Interest Rates

GETTING STARTED

Why we all need to give a damn about the less well off

Penny Pryor Helping break the poverty trap for people with small interest-free loans, will benefit the whole country in the long run.

INSIGHT

Light at the end of the tunnel for savers

Clancy Yeates You wouldn't guess it but almost two-thirds of households don't have a mortgage.

BALANCE TRANSFERS

Forget loyalty - card switching can help you get on top of debt

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Christine Long Need some breathing space from heavy interest charges on your credit card debts? A balance transfer deal could be the answer.

Lock in your reduction

Nicole Pedersen-McKinnon

Nicole Pedersen-McKinnon With interest rates falling, a little forward planning can make a big difference to your mortgage.