Clancy Yeates

Clancy Yeates

Clancy Yeates reports on banking and finance and is a former Canberra business correspondent.

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Consumers downbeat on housing outlook

Clancy Yeates Rising house prices in Sydney and Melbourne could translate into softer demand from many buyers over the coming months.

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Savers feel pain of low rates

Shop around for savings interest to make sure you are getting the best return.

Clancy Yeates People with savings in the bank continue to feel the pain of falling interest rates.

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Long-lost savings can be reclaimed

Lost track of your super, visit the ATO section of the myGov web site and reconnect with it.

Clancy Yeates Having more than one superannuation account could end up costing hundreds, even thousands in unnecessary fees.

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Deposit a bar that's set too high for too many

Clancy Yeates

Clancy Yeates Saving for a deposit may be the biggest barrier facing people trying to enter the property market for the first time.

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Bank dividend growth to cool

Clancy Yeates What will the regulatory action against banks mean for their highly prized dividends?

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Shanghaied? We probably won't be, not yet anyway

Clancy Yeates

Clancy Yeates A dramatic plunge in our biggest trading partner's share market has had a modest impact on local stocks.

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When it comes to banking, disloyalty pays

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Clancy Yeates.

Clancy Yeates Australians are ever so gradually becoming more open to shopping around in financial services.

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We're happier with the banks and here's why

Clancy Yeates Despite recent scandals in banking, customer satisfaction is at a 20-year high.

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The rise of the first-home buyer landlord

Clancy Yeates After being out-bid by housing investors, many first-home buyers are becoming landlords.

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Savers say deposit accounts are best option

Perceived as super-safe: bank deposits topped a recent survey on wise investing.

Clancy Yeates Interest rates on bank deposits are miserable, but apparently the humble savings account is as popular as ever.

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Don't fall victim to credit card gouging

Take action to ensure you are not paying more credit card interest than necessary.

Clancy Yeates There are quicker ways to cope with credit card debt than waiting for a government inquiry.

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Pay packets feel the pinch

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Clancy Yeates If you're a wage-earner hoping for a big pay rise, recent figures are hardly encouraging.

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Why there's a downside to dividends

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Clancy Yeates Believe it or not, the surge in dividends may also create challenges for investors.

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Is fear driving us to edge of property cliff?

Analysts are sounding a warning as people continue to bid up house prices.

Clancy Yeates Key measures of valuation suggest rapid house price growth cannot continue at this pace.

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Bank shares no longer in a sweet spot

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Clancy Yeates The bank dividend bonanza of recent years is unlikely to be repeated.

Consumers shy away from credit

Clancy Yeates Expensive forms of personal credit are on the nose, recent figures suggest.

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Ignoring fees will hit your bottom line

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Clancy Yeates Small differences in administration fees can make a big difference.

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Locking in a fixed rate loan might be a smart move

Clancy Yeates Even though the Reserve Bank hasn't cut official interest rates since February, the cost of borrowing with fixed-rate home loans continues to fall.

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Don't ignore the signs when it comes to yield

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Clancy Yeates The house price boom in Australia's two biggest cities is crunching the most immediate source of return for property investors: rental yields.

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Pump up a mortgage cushion by overpaying

Noted: Many borrowers appear to be responding to low rates by paying their bank back faster.

Clancy Yeates Low interest rates are giving borrowers the chance to get on top of their debts.