Work & Career

DO IT LIKE DAD

Personal finance: Money management lessons, tips and good habits from Dad

Sylvia Pennington Fathers reveal the money-managing secrets they pass on to their kids.

Set a goal and make a plan

Carolyn Roberts micro-manages her family's household budget and manages to save for a holiday each year.

Sally Patten If you don't have goals, you are guaranteed not to achieve them.

TIP OF THE WEEK

Trackers can get your finances in shape

Behaviours encouraged by your Fitbit can also be applied to your financial life.

Catherine Robson Whether its your health or your money, developing positive habits is the cornerstone of success.

BASIC TRAINING

Basic Training: How to save for your first big trip

Before you head off on your big trip, try and cut out all possible discretionary spending.

Larissa Ham You've got big plans to see the world - but how are you going to pay for your great big adventure?

YOUR QUESTIONS

What's the right call on concession card changes?

The Telstra discount for pensioners amounts to a maximum of $15 a month for a fixed-line phone rental.

George Cochrane The loss of health care entitlements continues to worry readers.

UNPROTECTED

Gloves off as the abused take control

Money pressures in a home can leave a sinking feeling.

Christine Long Women are falling victim to financial abuse — and may not even be aware they are.

TIP OF THE WEEK

Walk the financial line with your kids

Financial education can start when children are quite young.

Dominique Bergel-Grant Showing children how to be independent is one of the greatest gifts you can give.

TIP OF THE WEEK

Planning executive job exit in advance

Take the time to prepare for when you step away from a high-end job.

Nerida Cole If you're looking to step away from a high-end job you'll need to have a sound strategy.

LIVING LONGER

Slow down - the road is a long one

Christine Weston recognises she will need to work beyond the traditional retirement age.

Emily Chantiri As life expectancy grows, does it make more sense to pace ourselves instead of cramming everything into the first 40 or 50 years?

WELL-HEELED

Planning eases the pain of unexpected strife

MON00 Melissa
Melissa Browne.

Melissa Browne Unforeseen things happen, and it's important to prepare yourself for them.

INSURANCE

Pets can cost owners a bundle

MON00
John Collett

John Collett We love our pets but they can cost a fortune. Should your dog or cat suffer a serious illness or accident, you could be left out of pocket to the tune of thousands of dollars.

ASSETT CHECK

Policy switch on life insurance is long overdue

Hopefully, the reduction in commissions payable will reduce the pressures put on customers to switch their insurance arrangements.

Daryl Dixon When it comes to insurance, the benefits of shopping around can be substantial.

TIP OF THE WEEK

Redundancy payouts reward careful handling

Olivia Maragna A redundancy could be the breath of fresh air needed to really revitalise your career.

ASK NOEL

A not-so-super situation for one loyal worker

Illustration: Michael Mucci.

Noel Whittaker A struggling company has not being paying super for one of its workers. What could the worker do about this?

BRIGHT SPARKS

Students making a fortune

Mark McDonald and business partner Josiah Humphrey launched their business in 2011. It is predicted to turn over $100 million in revenue by 2018.

Nina Hendy Some uni students are well on their way to financial freedom before graduating.

TIP OF THE WEEK

High income doesn't always equal wealth

Spend, spend, spend is not the route to wealth

Michael Hutton No matter your pay grade, if you're spending everything you earn then you're reducing your wealth.

Seven ways to thrive in the new financial year

MON00 Melissa
Melissa Browne.

Melissa Browne It's time to stop talking about getting busy and start doing something about it.

WINNERS & LOSERS

Slow road or fast lane - goals need nurturing

At 38, marketing consultant Jasmine Skee is thrilled at having reached her biggest financial goal of owning a home.

Emily Chantiri Why do some people reach financial targets and others do not? What's the secret of their success?

The last thing to worry about

‘‘I really struggle’’,  says Linda Young who is dying of cancer.

Christine Long Those with terminal illness can now get their super more easily. But there are other issues which need to be faced.

THE ECONOMY

It's all Greek for the markets

Greek markets are feeling the pinch but it's the Chinese and the US markets we should worry about.

David Potts Markets are in a tizz again though exactly why is all Greek to me.