Interest Rates

Insight: Savings interest rates

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Clancy Yeates Hundreds of billions of dollars have poured into high-interest deposit accounts since the global financial crisis, as savers exploited the relatively strong interest rates.

Race to the bottom between dollar and rates

Tumblers: The new year could bring a lower dollar or lower interest rates, or both.

David Potts The new year might not be so happy considering economic growth has more than halved. That's not enough to generate jobs.

WELL HEELED

You've earned it but you don't have to flaunt it all

Melissa Browne Spending it all on cars, homes and clothes might be fun but don't restrict the choices you're able to make tomorrow.

GETTING STARTED

The strange case of the mising millions that grew

No strings attached: Once in a while a windfall can come from an unexpected source.

David Potts So rare is it that a government does you a favour unless there's a vote in it, I just have to tell you about the one time it has.

PLANNING AHEAD

The numbers you really need

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Barbara Drury If your finances are a blur and you experience constant pain in your hip pocket, then it's not a health check you need but a wealth check.

SAVINGS

Simple saving solutions

Mark Bouris dinkus.

Mark Bouris Having got your taxes done start thinking about making your money work for you.

HOLIDAY MONEY

$A's high times almost done

Seize the day: Overnight, the currency fell as low as 92.81 US cents, its weakest level since June 5.

John Collett Analysts expect the Australian dollar to fall against the greenback and pound.

Hard times for savers as rates set to tumble

David Potts dinkus.

David Potts With an official rate of minus 0.1 per cent in Europe, there is a lot of foreign money washing through our economy.

What's the go with debt managers?

Your Questions dinkus

George Cochrane 'Debt solutions' all sound too good to be true. Are there other cheaper, safer options?

EDUCATION

Make school costs feasy peasy

Teacher pointing to raised hands in classroom boarding school

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John Collett It's that time of year again, when the children return to school and - for fee-paying students - their parents learn how much they'll be expected to cough up for the privilege.

INSIGHT

Service industries offer hope for jobs

Mining

Clancy Yeates Although jobs are being lost in fields like manufacturing, in other sectors they are being created.

SAVING

Failure to move money costs savers $2.5b a year

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John Collett Piles of money are lost each year by savers who leave their cash in everyday accounts.

RESOLUTIONS

A bit of resolve can turn wishful thinking into savings success

Monique Alamedine, pictured with her glass drinking straws which has helped her get out of debt, at her Silverwater home.
Smh money
Photographs Ben Rushton
January 14 2014

Christine Long Feeling the need for a double shot of determination to make your New Year's resolutions stick? You're not the only one.

GETTING STARTED

Why we all need to give a damn about the less well off

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Penny Pryor Helping break the poverty trap for people with small interest-free loans, will benefit the whole country in the long run.

INSIGHT

Light at the end of the tunnel for savers

Clancy Yeates You wouldn't guess it but almost two-thirds of households don't have a mortgage.

REFINANCING

A better deal can mean big savings

Mark Bouris dinkus.

Mark Bouris With 2014 well and truly up and running, it's time for a financial tune-up.

ASK NOEL

Benefit to paying mortgage fortnightly

Mucci Illo for Ask Noel

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Noel Whittaker It's a quick way to pay off the loan faster - and you probably won't even notice you're doing it.

BALANCE TRANSFERS

Forget loyalty - card switching can help you get on top of debt

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Christine Long Need some breathing space from heavy interest charges on your credit card debts? A balance transfer deal could be the answer.

GETTING STARTED

Interest news good for lenders, not so for savers

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David Potts Always one for jumping ahead of itself, the market has decided interest rates will rise next year.

INSIGHT

Home loan payments provide a buffer

Deal to the mortgage.

Clancy Yeates With interest rates at record lows, households are taking the chance to get ahead on their mortgages.