John Collett Solid credit scores could help you get a cheaper mortgage if Australia follows the US.
Clancy Yeates Margin lending is growing for the first time since the stimulus-induced sharemarket surge of 2009, as investors seek to capitalise on record low interest rates and rising stock prices.
Clancy Yeates Australians are rushing to pay off their home loans faster than many households overseas, with half of all borrowers ahead of their mortgage repayment schedule.
First home buyers are locking in more fixed rate home loans than they were four years ago as arrears rates continue to improve.
Gareth Hutchens Banks could pull back from lending to new home owners after making losses on mortgages.
Margin loans are still out of favour, more than three years after the global financial crisis (GFC) began, with fewer investors than ever inclined to use them - and those that do opting for much more...
Clancy Yeates The number of people taking out home loans with non-bank lenders is creeping up.
By Lesley Parker Responsible lending laws may bring an end to these potentially predatory financial products.
By Barbara Drury Tapping into home equity may seem like an easy way to gain extra cash but mistakes can cost you dearly.
John Collett Consumers are unhappy about how difficult it is to obtain the free copies of credit reports they are entitled to.
See how Australia's biggest listed companies performed this week
BOURIS ON MONEY
Mark Bouris It’s worth having a plan for repaying a home loan at a higher interest rate than the rate at which you borrowed.
Michelle Hutchison There's a lot of confusion for home buyers over advertised loan-to-value ratios.
BUYING TO LET
John Collett Record-low interest rates have been driving property prices higher. But borrowing won’t always be cheap and, if you’re thinking of buying to let, you will need to tread carefully.
John Collett Six months after new credit reporting regime began, a picture is emerging of a country up to its neck in debt.
DEBT'S THE WAY
Christine Long There are different types of debt. Some drag you down, while others can give you lift-off.
Clancy Yeates No one likes missing out, but getting caught on the wrong side of a downturn would be worse.
Mark Bouris With a bit of homework and a willingness to bargain, people can save money on their mortgage and get ahead.
John Collett Sydney and Melbourne property prices still show no signs of peaking.
David Potts Lender's insurance can cost thousands and actually protects the bank, not the borrower writes David Potts.