Income insurance protects your biggest asset

Thabojan Rasiah We all know insurance is something we have "just in case", yet most of us don't insure our biggest asset.


Do we really need insurance – and why is it so pricy?

Insurance may rarely be called on but, just as umbrellas come in handy when it rains, protects policyholders from severe financial losses.

Catherine Robson Our natural optimism means we don’t believe that we are likely to suffer hard times in the future, so we are not inclined to prepare for them.


Ride-sharing can void insurance

Insurance cover for drivers carrying fare-paying passengers needs to be checked.

John Collett Industry body says insurers could decline claims made by Uber’s drivers.


Policy switch on life insurance is long overdue

Hopefully, the reduction in commissions payable will reduce the pressures put on customers to switch their insurance arrangements.

Daryl Dixon When it comes to insurance, the benefits of shopping around can be substantial.

Planners divided on life insurance reforms

Ruth LIew Financial planners are split over the impact incoming regulatory changes will have on their life insurance businesses, with some arguing the proposals will deal serious blows to the profitability of...


Credit card travel insurance under the spotlight

John Collett

John Collett Those heading overseas during the upcoming school holidays could be buying travel insurance they do not need.


Still time to beat private health insurance premium rises

Excluding cover for things you are unlikely to need to claim for can help reduce the cost of private health insurance.

John Collett As private health insurance premiums rise, many policyholders are looking to reduce their cover to cut costs.


Online insurance doesn't come cheap

ASSET MAGAZINE COVER photo TAMARA VONINSKI  generic rain umbrella business man forecast SPECIALX 79335

Back of man in suit with a red umbrella

John Collett When it comes to life insurance, buying directly from the insurer is usually the most expensive route.


Shop around for a good insurance deal

Clancy Yeates This year's devastating start to the bushfire season has underlined the value of insuring the biggest asset many people own: their home.

Credit insurance risks uncovered

The skyline

Lesley Parker Consumer credit insurance - marketed alongside credit cards and personal loans as a way to protect your ability to meet repayments - remains on the Australian Securities and Investments Commission's...


Duopoly drives rising insurance costs

A depth gauge in the Warrego River near Enngonia. Water users in NSW are concerned about water allocations in Queensland. Photo by Andrew Meares smh news 8 February 2007 SPECIALX 222

Clancy Yeates 'Bill shock'' normally refers to the unpleasant experience of receiving an enormous phone or electricity bill. But it could just as easily apply to insurance.


Large funds have life insurance covered

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Photo by Rob Homer

John Collett Most of us don't have enough life insurance, so it's good that large superannuation funds provide ''default'' death and total and permanent disablement insurance to their members, who otherwise may...


We all have a little life insurance, but most of us need more


Penny Pryer Insurance companies have been raving about Australia's "chronic" underinsurance problem for decades.

Insurance commissions encourage churning

The chairwoman of Choice, Jenni Mack, says when you buy life insurance, a commission of about 130 per cent of your first year's premium, then 10 per cent to 30 per cent each year after that, is paid...

Pet insurance for a priceless companion

Trudy Collinson's dog, Bonnie

Trudy Collinson thought her dogs would be a good way to get her out of the house and to nearby Melbourne parks for exercise and to meet people while her children were at school.

Travel insurance cap may not fit

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Lesley Parker The more you take on holiday, the more you stand to lose if you're not adequately covered.


Tips for couples switching to a single income

Mark Bouris What happens when your household goes from two incomes to one?

Robert Holmes a Court's big mistake: dying without a will

Robert Holmes a Court was surrounded by legal advisers and he still died without a will.

Catherine Robson When billionaire Robert Holmes a Court died aged 53, he did not have a valid will. The result for his family was devastating.


Your questions

A reader wants to know whether their New Zealand Post Office Bonus Bonds and UK Premium Savings Bonds might be worth something.


Claiming a tax deduction for renovating an investment property

The cost of renovations for an investment property are deducted off capital gains tax, not income tax.

Noel Whittaker Readers ask Noel Whittaker their financial dilemmas, from the tax deductibility of renovating an investment property to whether to buy their late mother's house.