Cash Flow

Pay now and consume later for happier spending

Catherine Robson Spending money can be as painful as stubbing your big toe.

Comparing comparison sites – they don't

Shopping around for the best insurance is not easy.

Michael Pascoe You're using a comparison site to shop around? D'oh – odds are you've just been taken for a ride.

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How much Australians spend on health

Australians spend more on vitamins than prescription drugs.

Georgina Dent Good health is priceless in theory but in reality it comes with a significant price tag. 

Sarah Silverman's take on fart jokes applies to money

Comedian Sarah Silverman understands that scarcity sells.

Catherine Robson The comedian can teach us something in terms of restraint.

Valentine's Day? Bah, humbug!

Caitlin Fitzsimmons Let's be honest, there'll be a lot of obligation spending for couples this week. Roughly $100 per person.

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How phone companies trick you into spending more

Apple sells two models of the iPhone 6s so think about which is the best investment for you.

Angus Kidman In the market for a new phone? You'll need your wits about you.

Warning signs you're in financial strife

Denise Cullen If the festive season has left you feeling financially worse for wear, you're not alone.

Collecting experiences beats accumulating stuff for value for money

Enrolling in a cooking class on Thai cuisine highlights a personal enjoyment in Thai food and the desire the learn how to cook it well.

Catherine Robson When it comes to spending money, we want the biggest bang for our buck.

Life's simple pleasures will make you rich

Camping can be a great way to relax – and a cheap holiday.

Caitlin Fitzsimmons How to escape FOMO, YOLO spending and envy.

The eight rules to lose weight and make money

Lifestyle changes need to be permanent for long-term success.

Noel Whittaker Most New Year's resolutions involve losing weight and gaining wealth, and you are probably battling both as the weight stays on and the credit card bills start arriving.

How to avoid spending too much on gym memberships

John Collett Getting fit is often at the top of the list of New Year resolutions, but consumers have to be careful not to waste money on gym membership fees.

Michelle McGagh bought nothing for a year and saved $37,100

Michelle McGagh with the round of drinks she bought at the end of her no-spend year.

A British woman has detailed how she spent an entire year buying nothing but the bare necessities and saved £22,493 ($37,100) in the process.

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One New Year's resolution to rule them all (and another to renounce)

After the party is over, many of us wake up with a financial hangover.

Nicole Pedersen-McKinnon How to set yourself up for a sweeter 2017.

Six psychological tricks retailers use to make you overspend at Christmas

Shopping centres play Christmas carols because it's proven that it makes customers spend more money.

Denise Cullen Hanging onto your hard-earned cash can be a matter of spotting – and sidestepping – the most common pitfalls.

Seven ways to have a champagne Christmas on a beer budget

Christmas should be a time of fun not stress.

Nicole Pedersen-McKinnon The shopping centre crowds are thronging, your present ideas are thinning – you're hungry too – and you start panic purchasing.

Enjoy Christmas without the financial hangover

Mark Bouris.

Mark Bouris Go big with giving, but not with big gifts.

Hoarding creates a financial mess. Can you save money by decluttering your house?

Former hoarder Lee Shuer co-founded Buried in Treasures workshops in the US and regularly gives advice to Australian support groups.

Kate Jones Hoarders face many personal problems, not least of them financial.

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Home buyers forking out fees to unqualified building inspectors

Houng Lau bought the fourth property on which she had a building report.

Linda Vergnani House hunters seeking to avoid nasty surprises should know that not all building inspections are equal.

Show restraint when you treat yourself – because you're worth it

Melissa Browne Perhaps you're considering buying yourself a gift to reward yourself for seeing through a tough year.

Mobile plans: Spend more now to save much more later

Alex Kidman Many of us think in terms of how much data we're using now without thinking about the fact that many mobile plans cover two year terms.