Health Insurance

CARE COVER

Still time to beat private health insurance premium rises

John Collett As private health insurance premiums rise, many policyholders are looking to reduce their cover to cut costs.

INSURANCE

Pets can cost owners a bundle

MON00
John Collett

John Collett We love our pets but they can cost a fortune. Should your dog or cat suffer a serious illness or accident, you could be left out of pocket to the tune of thousands of dollars.

Comfort zone not best place to be

Even if you take the plunge, the pension is always there as a backstop.

David Potts Many pensioners will be worse off by 2017 – unless they ramp up their risk-taking – and remember there is the pension to fall back on.

OVERSEAS LIVING

Stretched? Try calling Asia home

There's a big world out there.

Colleen Ryan and Stephen Wyatt As the cost of living rises in Australia, many would-be retirees are planning for a cheaper life overseas.

FAMILY MONEY

The cost of loving

Financial, emotional toll: Louise Thomas with her daughter, Ruby,  at their home in Willoughby.

Sylvia Pennington The quest for a family by non-traditional means can be a costly business.

Confidence and knowledge key for women facing divorce

Mark Bouris Women are at a high risk of losing out financially in a divorce, but this doesn't have to be the case.

NEIGHBOURHOOD WATCH

Skiing, pensions and other valuable lessons from across the ditch

David Potts Their dollar is closing in on parity with ours spurred on by a vibrant, confident economy.

A little self-knowledge can go a long way

John Collett dinkus Dinkus

John Collett When you’re making big financial decisions, it helps to know your weak spots and learn how to manage them.

SHORT CHANGE

Short change: Financial news in brief

Australians spent $158 million in medical gap fees in the firs three months of this year.

John Collett Short change

NUMBERS YOU NEED

Numbers you need

John Collett Essential numbers from the world of finance.

YOUR QUESTIONS

Careful planning needed to have a good lifestyle in retirement

Golden years: Those planning to retire hope their income will allow them a lifestyle of leisure.

George Cochrane The goal is a retirement unit, but the money keeps going elsewhere. What's the best plan?

WELL HEELED

Health cover is in your court

Melissa Browne

Melissa Browne Many people are only now seeing the effect of the recent changes to the private health insurance rebate when they lodge their tax return

YOUR QUESTIONS

Triggers and the bring-forward rule

Your Questions with George Cochrane

George Cochrane Do you understand how the bring-forward rule for non-concessional super contributions works?

YOUR QUESTIONS

Pension capitalisation taxable for under 60s

Your Questions dinkus

George Cochrane My wife and I have our own SMSF. Can she 'commute' the pension and take capital out?

Financially protect your greatest asset - you

Mark Bouris dinkus.

Mark Bouris One of the most unpopular topics in personal finance is known as 'life products'.

YOUR QUESTIONS

Wise choices for a disabled child's future

Your Questions dinkus

George Cochrane You should always investigate the use of a disability trust in which to leave assets.

PLANNING

Lessons learnt from the GFC

Money cover illustration
man writing 'GFC' onto chalkboard
Photo illo by Jamie Smetkowski

Alexandra Cain Five years after everything went pear-shaped, battered portfolios can be spruced up.

ASK NOEL

London calling but is it a bridge too far?

Ask Noel

Noel Whittaker We want to sell our share portfolio, borrow $100,000 and buy a property in London for our children.

PLANNING

Familiar pattern to the year ahead

SPECIALX 00030292 Mercury, Taste, Cookie.
 Chinese Fortune cookies for Taste Cover.  280103
 Pix Ken Robertson/krz, Story Melissa Gaudron. Money cover 15 January 2014.  generic image with a bit of digitial tweaking for 2014.

David Potts It's early days yet, but 2014 is starting to look a whole lot like 2013.

ASK NOEL

Home truths about living longer

Noel Whittaker We're in our late 70s and hope to last at least another 10 years but fear the only way to avoid outliving our savings is to sell our home.