Retirement

When to start saving for retirement

Christopher Niesche Retirement seems a long way off for the average 30-year-old, but experts says it's important to get into the savings habit early.

PLANNING

Getting a super education for SMSF trustees

SMSF and help.

Alexandra Cain From July 1 SMSF trustees who break super laws will face mandatory education. So exactly what do you need to know to run a super fund?

PLANNING

ASIC to take on SMSF property spruikers

bricks
HOUSING AFR SYD 970715.01.36 PHOTO FRANCES MOCNIK .  GENERIC HOUSING PLEASE SAVE

John Collett Watchdog warns on online ads touting the tax advantages of holding property inside superannuation's low tax environment.

SUPER

Drive your own fund and save

GENERIC FOR AFR STORY ON SMALL BUSINESSES STARTING OUT.  KEY WORDS, LEARNERS, P PLATES, PROVISIONAL.

P PLATES AND SMALL BUSINESS; PHOTO PAUL JONES; 031027; AFR NEWS.

Max Newnham Blaming superannuation for your losses makes as much sense as blaming a car that cuts you off. The vehicle is not at fault, it's the driver.

Getting Started

Goalposts shift but super's still super

Pic shows Elderly women line dancing at Bondi Junction Senior Citizens centre. Generic retirement superannuation old age pension pensioner super elder business retire payments heath care funds fund lifestyle recreation relaxation dance movement arthritis joints. AFR Picture by Tanya Lake, 001101.

Potts Spot Just when it's finally come good, the rules for super just changed. Again.

Super

Exposure to shares has an upside

ASX. 8 AUGUST 2011. GENERIC PIC BY PETER BRAIG. STOCK EXCHANGE IN SYDNEY, SHARES, STOCK MARKET, STOCKS, SHARE PRICE.

John Collett Those superannuation fund members who are in lower-risk investment options have missed the early part of what could be a longer rally in shares.

PLANNING

The sorry state of self-employed super

Work flexibility

Sylvia Pennington Two decades of compulsory super contributions have seen a steady rise in the average wage earner's balance – but how are Australia's significant minority of self-employed workers making out?

PLANNING

Cutting through the confusion about super

TRA 5 MAY. Mornington Peninsula, Victoria. Ashcombe Maze & Lavender Gardens. Supplied by Visions of Victoria.

Max Newnham Keeping an eye on what fees you are paying will help you get the most out of your retirement money.

Wealthy take a hit, rest of us unscathed

retirement

John Collett The truth is that new tax imposts announced today will not affect most people. They can go on saving for super in the knowledge that for them, nothing has changed.

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Superannuation

Super industry gets out the claws, but happy with result

Generic super.

Madeleine Heffernan Funds showed their muscle this week, and they've pledged to fight tooth and nail if any government makes changes they don't like.

PLANNING

Beware storing treasures in your super fund

Treasure.

Alexandra Cain You can use your SMSF to collect almost anything of value – but there are strict rules about what you can do with them.

How to retire in tough times

Shirley White

Sue Hoban It looks good in the brochures - but what is the reality of retirement?

Top position within reach

Money

Barbara Drury It might not feel like it to retirees who are in the trenches battling the ravages of the global financial crisis but Australia's retirement income system is one of the best in the world.

Shares chaos hits boomers

John Collett.

Fund Pick Those nearing retirement must be wondering how much further their living standards might fall.

Shape up for changes to life cover

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John Kavanagh The government's plan to introduce automatic consolidation of superannuation accounts could result in millions of fund members losing valuable life insurance benefits.

When super hangs in the balance

Super.

The worst investment markets for more than 60 years present a dilemma for those in the lead up to retirement.