Insurance

CLEVER COVERAGE

Online insurance doesn't come cheap

John Collett When it comes to life insurance, buying directly from the insurer is usually the most expensive route.

INSIGHT

Shop around for a good insurance deal

Clancy Yeates This year's devastating start to the bushfire season has underlined the value of insuring the biggest asset many people own: their home.

Credit insurance risks uncovered

The skyline

Lesley Parker Consumer credit insurance - marketed alongside credit cards and personal loans as a way to protect your ability to meet repayments - remains on the Australian Securities and Investments Commission's...

Insight

Duopoly drives rising insurance costs

A depth gauge in the Warrego River near Enngonia. Water users in NSW are concerned about water allocations in Queensland. Photo by Andrew Meares smh news 8 February 2007 SPECIALX 222

Clancy Yeates 'Bill shock'' normally refers to the unpleasant experience of receiving an enormous phone or electricity bill. But it could just as easily apply to insurance.

SUPER

Large funds have life insurance covered

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Photo by Rob Homer

John Collett Most of us don't have enough life insurance, so it's good that large superannuation funds provide ''default'' death and total and permanent disablement insurance to their members, who otherwise may...

PLANNING

We all have a little life insurance, but most of us need more

retirement

Penny Pryer Insurance companies have been raving about Australia's "chronic" underinsurance problem for decades.

Insurance commissions encourage churning

The chairwoman of Choice, Jenni Mack, says when you buy life insurance, a commission of about 130 per cent of your first year's premium, then 10 per cent to 30 per cent each year after that, is paid...

Pet insurance for a priceless companion

Trudy Collinson's dog, Bonnie

Trudy Collinson thought her dogs would be a good way to get her out of the house and to nearby Melbourne parks for exercise and to meet people while her children were at school.

Travel insurance cap may not fit

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Lesley Parker The more you take on holiday, the more you stand to lose if you're not adequately covered.

SHORT CHANGE

A leg of briefs

David Potts Term deposits shunned, credit cards rated safest and the rising cost of a dog.

PLANNING AHEAD

The numbers you really need

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Barbara Drury If your finances are a blur and you experience constant pain in your hip pocket, then it's not a health check you need but a wealth check.

PLANNING FOR CHANGE

Start planning for those life-changing moments

Janet Briggs
-- 

Richard 
Hughes 
Money Editor 

The 
Age/Sydney Morning Herald
-- 

L2, Media 
House, 655 Collins St, Docklands, VIC 3008 
T 03 
8667 3138 | M 0401 489 849 
richardhughes@fairfaxmedia.com.au 
| www.theage.com.au 

money_puff27.jpg

Christine Long If you know some important changes are just around the corner, it pays to get your finances in order first.

EASY PREY

Fraudsters target seniors with a variety of scams

IMAGE DIGITALLY ALTERED TO SHOW elderly man surfing the net, internet.

Original pic:
ELDERLY.MELB.020507.AFR.PIC BY PETER BRAIG....FIRST USE ONLY...RETIREES, ELDERLY, OLD PEOPLE, EARING AID..GENERIC. Back of his head , grey hair , balding , bald , ear  hearing , ears .

David Wilson How to detect and counter the sophisticated scams that can rob you of your savings.

HAND-OUTS

Grab what you can from the government

Mark Bouris dinkus.

Mark Bouris Most of the plans being made for this financial year are about boosting income and reducing costs.

Premium plans

Insuring your earning capacity

Mark Bouris There are many ways to build wealth, but what about protecting it?

ASK NOEL

Tricky tax deduction claim is best left to the accountant

Noel Whittaker How do I deduct the interest on my mortgage when filling in my tax return for the redrawn amounts used to invest in shares?

EARNING AND LEARNING

Brushing up on your financial skills

PALMER FAIRFAXMEDIA PHOTOGRAPH BY GLENN HUNT 26th June 2014.
MONEY - Hal Palmer at his house in Chelmer, Qld.

Sylvia Pennington Understanding your financial situation, and improving it, requires some education and effort.

TAKE A BREAK

Millions of days off up for grabs

Holiday

Michelle Hutchison Australians wasted more than 58 million annual leave days last year- that's about a week each.

Comments 31

FINANCIAL RECOVERY

Women who leave with nothing

Moving out and up: It is difficult escaping abuse and it carries financial implications.

Sylvia Pennington Getting away from abusive situations is hard, getting back on your feet financially can be harder still.

ASK NOEL

Investing to pay for university

Illustration: Michael Mucci.

Noel Whittaker How can we turn $30,000 into more than $150,000 within 18 to 20 years to pay for our child's university?