General Insurance

DO IT YOURSELF

Create your own new job

Barbara Drury In a world where traditional jobs are disappearing more Australians are turning to freelancing and self-employment out of necessity.

GOOD ADVICE

Independent investors to pay a FOFA price

Alter the rules: Rearrange the costs.

Richard Livingston If you’re seeking genuine advice on your terms you will pay the price for the failure of the Coalition's FOFA changes..

BOURIS ON MONEY

Summer - time for a good think

Mark Bouris dinkus.

Mark Bouris The holidays are a good time to engage in some planning for 2015: the things you’d change, the things you’d do the same.

BOURIS ON MONEY

China deal sets course for growth

Mark Bouris Free trade agreement should see Australia benefit from China's economic transformation for years to come.

THE MOTLEY FOOL

Six ways to make your money work as hard as you do

Money

Scott Phillips You've worked hard to earn it, so don't let your money put its feet up - give it a job to do.

INSURANCE

Check cover before e-leasing

Aftermath: If your home was trashed by a house-swap guest, your insurer may refuse to pay out.

John Collett Property swaps and short-term letting can be a minefield for home owners if things go wrong.

TAKE A BREAK

Millions of days off up for grabs

Holiday

Michelle Hutchison Australians wasted more than 58 million annual leave days last year- that's about a week each.

Comments 31

PLANNING FOR CHANGE

Start planning for those life-changing moments

Janet Briggs
-- 

Richard 
Hughes 
Money Editor 

The 
Age/Sydney Morning Herald
-- 

L2, Media 
House, 655 Collins St, Docklands, VIC 3008 
T 03 
8667 3138 | M 0401 489 849 
richardhughes@fairfaxmedia.com.au 
| www.theage.com.au 

money_puff27.jpg

Christine Long If you know some important changes are just around the corner, it pays to get your finances in order first.

PLANNING AHEAD

The numbers you really need

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Barbara Drury If your finances are a blur and you experience constant pain in your hip pocket, then it's not a health check you need but a wealth check.

CLEVER COVERAGE

Online insurance doesn't come cheap

ASSET MAGAZINE COVER photo TAMARA VONINSKI  generic rain umbrella business man forecast SPECIALX 79335

Back of man in suit with a red umbrella

John Collett When it comes to life insurance, buying directly from the insurer is usually the most expensive route.

SHORT CHANGE

Short change: Financial news in brief

Australians spent $158 million in medical gap fees in the firs three months of this year.

John Collett Short change

PLEASE YOURSELF

Clearing financial hurdles of the single life

Party of one: Gretchen Alt-Cooper is a self employed accountant/company director and has been a single parent for many years.

Barbara Drury Singletons are on the rise. But there's a financial downside to independence. Follow these tips to avoid the poverty trap later in life.

BOURIS ON MONEY

Sometimes the personal touch is best

Mark Bouris dinkus.

Mark Bouris For most people there's still a divide between the ease of technology and the need for advice.

TIP OF THE WEEK

Changing jobs? Take time to cast a fresh eye over financial plans

parachute 031122 photo  Greg Newington afrphotos.com MUST NOT BE USED WITHOUT PERMISSION FROM GREG COLOUR USE ONLY. Generic  retirement, payout, safety net. Finance.

Olivia Maragna Once you've found a new job, it is an ideal opportunity to review your entire financial plan.

SHORT CHANGE

A leg of briefs

Most expensive: Yet this Labrador appears unconcerned.

David Potts Term deposits shunned, credit cards rated safest and the rising cost of a dog.

YOUR QUESTIONS

Careful planning needed to have a good lifestyle in retirement

Golden years: Those planning to retire hope their income will allow them a lifestyle of leisure.

George Cochrane The goal is a retirement unit, but the money keeps going elsewhere. What's the best plan?

YOUR QUESTIONS

Sharing with sister is too taxing

Sister act: Can I just transfer my half of the house to my sister? I'd rather give her $450 a year than the state revenue office!

George Cochrane We own equal shares in a house. What happens if I give her my half?

ASK NOEL

Benefit to paying mortgage fortnightly

Mucci Illo for Ask Noel

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Noel Whittaker It's a quick way to pay off the loan faster - and you probably won't even notice you're doing it.

YOUR QUESTIONS

A grand $3 million financial plan

A grand financial plan.

George Cochrane The family home can be sold within two years of death without any capital gains tax.

INSIGHT

Time to shop around for cut-price credit

Money:97032: Picture by Craig Abraham: Picture shows the torso of a women holding a basket of money.

shopping, home loans, home finance

Clancy Yeates Banks are competing fiercely to sign up more customers in anticipation of stronger credit growth. This means many are offering cut-price home loans