Cash Flow
BUDGETING
Grow a surplus of your own
Nina Hendy The only way to get off the treadmill of living from one pay packet to the next is to commit to a household budget.
SAVING
Savers notice option beside term deposits
John Kavanagh A new type of savings account starting to appear in the banking market will give people more options when it comes to organising their savings.
Creative ways to reach your first million
David Wilson The average savings accounts now only offer moderate to measly interest. The going rate hovers at about 3 per cent – unimpressive bang for buck.
SAVING
Prince Charming won't help you
Nina Hendy Women need to rid themselves of the 'Cinderella complex' and take control of their financial future.
Insight
The cards that are running out of pals
Clancy Yeates Until recently, Australians seemed determined to spend more on credit cards, despite the well-known disadvantages of doing so.
Listen up: it's all gold
Barbara Drury The summer holidays are a time to kick back and relax, but they are also a perfect opportunity to ponder the future and make some New Year's resolutions.
Households struggle to save cash
Chris Zappone More than half of households are cash-strapped at the end of the month despite the higher pace of savings in Australia.
Change for peace of mind
Annette Sampson While Australians are saving more, almost half of the working population only have one months' savings or less in the bank to tide them over if something goes wrong.
Beat the cuts for a good return
Banks have been wooing depositors since the global financial crisis made the wholesale market an expensive place to source funds.
Saving scheme makes it easier to endure rainy days
Michelle Griffin Rosemary White didn't think she could ever save any money.
Tax break too complex: banks
Clancy Yeates Banks are complaining that a tax break for bank deposits is too complex and unlikely to trigger a meaningful change in saving habits.
Insight
Insight When the biggest asset many people own is their home, a sluggish property market tends to take a nasty toll on household wealth.
In praise of thrift
Quirky Investments Thrift would appear to be an outdated concept in these days when money is well and truly spent before it registers in your online deposit box.
Bank on it
Barbara Drury When it comes to analysing the state of Australian relationships, forget the bedroom. The revealing behaviour takes place behind closed bank accounts.
More bang for your buck
John Kavanagh Travellers must watch out for excessive fees and charges when exchanging currencies.
Rise in shoppers lifts US dollar
THE US dollar has risen to its highest level against the euro since early October.
It pays to insure your income
Bina Brown Most of us don't value our most important asset.
Taking charge
Lesley Parker Debt-wary consumers are opting for the plastic that keeps repayments firmly in their minds.
Invest in the future
By John Kavanagh Rental yields are improving and banks are offering innovative loan options.
A question of who's listening
By Lesley Parker A campaign to force telcos to lift their game has met with decidedly mixed results.
