Retirement

Aussie retirement gender gap much larger than US, UK

John Collett The biggest gaps in preparedness included not knowing how much was needed to retire or how long retirement savings would last.

Equal Pay Day: the pay gap causes gender inequality in retirement too

Unequal pay leads to unequal retirement.

Sally Loane The fastest growing group of homeless Australians are women over 55.

Super returns add $140b to national retirement savings pot

Super funds added $140 billion to the national nest egg, with an average 10.4 per cent performance for balanced options.

Caitlin Fitzsimmons Superannuation funds have rebounded in the 2017 financial year with the average balanced option delivering a 10.4 per cent return, according to SuperRatings research.

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Super industry defends 'comfortable' retirement

Martin Fahy Australians need to make up their own minds about the standard of living they aspire to in retirement.

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COMMENT

Worried about your retirement savings? It's probably not as dire as you think

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Caitlin Fitzsimmons You probably don't need as much money in retirement as you've been told.

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Three scenarios to help you decide on transition to retirement

Illustration: Ward O'Neill

Noel Whittaker It's decision time for anybody with a transition to retirement pension.

Transition to retirement still worthwhile – but not for the tax perks

Catherine Robson Despite limited tax incentives, there are some compelling reasons why a TTR income stream might still be for you.

Home ownership is essential for a comfortable retirement

Daryl Dixon The superannuation industry is trying to deter the government from even limited action to allow first home buyers to access their super.

More working for longer to ensure decent retirement

John Collett Workers are retiring at age 61, on average. Just two years ago they were retiring at age 58.

Barriers to home ownership the real hurdle to a comfortable retirement

John Collett

John Collett Our super system is not in need of restructuring as some commentators suggest.

Is the trend of running out of money in retirement increasing?

Australia is in the top five countries for life expectancy worldwide and Australians aged 64 now can expect to spend about 20 years in retirement.

Michael Dundon As a nation, we're pretty optimistic. We like to think things will turn out for the best, and if they don't, we usually have a back-up plan to see us through.

'Money for nothing': why transition to retirement pensions still work

Many mature-age workers want to cut back but not leave the workforce entirely.

Noel Whittaker Despite the continuing tightening of superannuation concessions there are still some great strategies available for those who take good advice.

Renters need $1 million for comfortable retirement

John Collett dinkus Dinkus

John Collett Housing affordability has wider implications than just for those trying to get a foot on the property ladder.

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BUDGET 2016

Budget 2016: Transition-to-retirement scheme is hobbled

The transition-to-retirement scheme helps older workers build their retirement nest eggs at the time they need it most.

Mark Bouris Financial expert Mark Bouris gives his verdict on whether the transition-to-retirement (TTR) scheme is still worthwhile.

SUPER & FUNDS

Australians dream of early retirement but can't afford it

John Collett

John Collett More Australians want to retire early than just about any other nationality, but we are also less likely to afford it.

NOEL WHITTAKER

How the transition-to-retirement pension might change in the May budget

Noel Whittaker Politicians from all sides of politics are gazing wistfully at our superannuation. 

ASSET CHECK

'Transition to retirement' pensions encourage people to work longer

Daryl Dixon Far from being a tax dodge, the ability to start a superannuation pension while still working encourages people to stay in the workforce for some time.

SUPER & FUNDS

Retirement calculators mislead super fund members

The online calculators on some super funds' websites are shoddy.

John Collett Some of the retirement calculators on the websites of the largest super funds are misleading fund members.

BOURIS ON MONEY

Why 'transition to retirement' is the best-kept secret in super

''Transition to retirement'' lets mature-age workers scale back their hours of work.

Mark Bouris There's an under-used government policy that allows the benefits of both working and using your super, without totally losing the advantages of either.

Five reasons we don't have a retirement savings crisis

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Caitlin Fitzsimmons There are powerful vested interests pushing the idea that Australians need to save more for retirement.

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