Career

MIND OVER MONEY

What playing with Lego taught me about managing money

Caitlin Fitzsimmons I had a financial epiphany while building a Lego aeroplane with my kids.

Live within your means: budget brilliantly

Ernest Chunge with his wife Fiona Copeman and baby Charles.

Barbara Drury Governments of all persuasions are fond of comparing the federal budget with the humble household budget and exhorting us to live within our means.

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How to pay for a tertiary education

A university education can be expensive, but you can plan for it.

Olivia Maragna Finishing a degree can cost tens of thousands of dollars and leave you with a student loan that you'll spend a lifetime repaying

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SUPER & FUNDS

Australians dream of early retirement but can't afford it

John Collett

John Collett More Australians want to retire early than just about any other nationality, but we are also less likely to afford it.

YOUR QUESTIONS

How to recover a family loan in a divorce

Family loans can become problematic in the case of divorce.

George Cochrane A reader asks how she can recover a housing loan to her daughter, now that divorce is on the cards and her soon to be former son-in-law is claiming it is a gift.

TIP OF THE WEEK

Get rich by talking about yourself in the third person

Catherine Robson Talking to yourself in the third person can help you make better financial decisions.

How to have a conversation about aged care

Bina Brown January is when many families confront the need for aged care, after spending time together over Christmas.

MIND OVER MONEY

What The Big Short movie can teach ordinary people

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Caitlin Fitzsimmons It's exciting watching the traders short the US mortgage market before the global financial crisis, but it's not something the rest of us can emulate.

ASK NOEL

'I'm 60, divorced, and I lost my job – help!'

Noel Whittaker Personal finance expert Noel Whittaker answers readers' questions.

INTELLIGENT INVESTOR

Top 10 money mistakes of the middle-aged

In your 40s and 50s you are more likely to have extra mouths to feed.

Graham Witcomb You're at the height of your career and you probably have a couple of extra mouths to feed. Here are the 10 biggest money mistakes to avoid in your 40s and 50s.

INTELLIGENT INVESTOR

The eight big money mistakes of the young

Schoolies on the Gold Coast: Many money decisions await.

Graham Witcomb  The decisions you make in your 20s and 30s can be the difference between financial success or living hand to mouth down the road.

MONEY BRAIN

How a financial planner changed Book Club host Jennifer Byrne's life

Jennifer Byrne on ABC's The Book Club.

Catherine Robson What drives wealth creation?

BOURIS ON MONEY

Tips for couples switching to a single income

Mark Bouris What happens when your household goes from two incomes to one?

Meet the home owners going back to renting

Growing numbers of Australians are jumping out of home ownership and giving renting another whirl. Illustration: Michael Mucci

Christine Long Growing numbers of Australians are leaving home ownership to return to renting.

TAKE COVER

Do we really need insurance – and why is it so pricy?

Insurance may rarely be called on but, just as umbrellas come in handy when it rains, protects policyholders from severe financial losses.

Catherine Robson Our natural optimism means we don’t believe that we are likely to suffer hard times in the future, so we are not inclined to prepare for them.

BASIC TRAINING

Basic Training: How to save for university

University study can be a rewarding but expensive option.

Larissa Ham A tertiary education can cost a packet - but there are ways to spread that cost around.

LOW GROWTH

How middle Australia is being squeezed

Middle-class Australians have been belt-tightening for years and there's no sign of let-up.

David Potts Feeling the pinch? You're neither imagining it nor are you alone. Middle Australia is doing it tough.

TIP OF THE WEEK

How much does it take to be happy?

Dominique Bergel-Grant What is the magic dollar number that can put a smile on anyone's dial?

RECESSION LOOMS

Cheer up, confidence is all that's missing

David Potts Strewth, I was only away three weeks - we had a nice holiday in Hawaii, thank you – only to find the sharemarket all over the shop. Worse, even a recession is being mentioned in polite company.

ASSETT CHECK

Policy switch on life insurance is long overdue

Hopefully, the reduction in commissions payable will reduce the pressures put on customers to switch their insurance arrangements.

Daryl Dixon When it comes to insurance, the benefits of shopping around can be substantial.