John Collett Property investors taking advantage of Australia's tax system are helping to drive up property prices and shutting out first-time home buyers.
GET FINANCE FIT
Christine Long It can be tough, but some planning can help you survive the first 12 months in your own home .
DEBT'S THE WAY
Christine Long There are different types of debt. Some drag you down, while others can give you lift-off.
Clancy Yeates No one likes missing out, but getting caught on the wrong side of a downturn would be worse.
Mark Bouris With a bit of homework and a willingness to bargain, people can save money on their mortgage and get ahead.
John Collett Sydney and Melbourne property prices still show no signs of peaking.
David Potts Lender's insurance can cost thousands and actually protects the bank, not the borrower writes David Potts.
John Collett Kiwis living in Australia who are overdue with repayments could be arrested on returning to New Zealand.
Clancy Yeates Rates are getting better if you are in debt, but less favourable for people with savings in the bank.
TIP OF THE WEEK
Catherine Robson Rates won't stay low forever - so pay off your debt while you can.
Mark Bouris When interest rates are low, house prices usually rise and first-home buyers can feel shut out of the market. But all is not lost when sticking to a few simple tips:
Mark Bouris Credit reports are a fact of life if you want to borrow money and they can be really helpful, so learn how they work and start planning.
OFF THE PLAN
Emily Chantiri Early investment in a new property development can be a wise financial move.
Noel Whittaker I am in no rush to buy back in, however feel that the longer I wait, the further the market is getting away from me.
Max Newnham Buying a first home is difficult for many young people. There are a number of ways parents can help.
Mark Bouris There’s something of a home loan ‘'rate war'’ going on at the moment, which can be great for borrowers. But it also creates pitfalls for the unwary.
David Potts A recent paper suggested renting a home is now cheaper than buying. But it's not that straightforward.
John Collett Home buyers are urged to shop around to ensure they're getting the best possible deal.
John Collett CBA, NAB and Westpac cut interest rates on some of their fixed-rate home loans this week, including slashing their five-year fixed rates to 4.99 per cent.
Mark Bouris When they're used properly they can accelerate the paying-down of the mortgage.