JavaScript disabled. Please enable JavaScript to use My News, My Clippings, My Comments and user settings.

If you have trouble accessing our login form below, you can go to our login page.

If you have trouble accessing our login form below, you can go to our login page.

Money

Planning

GOOD ADVICE

Need a reliable financial adviser? Do your homework and look online

JOHN COLLETT There are reliable financial financial advisers out there. You just need to know where to look, writes John Collett.

TREADING WATER

Portfolio diversity has been 2015's best policy

Shares have gone up, and then headed  down again.

JOHN COLLETT This year has been a subdued one for Australian investors with those holding overseas investments, particularly US shares, doing much better.

BOURIS ON MONEY

Summer - time for a good think

Plan ahead: Christmas or a holiday is a powerful tool and one that promotes confidence and self sufficiency.

Mark Bouris The holidays are a good time to engage in some planning for 2015: the things you’d change, the things you’d do the same.

WELL-HEELED

Celebrate too soon and you'll blow it

Party plan: A good festive season strategy for your finances will give you something to celebrate come January 1.

Melissa Browne Don't spoil your good work this year by splurging over the festive season.

GETTING STARTED

Cheap oil will be good for growth - eventually

Patience: lower oil prices will eventually rub off on the economy.

David Potts Whatever is the opposite of an oil shock has to be good, though it's probably best not to draw hasty conclusions.

THE DOLLAR

Brace yourself for the dollar's decline

The dollar's too high.

David Potts Better get cracking with your online Christmas shopping or loading the travel card for the overseas holiday in case the dollar drops.

YOUR QUESTIONS

Plan ahead, but not too far ahead

Plan ahead: But not too far ahead.

George Cochrane We have two kids, a home, plus rental properties in the CBD and the suburbs. We have plenty of ideas for the future, but which one is best?

LAST REQUEST

Will wills still work as paper trail fades?

Web life: With people spending so much of their time online, it is worth considering what should happen to your digital assets and accounts after you die.

Emily Chantiri Most of us manage our personal finances online. It's very convenient for us, but how easy will it be for our executors?

GOOD ADVICE

Independent investors to pay a FOFA price

Alter the rules: Rearrange the costs.

Richard Livingston If you’re seeking genuine advice on your terms you will pay the price for the failure of the Coalition's FOFA changes..

BOOM OR BUST?

Hard times loom for too many boomers

Retire in peace: for many baby boomers retirement may not be as comfortable as they would like.

JOHN COLLETT They’ve passed 50 and are staring at retirement, many with too little set aside to make their post-work dreams come true.

THE MOTLEY FOOL

Six ways to make your money work as hard as you do

Easy money: There's no better way to get your money working hard than by simply paying less in mortgage interest.

Scott Phillips You've worked hard to earn it, so don't let your money put its feet up - give it a job to do.

INSIGHT

Belts tighten as pay rises grind to a halt

Generic worker

CLANCY YEATES Slow wage growth and a rising unemployment rate show how soft things are in the labour market.

TIP OF THE WEEK

Don't leave your estate in a state

Don't be caught without a will.

Michael Hutton Getting your life in order before it's too late has its benefits.

RATES

You'd think lifting inflation would be child's play

David Potts dinkus.

David Potts Almost everywhere central banks are worried that inflation is too low, though it's hard to imagine we'll ever have that problem.

BOURIS ON MONEY

China deal sets course for growth

Mark Bouris dinkus.

Mark Bouris Free trade agreement should see Australia benefit from China's economic transformation for years to come.

SUMMIT ELSE

Few expectations for global gabfest

A visitor walks through the media centre ahead of the G20 Summit in Brisbane on November 13, 2014. Brisbane will host the G20 Leadership Summit on November 15-16. AFP PHOTO/Peter PARKS

David Potts The best we can hope for from G20 is that it can stimulate a much-needed rise in global growth and confidence.

INSURANCE

Check cover before e-leasing

Aftermath: If your home was trashed by a house-swap guest, your insurer may refuse to pay out.

JOHN COLLETT Property swaps and short-term letting can be a minefield for home owners if things go wrong.

TIP OF THE WEEK

Splitting up? Act now to avoid surprises later on

Booted: Knowing exactly how much you can spend will help keep you on the right track.

Alex Berlee Divorce is an emotional time but also one when important financial decisions have to be made.

TRAVEL MONEY

Rush to swap Aussie dollars

exchange rates

JOHN COLLETT The falling dollar has triggered a stampede of foreign currency buying before the holiday season.

BOURIS ON MONEY

Sometimes the personal touch is best

Savvy: Using the internet is child's play, but some financial decisions are best taken with expert advice.

Mark Bouris For most people there's still a divide between the ease of technology and the need for advice.

Smart investor

How experts take profits

Contrarian investor Simon Marais explains why he sold half his stake in a company that doubled in value.

Where to find cash cows

The hunt for industrial stocks which will become reliable wealth generators never ends at Perpetual.

Blue Ribbon 2014 winners

The best financial products in Australia presented in one easy-to-navigate list.

Each week financial advisor and international best selling author, Noel Whittaker, answers your questions. Ask an Expert

Special offers

Credit card, savings and loan rates by Mozo

Market Movers

Total number of Rises
250
Total number of Falls
59
Total number of Steadies
66
Gainers 19-Dec-2014 18:50:59
CompanyPriceChange% Change
DNA0.860+0.12517.01
CFU0.007+0.00116.67
CCV1.070+0.11512.04
Losers
CompanyPriceChange% Change
API0.870-0.080-8.42
CMG0.295-0.025-7.81
PXS0.051-0.004-7.27
Total number of Rises
110
Total number of Falls
72
Total number of Steadies
135
Gainers 19-Dec-2014 18:56:50
CompanyPriceChange% Change
SUR0.004+0.002100.00
BRL0.028+0.00840.00
AUQ0.023+0.00635.29
Losers
CompanyPriceChange% Change
CZA0.027-0.027-50.00
CZR0.012-0.008-40.00
SRQ0.004-0.002-33.33

More Market Movers