Loans

BORROWING

Lenders line up to sell loans online

David Potts A Sydney man will save almost $17,000 over the next five years after putting his mortgage out to tender.

CREDIT SCORES

Good records lead to better loans

House with dollar coin

John Collett Solid credit scores could help you get a cheaper mortgage if Australia follows the US.

Lending

Margin loans rise but risk still off table

ASX

Clancy Yeates Margin lending is growing for the first time since the stimulus-induced sharemarket surge of 2009, as investors seek to capitalise on record low interest rates and rising stock prices.

Bank reveals rush to pay off loans

People are paying over their minimum monthly mortgage repayments.

Clancy Yeates Australians are rushing to pay off their home loans faster than many households overseas, with half of all borrowers ahead of their mortgage repayment schedule.

One in five new borrowers fix home loans

First home buyers are locking in more fixed rate home loans than they were four years ago as arrears rates continue to improve.

Banks' could pull back on home loans

Gareth Hutchens Banks could pull back from lending to new home owners after making losses on mortgages.

Margin loans still on the nose

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Margin loans are still out of favour, more than three years after the global financial crisis (GFC) began, with fewer investors than ever inclined to use them - and those that do opting for much more...

More buyers turn to non-bank loans

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SHD INVESTOR Illo by STAFF
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Clancy Yeates The number of people taking out home loans with non-bank lenders is creeping up.

Low-doc loans on borrowed time

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By Lesley Parker Responsible lending laws may bring an end to these potentially predatory financial products.

Reverse loans cast a shadow

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By Barbara Drury Tapping into home equity may seem like an easy way to gain extra cash but mistakes can cost you dearly.

THE MOTLEY FOOL

Brace for a house price crash and you won't get caught out

Bubbles are only apparent in hindsight,but that doesn't mean one isn't coming.

Scott Phillips No one knows if it's going to happen but if it does, you'll want to be ready

SUPER & FUNDS

The fix is in and borrowers can beat the banks

John Collett It is usually never a good idea to bet against our big banks, except maybe when it comes to fixing your mortgage.

INSIGHT

Rates may fall further before rebounding

Clancy Yeates Most economists reckon rates are likely to stay at their record low of 2.5 per cent for several months more, and could even fall further.

GETTING STARTED

Peer-to-peer lender lets you name your own deposit rate

David Potts It would be good if you can set your own deposit rate. Wait – you can.

Sunday Money Data Service

See how Australia's biggest listed companies performed this week

Sunday Money Data Service

See how Australia's biggest listed companies performed this week

Sunday Money Data Service

See how Australia's biggest listed companies performed this week

INSIGHT

Big mortgages claiming scary bite out of household income

Squeezed: Household debt is back to near record highs.

Clancy Yeates If you thought the global financial crisis had killed off Australians’ penchant for big mortgages, think again.

ASSET CHECK

Borrowers will be hung out to dry if rates rise

Daryl Dixon The only strategies to cope with an increase in interest rates are to pay off loans quickly and ensure there is spare capacity to service debts.

Negative gearing may go, but it's no reason to panic

Coinage: If and when the time comes, the impact will be in the detail.

Richard Livingston We've become addicted to negative gearing but if it were to go, we'd not miss it.