Loans

BORROWING

Lenders line up to sell loans online

David Potts A Sydney man will save almost $17,000 over the next five years after putting his mortgage out to tender.

CREDIT SCORES

Good records lead to better loans

House with dollar coin

John Collett Solid credit scores could help you get a cheaper mortgage if Australia follows the US.

Lending

Margin loans rise but risk still off table

ASX

Clancy Yeates Margin lending is growing for the first time since the stimulus-induced sharemarket surge of 2009, as investors seek to capitalise on record low interest rates and rising stock prices.

Bank reveals rush to pay off loans

People are paying over their minimum monthly mortgage repayments.

Clancy Yeates Australians are rushing to pay off their home loans faster than many households overseas, with half of all borrowers ahead of their mortgage repayment schedule.

One in five new borrowers fix home loans

First home buyers are locking in more fixed rate home loans than they were four years ago as arrears rates continue to improve.

Banks' could pull back on home loans

Gareth Hutchens Banks could pull back from lending to new home owners after making losses on mortgages.

Margin loans still on the nose

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Margin loans are still out of favour, more than three years after the global financial crisis (GFC) began, with fewer investors than ever inclined to use them - and those that do opting for much more...

More buyers turn to non-bank loans

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SHD INVESTOR Illo by STAFF
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Clancy Yeates The number of people taking out home loans with non-bank lenders is creeping up.

Low-doc loans on borrowed time

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By Lesley Parker Responsible lending laws may bring an end to these potentially predatory financial products.

Reverse loans cast a shadow

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By Barbara Drury Tapping into home equity may seem like an easy way to gain extra cash but mistakes can cost you dearly.

Why it doesn’t matter how much you spend this Christmas

Spendup: Christmas shoppers on Sydney streets.

Michelle Hutchison This season's big question is not how much you plan to spend but how you plan to repay your debt.

INSIGHT

Size matters when it comes to defaulting

Clancy Yeates Which borrowers are most likely to fall behind on their mortgage payments?

GETTING STARTED

What Murray means for you and your wealth

Visionary reforms: David Murray, whose inquiry into the financial system leaves many questions unanswered.

David Potts For all the financial system report's visionary reforms, it's hard to nail down exactly what they are.

INSIGHT

Big mortgages claiming scary bite out of household income

Squeezed: Household debt is back to near record highs.

Clancy Yeates If you thought the global financial crisis had killed off Australians’ penchant for big mortgages, think again.

Sunday Money Data Service

 

See how Australia's biggest listed companies performed this week

Sunday Money Data Service

See how Australia's biggest listed companies performed this week

Sunday Money Data Service

See how Australia's biggest listed companies performed this week

CHRISTMAS ON CREDIT

Card sharps know how to pick 'em

Less of us are using credit.

David Potts A card with no interest on new purchases for 15 months would be perfect for the Christmas shopping.

GETTING STARTED

It certainly doesn't feel like a boom

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David Potts The property market is gradually losing steam. Unless the economy picks up, it's in danger of petering out altogether.

Sunday Money Data Service

See how Australia's biggest listed companies performed this week