Retirement

Home ownership is essential for a comfortable retirement

Daryl Dixon The superannuation industry is trying to deter the government from even limited action to allow first home buyers to access their super.

More working for longer to ensure decent retirement

John Collett Workers are retiring at age 61, on average. Just two years ago they were retiring at age 58.

Barriers to home ownership the real hurdle to a comfortable retirement

John Collett

John Collett Our super system is not in need of restructuring as some commentators suggest.

Is the trend of running out of money in retirement increasing?

Australia is in the top five countries for life expectancy worldwide and Australians aged 64 now can expect to spend about 20 years in retirement.

Michael Dundon As a nation, we're pretty optimistic. We like to think things will turn out for the best, and if they don't, we usually have a back-up plan to see us through.

Five reasons we don't have a retirement savings crisis

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Caitlin Fitzsimmons There are powerful vested interests pushing the idea that Australians need to save more for retirement.

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BUDGET 2016

Budget 2016: Transition-to-retirement scheme is hobbled

The transition-to-retirement scheme helps older workers build their retirement nest eggs at the time they need it most.

Mark Bouris Financial expert Mark Bouris gives his verdict on whether the transition-to-retirement (TTR) scheme is still worthwhile.

SUPER & FUNDS

Australians dream of early retirement but can't afford it

John Collett

John Collett More Australians want to retire early than just about any other nationality, but we are also less likely to afford it.

NOEL WHITTAKER

How the transition-to-retirement pension might change in the May budget

Noel Whittaker Politicians from all sides of politics are gazing wistfully at our superannuation. 

ASSET CHECK

'Transition to retirement' pensions encourage people to work longer

Daryl Dixon Far from being a tax dodge, the ability to start a superannuation pension while still working encourages people to stay in the workforce for some time.

SUPER & FUNDS

Retirement calculators mislead super fund members

The online calculators on some super funds' websites are shoddy.

John Collett Some of the retirement calculators on the websites of the largest super funds are misleading fund members.

BOURIS ON MONEY

Why 'transition to retirement' is the best-kept secret in super

''Transition to retirement'' lets mature-age workers scale back their hours of work.

Mark Bouris There's an under-used government policy that allows the benefits of both working and using your super, without totally losing the advantages of either.

SUPER & FUNDS

Super gravy train costs retirement savings plenty

John Collett

John Collett The $2 trillion superannuation industry is a gravy train for the financial services industry.

YOUR QUESTIONS

How can we make the most of looming retirement?

Working and saving money for as long as possible may be the best strategy for those approaching retirement.

George Cochrane What's the best solution for a couple galloping toward post-work life with a small super balance?

TIP OF THE WEEK

Five tried and true ways to plan for retirement

MON00-Olivia
Olivia Maragna

Olivia Maragna Here are five lessons from existing retirees who have found themselves wishing they had done something different when they could.

SUPER & FUNDS

More boomers in retirement debt trap

John Collett Survey finds there's more debt all round but one group seems resigned to carrying it into their post-work life.

CEDA highlights retirement income policy flaws

Under today's rules, retiring without owning a home guarantees a substandard level of living. Photo: Erin Jonasson

Daryl Dixon A proposal to allow first-home buyers access to their super has been criticised - but it has many merits.

Retirement dreams a mismatch with savings reality

Six out of 10 Australians expect their current standard of living to remain the same after they retire, while most people are likely to have less.

Sally Rose Australians have unrealistic expectations about the lifestyle they will be able to afford in retirement.

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SUPER & FUNDS

Government must act on gender retirement gap

A couple of million workers on low incomes, most of them women, are taxed more highly on super contribution than on their income.

John Collett Survey finds more women than men are concerned they'll not have enough to fund retirement.

ASSETT CHECK

Working through the retirement policy maze

Daryl Dixon Any moves to change super rules need to take into account job security - or the lack of it.

ASSET CHECK

Retirement policy muddle puts retirees at risk

Daryl Dixon Many people have made irreversible decisions based on current age pension rules. Planned changes will hit them hard.