Life Insurance

ASSETT CHECK

Policy switch on life insurance is long overdue

Daryl Dixon When it comes to insurance, the benefits of shopping around can be substantial.

Planners divided on life insurance reforms

Ruth LIew Financial planners are split over the impact incoming regulatory changes will have on their life insurance businesses, with some arguing the proposals will deal serious blows to the profitability of...

SUPER

Large funds have life insurance covered

wet floor.syd.afr.020415........a caution sign warning of a wet floor...... generic safety. liability insurance. personal injury...... afr first use......
***afrphotos.com***

Photo by Rob Homer

John Collett Most of us don't have enough life insurance, so it's good that large superannuation funds provide ''default'' death and total and permanent disablement insurance to their members, who otherwise may...

PLANNING

We all have a little life insurance, but most of us need more

retirement

Penny Pryer Insurance companies have been raving about Australia's "chronic" underinsurance problem for decades.

Malaysia and Mexico are beating Australia in income-protection insurance

Mark Bouris Take-up of car insurance sits at about 83 per cent in Australia, but only 27 per cent of people have protected their most important asset.

Jon Snow and why we all need an estate plan

Raised from the dead: Unlike the character Jon Snow in Game of Thrones, death is final and we need to plan for it.

Catherine Robson You won't find yourself raised from the dead by dark magic and potentially be the rightful heir to seven kingdoms, but you may have a complicated personal life.

Why retirees need their adult children to buy insurance

Noel Whittaker Getting your adult children to take out sufficient insurance is an important and emotive matter, and one that is never over in a single conversation.

Families encouraged to talk about funeral plans before it's too late

Bina Brown Diana Eiszele was seven months pregnant with her first child when her mother died suddenly at age 62.

Comments 4

ASK NOEL

Ask Noel: should we switch our super to pension mode?

Noel Whittaker Financial expert Noel Whittaker answers readers' questions.

INSURANCE

Muzzle the bite of vet bills with pet insurance

John Collett Dogs may be our best friends, but they can also be expensive.

YOUR QUESTIONS

George Cochrane on aged care, retirement and granny flats

It's financially advantageous to rent out rather than sell your home when you go into aged care.

George Cochrane Financial expert George Cochrane answers readers' questions.

How to handle a lottery win or large inheritance

If you win the lottery, give it time to sink in before you make big decisions.

Sylvia Pennington Many people dream of a life-changing windfall, but stories are legion of lottery winners or inheritors who have squandered fortunes.

Comments 12

RETIRE RIGHT

Retire Right: strategies for determining who inherits your super savings and how

There are strategies to preserve your superannuation for the purposes of leaving a legacy.

Nicole Pedersen-McKinnon You can control, through a valid will, where all the money you amass in your lifetime ultimately goes. But many people don't appreciate that this does not necessarily apply to superannuation.

YOUR QUESTIONS

Your Questions: 2017 deadline for age pensioners looms

George Cochrane Financial expert George Cochrane answers questions from readers.

TRAVEL INSURANCE

Travel insurance is for home as well as abroad

Ski trips have a lot of upfront cost, and the price of medical treatment can be high.

Leo D'Angelo Fisher Chances are travel insurance for domestic ski holidays is not on most to-do lists.

BOURIS ON MONEY

The six basic money personalities

Mark Bouris One way to approach your financial life is to first understand yourself: what drives you? Take our quiz to find out.

BOURIS ON MONEY

A financial roadmap to love's journey

Mark Bouris It's Valentine's Day, so let's talk about love and money.

ASK NOEL

Should you keep your investment property or reduce debt?

Illustration: Michael Mucci

Noel Whittaker Noel Whittaker answers readers' questions.

INTELLIGENT INVESTOR

Top 10 money mistakes of the middle-aged

In your 40s and 50s you are more likely to have extra mouths to feed.

Graham Witcomb You're at the height of your career and you probably have a couple of extra mouths to feed. Here are the 10 biggest money mistakes to avoid in your 40s and 50s.

What we can learn from the Packer siblings' assets split

Kerry Packer is greeted at Sydney Airport by his children James and Gretel in 1977.

John Collett How James Packer and his sister Gretel carved up the family fortune and why it's relevant to the rest of us.