and going lower, while credit card rates have soared.


The principle of interest-only loans

Manage your investment property: Cut into your mortgage with an interest-only loan.

Mark Bouris Interest-only loans can be a tax-effective way to invest in property – but you'll need to pay attention.

Make a property plan, then jump in

Mark Bouris dinkus.

The RBA has set the low-interest rate environment for 2015. Now it's your turn to take control, writes Mark Bouris.

Time to look at ways investors are taxed

Daryl Dixon Low-rate environment is a good time to look at changes to negative-gearing rules.


Make your home work for you

Broker a deal: Compare your home loan with current market deals and decide if you could be doing better.

Mark Bouris It might have been competitive five years ago but your mortgage could now be looking a bit ordinary.

Sunday Money Data Service

See how Australia's biggest listed companies performed this week

Sunday Money Data Service

See how Australia's biggest listed companies performed this week


Brace for a house price crash and you won't get caught out

Bubbles are only apparent in hindsight,but that doesn't mean one isn't coming.

Scott Phillips No one knows if it's going to happen but if it does, you'll want to be ready

Sunday Money Data Service

See how Australia's biggest listed companies performed this week


Can RBA resist the markets’ call for a cut?

Reserve Bank of Australia governer Glenn Stevens: Has anything else happened to nudge the Reserve since its last meeting two months ago? You name it.

David Potts Even if the Reserve Bank doesn't jump on Tuesday, interest rates are on the way down again.


Rates down - but who will benefit?

John Collett

John Collett There are winners and losers from the RBA's decision to cut interest rates.


Peer-to-peer lender lets you name your own deposit rate

David Potts It would be good if you can set your own deposit rate. Wait – you can.


The fix is in and borrowers can beat the banks

John Collett It is usually never a good idea to bet against our big banks, except maybe when it comes to fixing your mortgage.


Big mortgages claiming scary bite out of household income

Squeezed: Household debt is back to near record highs.

Clancy Yeates If you thought the global financial crisis had killed off Australians’ penchant for big mortgages, think again.


What Murray means for you and your wealth

Visionary reforms: David Murray, whose inquiry into the financial system leaves many questions unanswered.

David Potts For all the financial system report's visionary reforms, it's hard to nail down exactly what they are.


Size matters when it comes to defaulting

Clancy Yeates Which borrowers are most likely to fall behind on their mortgage payments?

Sunday Money Data Service


See how Australia's biggest listed companies performed this week

Why it doesn’t matter how much you spend this Christmas

Spendup: Christmas shoppers on Sydney streets.

Michelle Hutchison This season's big question is not how much you plan to spend but how you plan to repay your debt.


Turning your beach house dreams into littoral reality

Sea change: Think carefully about buying that dream beach house that you won't get to visit often enough.

Melissa Browne What can you do to ensure buying by the ocean doesn't leave you all at sea?