Bank Services

BALANCE TRANSFERS

Forget loyalty - card switching can help you get on top of debt

Christine Long Need some breathing space from heavy interest charges on your credit card debts? A balance transfer deal could be the answer.

RESOLUTIONS

A bit of resolve can turn wishful thinking into savings success

Christine Long Feeling the need for a double shot of determination to make your New Year's resolutions stick? You're not the only one.

EDUCATION

Make school costs feasy peasy

John Collett It's that time of year again, when the children return to school and - for fee-paying students - their parents learn how much they'll be expected to cough up for the privilege.

SAVING

Get your money working for you

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David Potts Money makes money when it is reinvested whether through a superannuation account, holding a share portfolio or property investments.

EMERGENCY FUND

Putting money away saves sunshine for a rainy day

Emily Chantiri Sooner or later you may need to dip into funds for an unexpected emergency. The ideal is to save six months' salary.

TRAVEL DEBT

Holiday spending's big hurt

Holiday and money planning.

John Collett Debt chalked up on credit cards is costing travelling Australians millions.

TRAVEL MONEY

20 ways to save holiday dollars

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Christine Long If you want to avoid the financial blues after your summer break, adopt these simple strategies to cut down on spending

THE COST OF KIDS

How to raise good children without blowing the budget

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Eugenie Pepper and kids Tommy & Chloe.
Photo: Edwina Pickles. 23rd Dec 2013.

Sylvia Pennington Swimming? Footy? Ballet? Piano? Whatever activities your kids do, it costs. But there are ways to save.

CARD CALMING

Need-to-spend ways can be nipped in bud

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Christine Long If you need to break the credit card habit, here are some debt-defying tips to help you along.

SHARE HOUSES

Rites of passage in your joint home of contention

Photograph Simon O Dwyer. Ther Sunday Age. 050509. Pic Shows.
Sunday Age journalist Tom Reilly sleeps on a friends couch as part of his investigation into living on the dole. SPECIAL DOLE

Sylvia Pennington Disputes over money are one of the most common sources of conflict in share houses - but can they be prevented?

THRIFTOBER

Ten ideas to help keep your enthusiasm up

 

Melissa Browne We're now halfway through Thriftober and if you're doing the 31-day Financial Cleanse you may find your enthusiasm is beginning to wane and you might have had a slip-up or two.

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JUST DO IT

Littlest decisions can move mountains

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Melissa Browne Saving money, like getting fit, is something many people seem to believe they'll never do.

WHITE ELEPHANTS

Five spending cuts that will boost your savings

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Caption: 	A woman stands in front of a garage door loaded down with shopping bags and hat boxes. You see only her legs and arms, her face is hidden behind the pile of boxes

David Wilson How frugal are you? Presumably, you are not about to buy a yacht. Here are five more specific expenses to cut.

What fits in your wallet and is immune to interest rate cuts? A credit card

Interest rates on more than two-thirds of credit cards have remained unchanged since last year?s Melbourne Cup.

Daniella Miletic Banks and credit card companies are pocketing hundreds of millions of dollars in extra interest payments by refusing to pass on Reserve Bank rate cuts to credit cards.

Beat the cuts for a good return

Lesley Guerin-Goodall

Banks have been wooing depositors since the global financial crisis made the wholesale market an expensive place to source funds.

SAVING

Prince Charming won't help you

Prince charming won't help you.

Nina Hendy Women need to rid themselves of the 'Cinderella complex' and take control of their financial future.

Insight

The cards that are running out of pals

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Clancy Yeates Until recently, Australians seemed determined to spend more on credit cards, despite the well-known disadvantages of doing so.

Keeping out of the red

Penny Pryor Five key additional data fields will be collected from March 2014:

Loose Change

Great rate on term deposit

John Collett.

John Collett RaboDirect, the online savings and investments bank, last week launched a five-year term deposit with an interest rate of 7.15 per cent a year.

More bang for your buck

Travel dollar

John Kavanagh Travellers must watch out for excessive fees and charges when exchanging currencies.

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