Policy switch on life insurance is long overdue

Daryl Dixon When it comes to insurance, the benefits of shopping around can be substantial.

Planners divided on life insurance reforms

Ruth LIew Financial planners are split over the impact incoming regulatory changes will have on their life insurance businesses, with some arguing the proposals will deal serious blows to the profitability of...


Ride-sharing can void insurance

Insurance cover for drivers carrying fare-paying passengers needs to be checked.

John Collett Industry body says insurers could decline claims made by Uber’s drivers.


Credit card travel insurance under the spotlight

John Collett

John Collett Those heading overseas during the upcoming school holidays could be buying travel insurance they do not need.


Still time to beat private health insurance premium rises

Excluding cover for things you are unlikely to need to claim for can help reduce the cost of private health insurance.

John Collett As private health insurance premiums rise, many policyholders are looking to reduce their cover to cut costs.


Online insurance doesn't come cheap

ASSET MAGAZINE COVER photo TAMARA VONINSKI  generic rain umbrella business man forecast SPECIALX 79335

Back of man in suit with a red umbrella

John Collett When it comes to life insurance, buying directly from the insurer is usually the most expensive route.


Shop around for a good insurance deal

Clancy Yeates This year's devastating start to the bushfire season has underlined the value of insuring the biggest asset many people own: their home.

Credit insurance risks uncovered

The skyline

Lesley Parker Consumer credit insurance - marketed alongside credit cards and personal loans as a way to protect your ability to meet repayments - remains on the Australian Securities and Investments Commission's...


Duopoly drives rising insurance costs

A depth gauge in the Warrego River near Enngonia. Water users in NSW are concerned about water allocations in Queensland. Photo by Andrew Meares smh news 8 February 2007 SPECIALX 222

Clancy Yeates 'Bill shock'' normally refers to the unpleasant experience of receiving an enormous phone or electricity bill. But it could just as easily apply to insurance.


Large funds have life insurance covered

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Photo by Rob Homer

John Collett Most of us don't have enough life insurance, so it's good that large superannuation funds provide ''default'' death and total and permanent disablement insurance to their members, who otherwise may...


We all have a little life insurance, but most of us need more


Penny Pryer Insurance companies have been raving about Australia's "chronic" underinsurance problem for decades.

Insurance commissions encourage churning

The chairwoman of Choice, Jenni Mack, says when you buy life insurance, a commission of about 130 per cent of your first year's premium, then 10 per cent to 30 per cent each year after that, is paid...

Pet insurance for a priceless companion

Trudy Collinson's dog, Bonnie

Trudy Collinson thought her dogs would be a good way to get her out of the house and to nearby Melbourne parks for exercise and to meet people while her children were at school.

Travel insurance cap may not fit

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Lesley Parker The more you take on holiday, the more you stand to lose if you're not adequately covered.


How middle Australia is being squeezed

Middle-class Australians have been belt-tightening for years and there's no sign of let-up.

David Potts Feeling the pinch? You're neither imagining it nor are you alone. Middle Australia is doing it tough.


Blissful ignorance can hit you where it hurts

How much do you know about managing your money.

Christine Long When put to the test, people’s financial understanding often falls short.


Basic training: How to buy your first car

Only fools rush in: Don't let excitement distract you from making good financial decisions.

Larissa Ham Buying your first set of wheels is likely to be one of the most exciting purchases you'll make.


Breadwinners need to protect their income

If you are unable to work, will you be able to cover mortgage repayments and other bills?

Mark Bouris Why would you insure your home and your car, but not your income?

The last thing to worry about

‘‘I really struggle’’,  says Linda Young who is dying of cancer.

Christine Long Those with terminal illness can now get their super more easily. But there are other issues which need to be faced.


Planning eases the pain of unexpected strife

MON00 Melissa
Melissa Browne.

Melissa Browne Unforeseen things happen, and it's important to prepare yourself for them.