David Potts Lender's insurance can cost thousands and actually protects the bank, not the borrower writes David Potts.
John Collett Kiwis living in Australia who are overdue with repayments could be arrested on returning to New Zealand.
Mark Bouris Credit reports are a fact of life if you want to borrow money and they can be really helpful, so learn how they work and start planning.
Clancy Yeates Rates are getting better if you are in debt, but less favourable for people with savings in the bank.
Mark Bouris When interest rates are low, house prices usually rise and first-home buyers can feel shut out of the market. But all is not lost when sticking to a few simple tips:
TIP OF THE WEEK
Catherine Robson Rates won't stay low forever - so pay off your debt while you can.
OFF THE PLAN
Emily Chantiri Early investment in a new property development can be a wise financial move.
Max Newnham Buying a first home is difficult for many young people. There are a number of ways parents can help.
Noel Whittaker I am in no rush to buy back in, however feel that the longer I wait, the further the market is getting away from me.
Mark Bouris There’s something of a home loan ‘'rate war'’ going on at the moment, which can be great for borrowers. But it also creates pitfalls for the unwary.
David Potts A recent paper suggested renting a home is now cheaper than buying. But it's not that straightforward.
John Collett Home buyers are urged to shop around to ensure they're getting the best possible deal.
John Collett CBA, NAB and Westpac cut interest rates on some of their fixed-rate home loans this week, including slashing their five-year fixed rates to 4.99 per cent.
Mark Bouris When they're used properly they can accelerate the paying-down of the mortgage.
John Collett The Commonwealth Bank’s 5-year fixed home loan interest rate of 4.99 certainly hit the headlines when it was announced on Wednesday.
David Potts If you're paying more than 5 per cent, whether fixed or variable, at a bank then you're being ripped off.
Clancy Yeates It would be extremely unusual for rates to remain at these levels for five years.
Mark Bouris Low interest rates have people considering their investment options.
Daryl Dixon Investors need to be conscious of the risks of borrowing more than they can afford.
Mark Bouris We owe far more than we earn, but is there any need to restrict the housing market?