When they’re used properly they can accelerate the paying-down of the mortgage.
John Collett Home buyers are urged to shop around to ensure they're getting the best possible deal.
First home buyers are locking in more fixed rate home loans than they were four years ago as arrears rates continue to improve.
Gareth Hutchens Banks could pull back from lending to new home owners after making losses on mortgages.
John Collett The Commonwealth Bank’s 5-year fixed home loan interest rate of 4.99 certainly hit the headlines when it was announced on Wednesday.
David Potts A recent paper suggested renting a home is now cheaper than buying. But it's not that straightforward.
David Potts Economists have changed their tune about interest rates and you may not want to hear it if you're trying to save.
Mark Bouris We owe far more than we earn, but is there any need to restrict the housing market?
Penny Pryor Helping break the poverty trap for people with small interest-free loans, will benefit the whole country in the long run.
Mark Bouris Could you save money on your mortgage? Ask yourself some simple questions to find out.
Mark Bouris Take advantage of the cheap cash-rate environment while it lasts.
Christine Long At just 20, Vanessa Hall declared herself bankrupt. She's still paying for that decision.
David Potts The truth is the market is becoming less convinced there'll even be a rise next year.
Christine Long Love to hate the major banks? Three alternatives seek to challenge the status quo.
Penny Pryor It's a time for wait-and-see, especially for first-home buyers - your net wealth will thank you.
Mark Bouris Contractors and the self-employed face more obstacles than wage earners when it comes to home loans. Here's how to make the process easier.
Melissa Browne Buy a new place, and rent out the old one? Make sure it is a financially sound move.
Christine Long For first home buyers battling to get into Australia's competitive property markets, 95 per cent home loans can offer a doorway in. But borrowers should do their homework first.
Christine Long Doing some home improvements or getting a new set of wheels doesn't have to trigger a complete mortgage makeover.
Clancy Yeates You wouldn't guess it but almost two-thirds of households don't have a mortgage.