Clancy Yeates

Clancy Yeates

Clancy Yeates reports on banking and finance and is a former Canberra business correspondent.

Crisis brewing or beat-up? Earnings season should provide some clues

Clancy Yeates A looming flood of company results should give a clearer picture whether recent market fears are justified.

INSIGHT

Economists tip rental growth to remain soft in 2016

The balance of power is slipping from landlords to tenants as a glut of new apartments come onto the market.

Clancy Yeates Landlords have long held the upper hand in the rental markets in Australia's biggest cities, but there are signs that power is receding in 2016.

INSIGHT

Beware sting in zero per cent credit card deals

Clancy Yeates Here are some of the traps in banks' zero interest credit card offers.

INSIGHT

Weaker dollar dampens online shopping boom

Clancy Yeates Online imports may be dearer, but there are lasting benefits from the rise of digital stores.

INSIGHT

Limiting the high cost of foreign exchange

Tips on currency exchange for your overseas holiday.

Clancy Yeates If you're lucky enough to be jetting overseas this summer, you'll also have to deal with one of the more pesky parts of a trip abroad: changing currencies.

INSIGHT

Home buyers use bigger deposits to get better mortgage deals

Clancy Yeates Banks are becoming more picky about who they offer their lowest interest rates to.

INSIGHT

Why Sydney and Melbourne house-price growth should slow

Household budgets are under pressure from housing costs.

Clancy Yeates Housing affordability is set to curb the rapid house-price growth in our two biggest cities.

Not all lenders' mortgage rates are the same

Clancy Yeates Interest rate hikes from the big banks have highlighted the growing gap between what the major banks and the rest charge for home loans.

INSIGHT

Credit card debt on the nose

Australians are getting smarter about credit card debt.

Clancy Yeates Customers are taking a more sensible approach to their credit card debts.

INSIGHT

The high price of private health insurance brand loyalty

Clancy Yeates Australians are reluctant to switch health insurance providers, and this adds to costs.

INSIGHT

Home buyers shun fixed interest rates

Clancy Yeates When interest rates are this low, it can make sense to fix part of your mortgage.

INSIGHT

The illusion of higher housing wealth

Clancy Yeates.

Clancy Yeates Higher house prices may make us feel richer, but it's not that simple.

INSIGHT

What might slower population growth mean for housing?

Clancy Yeates Population growth may not boost house prices like it has in the past.

INSIGHT

Mining slump hits hardest in the middle

Clancy Yeates Middle income households have been hit hardest in the economy's post-mining boom weak patch.

INSIGHT

What would it take for the big banks to cut dividends?

Clancy Yeates.

Clancy Yeates Bank dividends have rarely fallen in the past few decades. Here's what caused payouts to fall.

INSIGHT

Landlord loan boom starting to cool

Clancy Yeates.

Clancy Yeates It's taken a long time, but attempts to put the brakes on bank lending to property investors are finally showing some results.

INSIGHT

Profit season fails to shoot out the lights

Clancy Yeates.

Clancy Yeates Earnings season may have underwhelmed, but yield-hungry investors can still find value in the sharemarket.

INSIGHT

Working stronger, for longer

Clancy Yeates.

Clancy Yeates A few extra years in the workforce – including in part-time work – can boost incomes in retirement significantly.

INSIGHT

Consumers downbeat on housing outlook

Softer buyer demand could mean auctions are not quite as competitive.

Clancy Yeates Rising house prices in Sydney and Melbourne could translate into softer demand from many buyers over the coming months.

INSIGHT

Savers feel pain of low rates

Shop around for savings interest to make sure you are getting the best return.

Clancy Yeates People with savings in the bank continue to feel the pain of falling interest rates.