Health Insurance

Private health insurance: run for cover before the end of the tax year

Laura Crowden Amid the mid-year stocktake sales and car dealership runouts is a notion that it is rather important - to sort out private health insurance before June 30.

CARE COVER

Still time to beat private health insurance premium rises

Excluding cover for things you are unlikely to need to claim for can help reduce the cost of private health insurance.

John Collett As private health insurance premiums rise, many policyholders are looking to reduce their cover to cut costs.

ASK NOEL

Ask Noel: how can I get started with options trading?

Noel Whittaker Financial expert Noel Whittaker answers readers' questions. Plus we have 10 copies of his book to give away.

ELECTION 2016

Election 2016: How the national vote will affect your finances

The outcome of the election could have a big effect on your hip pocket.

Leo D'Angelo Fisher That unsettling prickling sensation many of you will be feeling right now is just your hip-pocket nerve reacting as July 2 nears.

INSURANCE

Muzzle the bite of vet bills with pet insurance

John Collett Dogs may be our best friends, but they can also be expensive.

YOUR QUESTIONS

George Cochrane on aged care, retirement and granny flats

It's financially advantageous to rent out rather than sell your home when you go into aged care.

George Cochrane Financial expert George Cochrane answers readers' questions.

RETIRE RIGHT

Retire Right: strategies for determining who inherits your super savings and how

There are strategies to preserve your superannuation for the purposes of leaving a legacy.

Nicole Pedersen-McKinnon You can control, through a valid will, where all the money you amass in your lifetime ultimately goes. But many people don't appreciate that this does not necessarily apply to superannuation.

TRAVEL INSURANCE

Travel insurance is for home as well as abroad

Ski trips have a lot of upfront cost, and the price of medical treatment can be high.

Leo D'Angelo Fisher Chances are travel insurance for domestic ski holidays is not on most to-do lists.

BUDGET 2016

Budget 2016: 10 hidden changes for families

Nicole Pedersen-McKinnon There wasn't much explicitly for working families, but there were a whole bunch of measures that will directly affect them.

RETIRE RIGHT

Retire Right: how much super you'll really need

The difference between a comfortable and a modest retirement is vast.

Nicole Pedersen-McKinnon There's a lot of discussion – and disagreement – about the size of the lump sum you will need at retirement.

Budget, election and possible rate cut mean months of uncertainty

Prime Minister Malcolm Turnbull and Treasurer Scott Morrison will have some surprises in Tuesday's budget.

John Collett Tuesday's budget is unlikely to resolve uncertainty and lift consumer confidence.

INTELLIGENT INVESTOR

Top 10 money mistakes of the middle-aged

In your 40s and 50s you are more likely to have extra mouths to feed.

Graham Witcomb You're at the height of your career and you probably have a couple of extra mouths to feed. Here are the 10 biggest money mistakes to avoid in your 40s and 50s.

TIP OF THE WEEK

Income insurance protects your biggest asset

Your ability to produce an income is your most important financial asset.

Thabojan Rasiah We all know insurance is something we have "just in case", yet most of us don't insure our biggest asset.

WISE WORDS

Blissful ignorance can hit you where it hurts

How much do you know about managing your money.

Christine Long When put to the test, people’s financial understanding often falls short.

LOW GROWTH

How middle Australia is being squeezed

Middle-class Australians have been belt-tightening for years and there's no sign of let-up.

David Potts Feeling the pinch? You're neither imagining it nor are you alone. Middle Australia is doing it tough.

BOURIS ON MONEY

Breadwinners need to protect their income

If you are unable to work, will you be able to cover mortgage repayments and other bills?

Mark Bouris Why would you insure your home and your car, but not your income?

INSURANCE

Pets can cost owners a bundle

MON00
John Collett

John Collett We love our pets but they can cost a fortune. Should your dog or cat suffer a serious illness or accident, you could be left out of pocket to the tune of thousands of dollars.

Comfort zone not best place to be

Even if you take the plunge, the pension is always there as a backstop.

David Potts Many pensioners will be worse off by 2017 – unless they ramp up their risk-taking – and remember there is the pension to fall back on.

OVERSEAS LIVING

Stretched? Try calling Asia home

There's a big world out there.

Colleen Ryan and Stephen Wyatt As the cost of living rises in Australia, many would-be retirees are planning for a cheaper life overseas.

FAMILY MONEY

The cost of loving

Financial, emotional toll: Louise Thomas with her daughter, Ruby,  at their home in Willoughby.

Sylvia Pennington The quest for a family by non-traditional means can be a costly business.