General Insurance

Thousands of Aussies caught in tougher rules to transfer British pensions

Laura McGeoch Aussie travellers who work and amass retirement savings in Britain could now be waiting for decades to transfer this money into an Australian superannuation account.

Your 10-week plan to prepare for Christmas

Mark Bouris The first mentions of Christmas are creeping into retail marketing, and for many Australians that signals unbridled spending and a January spent worrying how to pay-off the credit cards.

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How to decide which assets to sell when your income falls short

Given that interest rates are seen to be heading up in coming months and years, and the property market is arguably cooling down in Sydney and Melbourne, this could be a good time to sell.

George Cochrane Financial expert George Cochrane answers your questions.

What to do if targeted for a tax audit

More taxpayers are receiving 'please explain' letters from the Tax Office

John Collett The Tax Office's new data matching technology is catching out more taxpayers than ever.

Why your 50s are a critical decade for fitness and finances

Catherine Robson Fred Liberatore believes that living a healthy lifestyle is better than any pill for not only living longer, but also living happier.

How artificial intelligence is changing personal finance

Machine learning and natural language processing are types of artificial intelligence.

Rose Powell There seems to be an app for everything these days, except for one that can make you a millionaire. Yet.

Financial stress is big cause of break-ups. How to money-proof your relationship

Financial stress is a leading cause of relationship breakdowns.

Caitlin Fitzsimmons The traditional wedding vows include a promise to be together "for richer, for poorer", but many couples find "for poorer" just too bloody hard.

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Eight of 10 Australians don't get financial advice. Is technology the answer?

Will robo-advisers be able to provide quality advice that is cheaper than human advisers?

John Collett Despite surveys showing how stressed many of us are about money, about eight in 10 adult Australians are not receiving financial advice.

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How people with mental illness can weather-proof finances for bumpy spending patterns

Akemi, a Melbourne street artist who lives with bipolar disorder, tends to spend excessively and run up debt during his manic episodes.

Christine Long Melbourne street artist Akemi, who has bipolar disorder, once maxed out a credit card in a single day buying $3500 of homewares online.

Financial stress is widespread for Australians and it's taking its toll

Marian Russell with her two children, Allegra, 2, and Bodie, 1, at Warriewood beach.

Caitlin Fitzsimmons Nearly one in three Australians is feeling financially stressed, with damaging effects on mental and physical health and social relationships.

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Is private health insurance worth it?

Insurers make a lot of profit from things like dental where only a small amount of the cost is actually covered, Ian McAuley says.

Georgina Dent Given premiums having risen steadily, it's unsurprising that many consumers are lowering their coverage or opting out altogether.

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How to use super contributions to reduce capital gains tax

Superannuation contributions can be used to reduce your capital gains tax liability.

Noel Whittaker Making tax-deductible superannuation contributions to reduce capital gains tax is now a strategy available to more people.

Prepare for the risk of losing the breadwinner

If the main breadwinner dies or is no longer able to work, how would the family survive?

Mark Bouris If you follow the news about North Korea you might think we're living under imminent threat of catastrophe, but many Australians have a potential disaster in store closer to home.

Get your personal finances in order before you start a business

Some budding entrepreneurs pitch their business to investors on <i>Shark Tank</i>.

Christine Long Getting a business off the ground isn't just about finding start-up money. Behind the scenes you've got to be able to live and ensure your personal finances don't go backwards.


Worried about your retirement savings? It's probably not as dire as you think


Caitlin Fitzsimmons You probably don't need as much money in retirement as you've been told.

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Most of us are overconfident about our financial knowledge - that's a risk

A recent survey found big gaps in the financial knowledge of many respondents, despite high levels of confidence.

Clancy Yeates Many people misunderstand key concepts in banking, but few recognise the limits of their knowledge, a new survey suggests.

How the funeral industry preys on grieving families

Caitlin Fitzsimmons Death may be one of the great certainties of life, but there's nothing compulsory about a funeral.

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Enjoy stomping your feet about house prices, then go do something about it

Melissa Browne Ultimately all my swearing and carrying on isn't going to change anything.

How to put a financial windfall to good use

Receiving a windfall can leave us confused about how to make best use of the money.

John Collett Receiving a financial windfall can leave most of us in a pickle on what to do with the money.

Why everyone needs a will, especially parents

Orphaned children may have a loving extended family but if their parents don't nominate a testamentary guardian, it becomes a matter for the family court.

Caitlin Fitzsimmons One of the biggest reasons parents need a will has nothing to do with who gets their money if they die.

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