Insurance

CARE COVER

Still time to beat private health insurance premium rises

John Collett As private health insurance premiums rise, many policyholders are looking to reduce their cover to cut costs.

CLEVER COVERAGE

Online insurance doesn't come cheap

ASSET MAGAZINE COVER photo TAMARA VONINSKI  generic rain umbrella business man forecast SPECIALX 79335

Back of man in suit with a red umbrella

John Collett When it comes to life insurance, buying directly from the insurer is usually the most expensive route.

SUPER

Large funds have life insurance covered

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Photo by Rob Homer

John Collett Most of us don't have enough life insurance, so it's good that large superannuation funds provide ''default'' death and total and permanent disablement insurance to their members, who otherwise may...

PLANNING

We all have a little life insurance, but most of us need more

retirement

Penny Pryer Insurance companies have been raving about Australia's "chronic" underinsurance problem for decades.

INSIGHT

Shop around for a good insurance deal

Clancy Yeates This year's devastating start to the bushfire season has underlined the value of insuring the biggest asset many people own: their home.

Credit insurance risks uncovered

The skyline

Lesley Parker Consumer credit insurance - marketed alongside credit cards and personal loans as a way to protect your ability to meet repayments - remains on the Australian Securities and Investments Commission's...

Insight

Duopoly drives rising insurance costs

A depth gauge in the Warrego River near Enngonia. Water users in NSW are concerned about water allocations in Queensland. Photo by Andrew Meares smh news 8 February 2007 SPECIALX 222

Clancy Yeates 'Bill shock'' normally refers to the unpleasant experience of receiving an enormous phone or electricity bill. But it could just as easily apply to insurance.

Insurance commissions encourage churning

The chairwoman of Choice, Jenni Mack, says when you buy life insurance, a commission of about 130 per cent of your first year's premium, then 10 per cent to 30 per cent each year after that, is paid...

Pet insurance for a priceless companion

Trudy Collinson's dog, Bonnie

Trudy Collinson thought her dogs would be a good way to get her out of the house and to nearby Melbourne parks for exercise and to meet people while her children were at school.

Travel insurance cap may not fit

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Lesley Parker The more you take on holiday, the more you stand to lose if you're not adequately covered.

Confidence and knowledge key for women facing divorce

Mark Bouris Women are at a high risk of losing out financially in a divorce, but this doesn't have to be the case.

YOUR QUESTIONS

Where could investment property profit find a home?

A well planned strategy can maximise your benefits in retirement from the sale of an investment property.

George Cochrane We're selling up and want to know the best plan for salting away the proceeds.

NEIGHBOURHOOD WATCH

Skiing, pensions and other valuable lessons from across the ditch

David Potts Their dollar is closing in on parity with ours spurred on by a vibrant, confident economy.

LOVE AND MONEY

Financial fix for wedded bliss

Newlyweds Kate and Josh Williams.

Kate Jones Money differences are responsible for more break-ups than cheating, especially in the first year of a marriage. So what are the financial hurdles - and how do you clear them?

HOLD TIGHT

Need a helping hand? Don't get sucked in

 

Christine Long Some financial products that claim to ease your cares can send you even deeper into debt.

TIP OF THE WEEK

How to set yourself some kickable goals

You need to set yourself financial goals.

Dominique Bergel-Grant A tangible financial goal is about more than ideas, dates and numbers. It includes three key elements: your big financial picture, the level of risk you are willing to take and a strategy to protect...

BOURIS ON MONEY

Get ’em while they’re young

It's never too late, or too early, to start.

Mark Bouris In the rush to help mature age groups with their money, financial advisers can leave others behind.

ADVICE LINE

ASIC's advice register will help to weed out bad apples

Stopping the rot: The register of financial advisers will only be as good as employers' breach reporting and recruitment processes.

John Collett The long-promised national register of financial planners is here at last. It's a good start, but it's not perfect.

ADVICE CENTRE

Financial advice register a winner for consumers

Four planners adversely named in the financial planning scandals at the big banks not listed on the register.

John Collett ASIC's register of financial advisers that went live online this morning has scored some early wins for consumers.

A little self-knowledge can go a long way

John Collett dinkus Dinkus

John Collett When you’re making big financial decisions, it helps to know your weak spots and learn how to manage them.