Marriage

TRAVELLING LIGHT

Top holidays needn’t be costly ones

Nina Hendy There's lots of ways to score a cheap, or free, break. All you need do is put a bit of work in before you depart.

TRAVELLING LIGHT

Top holidays needn't be costly ones

John Albrecht, proprietor and managing director of Leonard Joel in Melbourne and Sydney, prepares an annual list of the most surprising results that have passed through his premises over the past 12 months.

Nina Hendy There's lots of ways to score a cheap, or free, break. All you need do is put a bit of work in before you depart.

DO IT YOURSELF

Create your own new job

Potential: There's a job in there waiting to blossom.

Barbara Drury In a world where traditional jobs are disappearing more Australians are turning to freelancing and self-employment out of necessity.

TIP OF THE WEEK

Are you guilty of financial infidelity?

Secrets and lies: Financial infidelity can be as destructive as any other betrayal of trust.

Olivia Maragna Keeping information from your partner could be seen as a betrayal.

BOOM OR BUST?

Hard times loom for too many boomers

John Collett They’ve passed 50 and are staring at retirement, many with too little set aside to make their post-work dreams come true.

YOUR QUESTIONS

Plan ahead, but not too far ahead

Plan ahead: But not too far ahead.

George Cochrane We have two kids, a home, plus rental properties in the CBD and the suburbs. We have plenty of ideas for the future, but which one is best?

LAST REQUEST

Will wills still work as paper trail fades?

Web life: With people spending so much of their time online, it is worth considering what should happen to your digital assets and accounts after you die.

Emily Chantiri Most of us manage our personal finances online. It's very convenient for us, but how easy will it be for our executors?

YOUR QUESTIONS

Sharing with sister is too taxing

Sister act: Can I just transfer my half of the house to my sister? I'd rather give her $450 a year than the state revenue office!

George Cochrane We own equal shares in a house. What happens if I give her my half?

TIP OF THE WEEK

Don't leave your estate in a state

Don't be caught without a will.

Michael Hutton Getting your life in order before it's too late has its benefits.

THE MOTLEY FOOL

Six ways to make your money work as hard as you do

Money

Scott Phillips You've worked hard to earn it, so don't let your money put its feet up - give it a job to do.

TIP OF THE WEEK

Splitting up? Act now to avoid surprises later on

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Alex Berlee Divorce is an emotional time but also one when important financial decisions have to be made.

BOOM OR BUST?

Hard times loom for too many boomers

Retire in peace: for many baby boomers retirement may not be as comfortable as they would like.

John Collett They’ve passed 50 and are staring at retirement, many with too little set aside to make their post-work dreams come true.

TIP OF THE WEEK

What to do if you face redundancy

If you are made redundant, knowing a few redundancy rules will help to avoid costly mistakes.

Alex Berlee Redundancy is something many of us can expect to face. Getting your finances under control will help reduce the stress on you and your family.

My place

Elisabeth Neales In 1964, my husband and I made a momentous decision; we spent our entire savings of £2500 on a half-completed, unlined fibro shack on three blocks of land in what was then a remote area near the...

FINANCIAL RECOVERY

Women who leave with nothing

Moving out and up: It is difficult escaping abuse and it carries financial implications.

Sylvia Pennington Getting away from abusive situations is hard, getting back on your feet financially can be harder still.

WILLS

Wills: Five things you should do now

Kate Jones Simple steps you can take to get your affairs in order.

PLANNING

Why you need to make a will

No rush: Hadley Allchurch, right, says making a will for wife Sarah and daughter Hayley would make him feel very old.

Kate Jones It's the morbid conversation no one wants to have, the plan no one wants to make.

PLANNING FOR CHANGE

Start planning for those life-changing moments

Janet Briggs
-- 

Richard 
Hughes 
Money Editor 

The 
Age/Sydney Morning Herald
-- 

L2, Media 
House, 655 Collins St, Docklands, VIC 3008 
T 03 
8667 3138 | M 0401 489 849 
richardhughes@fairfaxmedia.com.au 
| www.theage.com.au 

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Christine Long If you know some important changes are just around the corner, it pays to get your finances in order first.

TRANSFERS

Why do electronic transfers take so long?

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David Wilson On paper, it seems ridiculous. You send some money via electronic banking and the transaction apparently goes into limbo.

PLANNING AHEAD

The numbers you really need

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Barbara Drury If your finances are a blur and you experience constant pain in your hip pocket, then it's not a health check you need but a wealth check.