John Collett Solid credit scores could help you get a cheaper mortgage if Australia follows the US.
Clancy Yeates Australians are rushing to pay off their home loans faster than many households overseas, with half of all borrowers ahead of their mortgage repayment schedule.
First home buyers are locking in more fixed rate home loans than they were four years ago as arrears rates continue to improve.
Clancy Yeates Margin lending is growing for the first time since the stimulus-induced sharemarket surge of 2009, as investors seek to capitalise on record low interest rates and rising stock prices.
Gareth Hutchens Banks could pull back from lending to new home owners after making losses on mortgages.
Margin loans are still out of favour, more than three years after the global financial crisis (GFC) began, with fewer investors than ever inclined to use them - and those that do opting for much more...
Clancy Yeates The number of people taking out home loans with non-bank lenders is creeping up.
By Lesley Parker Responsible lending laws may bring an end to these potentially predatory financial products.
By Barbara Drury Tapping into home equity may seem like an easy way to gain extra cash but mistakes can cost you dearly.
David Potts Lender's insurance can cost thousands and actually protects the bank, not the borrower writes David Potts.
Clancy Yeates Rates are getting better if you are in debt, but less favourable for people with savings in the bank.
John Collett Kiwis living in Australia who are overdue with repayments could be arrested on returning to New Zealand.
Mark Bouris Credit reports are a fact of life if you want to borrow money and they can be really helpful, so learn how they work and start planning.
Mark Bouris When interest rates are low, house prices usually rise and first-home buyers can feel shut out of the market. But all is not lost when sticking to a few simple tips:
OFF THE PLAN
Emily Chantiri Early investment in a new property development can be a wise financial move.
Max Newnham Buying a first home is difficult for many young people. There are a number of ways parents can help.
Noel Whittaker I am in no rush to buy back in, however feel that the longer I wait, the further the market is getting away from me.
THE THIRD WAY
Melissa Browne There is also a third option which involves renting where you live and buying property as an investment only.
Mark Bouris There’s something of a home loan ‘'rate war'’ going on at the moment, which can be great for borrowers. But it also creates pitfalls for the unwary.
TIP OF THE WEEK
Catherine Robson Rates won't stay low forever - so pay off your debt while you can.