General Insurance


Tips for couples switching to a single income

Mark Bouris What happens when your household goes from two incomes to one?

Robert Holmes a Court's big mistake: dying without a will

Robert Holmes a Court was surrounded by legal advisers and he still died without a will.

Catherine Robson When billionaire Robert Holmes a Court died aged 53, he did not have a valid will. The result for his family was devastating.


Your questions

A reader wants to know whether their New Zealand Post Office Bonus Bonds and UK Premium Savings Bonds might be worth something.


Claiming a tax deduction for renovating an investment property

The cost of renovations for an investment property are deducted off capital gains tax, not income tax.

Noel Whittaker Readers ask Noel Whittaker their financial dilemmas, from the tax deductibility of renovating an investment property to whether to buy their late mother's house.


How to pay for your kids' education

The cost of a child's education includes music and sporting activities, not just school fees.

Mark Bouris Between private or public school fees and extras such as sport, music and camps, the cost of your children's education can be significant.


Income insurance protects your biggest asset

Your ability to produce an income is your most important financial asset.

Thabojan Rasiah We all know insurance is something we have "just in case", yet most of us don't insure our biggest asset.

Meet the home owners going back to renting

Growing numbers of Australians are jumping out of home ownership and giving renting another whirl. Illustration: Michael Mucci

Christine Long Growing numbers of Australians are leaving home ownership to return to renting.


Personal finance advice for couples and families

Save for short-term goals like a wedding.

George Cochrane Readers ask how they can plan for their own retirement and to invest for their children's futures.


Do we really need insurance – and why is it so pricy?

Insurance may rarely be called on but, just as umbrellas come in handy when it rains, protects policyholders from severe financial losses.

Catherine Robson Our natural optimism means we don’t believe that we are likely to suffer hard times in the future, so we are not inclined to prepare for them.


Blissful ignorance can hit you where it hurts

How much do you know about managing your money.

Christine Long When put to the test, people’s financial understanding often falls short.


Basic training: How to buy your first car

Only fools rush in: Don't let excitement distract you from making good financial decisions.

Larissa Ham Buying your first set of wheels is likely to be one of the most exciting purchases you'll make.


Breadwinners need to protect their income

If you are unable to work, will you be able to cover mortgage repayments and other bills?

Mark Bouris Why would you insure your home and your car, but not your income?


Ride-sharing can void insurance

Insurance cover for drivers carrying fare-paying passengers needs to be checked.

John Collett Industry body says insurers could decline claims made by Uber’s drivers.


Policy switch on life insurance is long overdue

Hopefully, the reduction in commissions payable will reduce the pressures put on customers to switch their insurance arrangements.

Daryl Dixon When it comes to insurance, the benefits of shopping around can be substantial.


Planning eases the pain of unexpected strife

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Melissa Browne.

Melissa Browne Unforeseen things happen, and it's important to prepare yourself for them.

Grey divorce has huge impact in the retirement years

Divorcing later in life is becoming more common.

After decades of marriage, divorce is the last thing couples expect to disrupt their retirement plans.


Pets can cost owners a bundle

John Collett

John Collett We love our pets but they can cost a fortune. Should your dog or cat suffer a serious illness or accident, you could be left out of pocket to the tune of thousands of dollars.

Comfort zone not best place to be

Even if you take the plunge, the pension is always there as a backstop.

David Potts Many pensioners will be worse off by 2017 – unless they ramp up their risk-taking – and remember there is the pension to fall back on.


Take full control of your finances

If you're lying awake worrying about money, it's time to tackle the issue.

John Collett The start of a new financial year is a good time to review your financial affairs, especially if they're keeping you awake at night, writes John Collett.

Planners divided on life insurance reforms

Ruth LIew Financial planners are split over the impact incoming regulatory changes will have on their life insurance businesses, with some arguing the proposals will deal serious blows to the profitability of...