Banking Institutions

MONEY BRAIN

Third World microfinancing by Grameen Australia holds lessons for us all

Catherine Robson The requirements microfinance lender Grameen Australia places on poor borrowers in the developing world read like a play book for good financial management in any country, even Australia.

TIP OF THE WEEK

The hidden childcare subsidy for grandparents

Barbara Drury Tip: Grandparents and other informal carers can be paid for babysitting through the Registered Care Provider scheme.

INSIGHT

Savings at seven-year low and may dip further

Clancy Yeates For years, we've been told "the cautious consumer" is making life harder for retailers and other businesses that rely on household spending.

MIND OVER MONEY

Why the 'internet of things' will mean junking expensive appliances more often

The day is coming when our homes will be packed with

Caitlin Fitzsimmons Would you expect an oven that cost $2999 to conk out after seven years?

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LOYALTY

How to find $7000 in savings by being disloyal to telcos, insurers and lenders

It's time to fall in love with the cash you could preserve by switching or ditching your current provider.

Nicole Pedersen-McKinnon When it comes to money, loyalty comes at a price.

DIRECT DEBITS

How to protect yourself from direct debit risk

Paul Wallbank As online subscription services take off, direct debits on credit and debit cards are becoming more common.

TIP OF THE WEEK

Master reverse Feng Shui to nab a bargain in competitive housing market

Followers of Feng Shui believe the number four is bad luck.

Luke Metcalfe Reverse Feng Shui is about harnessing negative energy to get more home for your money.

WELL HEELED

Tackle suffering up front when setting goals

Melissa Browne Are we destined not to change or can we salvage our goals made for 2016? The short answer is yes and no.

Problem gambling's curse strengthens its hold on individuals and the nation

Matt Torcasio has quit gambling with the help of girlfriend Lauren Britt and the Victorian Responsible Gambling Foundation.

Leo D'Angelo Fisher Matt Torcasio is proof that there is hope for the millions of Australians affected by problem gambling.

MENTAL WEALTH

How to nail a financial New Year's resolution

Successful New Year's resolutions are about making self-control easier for your future self.

Catherine Robson There is a little known secret to self-control that makes achieving your goals a breeze.

MIND OVER MONEY

What to do if you leave your money on the ATM

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Caitlin Fitzsimmons My budget requires a certain allowance for costs incurred while my mind was absent.

ONLINE BANKS

Why are your savings sitting with the big four banks?

Savers can get a better deal with the online banks.

Richard Livingston Australians love the idea of 'free money', yet more than $600 billion of the $750 billion that Australian households have in cash deposits is in one of the big four banks.

SAVINGS TIPS

Modern ways to save money this Christmas

Children on their way to a free Christmas carols event.

Nicole Pedersen-McKinnon New ideas to make sure you celebrate Christmas without breaking the bank.

WELL HEELED

From shared pets to swapping holiday homes: why collaborative consumption could work for you

Melissa Browne It seems natural to us when we find ourselves wanting to own, hoard and buy more.

Jill Stewart is organised for Christmas and you can be too

Jill Stewart used lay-by to budget for her kids' Christmas presents.

Christine Long You might think it's too early to think about Christmas but Jill Stewart would beg to differ.

Playing detective on 'lost' money has its rewards

John Collett

John Collett With families' finances stretched we could all do with recovering some "lost" money. A mountain of money is waiting to be re-united with its rightful owners – the trick is knowing where to look...

Young Aussies disconnected from finances

Commerce graduate Daniel Wroby didn't hear the term

Emily Chantiri Twenty-three-year-old Daniel Wroby had never heard the term "financial literacy" until this year. He is not alone.

Non-banks give best deals on international money transfers

John Brown, from Dulwich in Sydney and his sister each inherited the same amount from Britain but after the transfers he received $5000 less.

John Collett Consumers transferring money in and out of Australia could be doing themselves out of hundreds, or even thousands, of dollars using their big bank to make the transfers.

Making the most of the current economy

Mark Bouris.

Mark Bouris I've been fielding questions lately about interest rates and the economy.

PUTTING THE SQUEEZE ON

Households cut spending as costs rise and income growth weakens

A new survey says more people are feeling financially squeezed.

John Collett A flurry of surveys is showing a marked increase in the financial pressure consumers are feeling.