First home buyers are locking in more fixed rate home loans than they were four years ago as arrears rates continue to improve.
Gareth Hutchens Banks could pull back from lending to new home owners after making losses on mortgages.
SUPER & FUNDS
John Collett It is usually never a good idea to bet against our big banks, except maybe when it comes to fixing your mortgage.
Clancy Yeates Most economists reckon rates are likely to stay at their record low of 2.5 per cent for several months more, and could even fall further.
David Potts It would be good if you can set your own deposit rate. Wait – you can.
CHRISTMAS ON CREDIT
David Potts A card with no interest on new purchases for 15 months would be perfect for the Christmas shopping.
Clancy Yeates If you thought the global financial crisis had killed off Australians’ penchant for big mortgages, think again.
Daryl Dixon The only strategies to cope with an increase in interest rates are to pay off loans quickly and ensure there is spare capacity to service debts.
Richard Livingston We've become addicted to negative gearing but if it were to go, we'd not miss it.
David Potts For all the financial system report's visionary reforms, it's hard to nail down exactly what they are.
Clancy Yeates Which borrowers are most likely to fall behind on their mortgage payments?
TIP OF THE WEEK
Allan McKeown You can use existing assets to transform money owed on credit cards.
David Potts A Sydney man will save almost $17,000 over the next five years after putting his mortgage out to tender.
David Potts The property market is gradually losing steam. Unless the economy picks up, it's in danger of petering out altogether.