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Nicole Pedersen-McKinnon With interest rates falling, a little forward planning can make a big difference to your mortgage.

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Bond yields are trading at record lows and shares appear pricey, leaving investors wondering where to go for returns.

There are few better instruments to trade global themes with than contracts for difference.

The mining sector has the highest forecast earnings but analysts like oil and gas companies.

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Gainers 23-May-2013 11:25:01
Company	Price	Change	% Change
PXS	0.185	+0.015	8.82
HTA	0.039	+0.003	8.33
FPH	2.670	+0.170	6.80

Losers
Company	Price	Change	% Change
SSM	0.170	-0.050	-22.73
AMM	1.860	-0.210	-10.14
TPM	3.500	-0.350	-9.09

Gainers 23-May-2013 11:24:58
Company	Price	Change	% Change
SDL	0.079	+0.014	21.54
EXG	0.105	+0.015	16.67
GGX	0.030	+0.003	11.11

Losers
Company	Price	Change	% Change
NFE	0.105	-0.015	-12.50
FML	0.014	-0.002	-12.50
RNI	0.071	-0.009	-11.25

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