Health Insurance

CARE COVER

Still time to beat private health insurance premium rises

John Collett As private health insurance premiums rise, many policyholders are looking to reduce their cover to cut costs.

FAMILY MONEY

The cost of loving

Financial, emotional toll: Louise Thomas with her daughter, Ruby,  at their home in Willoughby.

Sylvia Pennington The quest for a family by non-traditional means can be a costly business.

Confidence and knowledge key for women facing divorce

Mark Bouris Women are at a high risk of losing out financially in a divorce, but this doesn't have to be the case.

NEIGHBOURHOOD WATCH

Skiing, pensions and other valuable lessons from across the ditch

David Potts Their dollar is closing in on parity with ours spurred on by a vibrant, confident economy.

A little self-knowledge can go a long way

John Collett dinkus Dinkus

John Collett When you’re making big financial decisions, it helps to know your weak spots and learn how to manage them.

OVERSEAS LIVING

Stretched? Try calling Asia home

Colleen Ryan and Stephen Wyatt As the cost of living rises in Australia, many would-be retirees are planning for a cheaper life overseas.

YOUR QUESTIONS

Prepare to retire debt-free

Retire debt-free.

George Cochrane I'm making a steady income with plenty in my super; What is the best strategy to retire?

SHORT CHANGE

Short change: Financial news in brief

Australians spent $158 million in medical gap fees in the firs three months of this year.

John Collett Short change

NUMBERS YOU NEED

Numbers you need

John Collett Essential numbers from the world of finance.

YOUR QUESTIONS

Careful planning needed to have a good lifestyle in retirement

Golden years: Those planning to retire hope their income will allow them a lifestyle of leisure.

George Cochrane The goal is a retirement unit, but the money keeps going elsewhere. What's the best plan?

DOLLAR DRAINERS

Hidden costs of ignoring small outlays

Emily Chantiri The costs for some goods and services are small but let them slide for too long and you'll find they will add up to hundreds, if not thousands, of dollars a year.

Smart strategies for maximising your super

Retiree.

Max Newnham There are many strategies a person can use to maximise the superannuation they have at retirement.

FOFA REFORMS

A new year's fizzer

Picture by JULIAN KINGMA.
party, drinking, drinks, alcohol, balloons, streamers, celebration

David Potts The start of the financial year brings a melting pot of pros and cons, from higher super contributions to the nebulous FOFA plan.

GETTING STARTED

Weakening growth puts pressure on future prospects

NCH NEWS  Emergency Relief Worker  Michael Haynes with empty shelves. The Samaritans has exhausted its food vouchers. Adamstown.  18th February 2010 Newcastle  NCH NEWS PIC JONATHAN CARROLL SPECIAL 00000000

David Potts Much will be said about budget deficits and debt before we get to September 7, and even more after it.

WELL HEELED

Health cover is in your court

Melissa Browne

Melissa Browne Many people are only now seeing the effect of the recent changes to the private health insurance rebate when they lodge their tax return

YOUR QUESTIONS

Triggers and the bring-forward rule

Your Questions with George Cochrane

George Cochrane Do you understand how the bring-forward rule for non-concessional super contributions works?

YOUR QUESTIONS

Pension capitalisation taxable for under 60s

Your Questions dinkus

George Cochrane My wife and I have our own SMSF. Can she 'commute' the pension and take capital out?

Financially protect your greatest asset - you

Mark Bouris dinkus.

Mark Bouris One of the most unpopular topics in personal finance is known as 'life products'.

YOUR QUESTIONS

Wise choices for a disabled child's future

Your Questions dinkus

George Cochrane You should always investigate the use of a disability trust in which to leave assets.

PLANNING

Lessons learnt from the GFC

Money cover illustration
man writing 'GFC' onto chalkboard
Photo illo by Jamie Smetkowski

Alexandra Cain Five years after everything went pear-shaped, battered portfolios can be spruced up.