Self Managed Super Fund

Are my self-managed super fund investments safe?

George Cochrane Financial expert George Cochrane answers readers' questions.

SMSF MASTERCLASS

Find the ideal member of a self-managed super fund

Sam Henderson Managing your own superannuation has many advantages but it's not for everyone - so who is it for?

SMSF MASTERCLASS

A self-managed super fund needs an investment strategy

Sam Henderson If you're going to mange your own superannuation, a written investment strategy is an essential element to your retirement success.

YOUR QUESTIONS

Your Questions: Should we start a self-managed super fund?

More and more Australians are opting to manage their own superannuation schemes.

Financial expert George Cochrane answers readers' questions.

SMSF MASTERCLASS

One big difference with a self-managed super fund

Sam Henderson One of the biggest differences of self-managed super is the ability to use borrowed money to invest.

Can a compromise be found for self-managed super fund investment property borrowing ban?

The SMSF Association's Graeme Colley is hopeful the government will compromise rather than restoring an outright ban on borrowing in super.

Sally Rose The federal government is less likely to impose an outright ban on the $550 billion self-managed super fund industry borrowing to buy investment property, according to industry groups.

INTELLIGENT INVESTOR

Should I start a self-managed super fund?

Richard Livingston Should I start a self-managed super fund? If you're asking that question of your own volition, the answer is probably YES

First home buyer saving scheme has merit

The proposed scheme for first home buyers to use superannuation to save for a deposit has merit.

Daryl Dixon Despite industry criticism, many Australians stand to benefit from the plans to use superannuation as a savings scheme for first home buyers.

SUPER & FUNDS

It's worth considering alternatives to shares in SMSFs

ETFs make it easy to add gold to a portfolio of mostly shares to reduce volatility.

John Collett "Alternative" investments are becoming easier for investors to access at lower costs.

Claims super is 'biased' against women are nonsense

Research suggests women retire with half the superannuation of men, and are also less engaged with their super.

Noel Whittaker Superannuation is nothing more than a structure that lets people build assets in a low-tax environment.

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Why super has lost its lustre

Daryl Dixon Having money in super provides cold comfort when there are pressing bills to pay or in the event of redundancy or marriage breakdown.

Ethical investing moves further into the mainstream

John Collett dinkus

John Collett Ethical investing is no longer of fringe interest, but is mainstream.

Super trustees need to do more to put members interests first: regulator

APRA deputy Helen Rowell at the earlier FSC Leaders Summit in Melbourne last week.

Caitlin Fitzsimmons The newly beefed-up superannuation regulator has accused the sector of being too reactive and wants funds to get on the front foot and prove their readiness for risks they might face in the coming...

Young people can 'set and forget' super. But follow this checklist first

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Caitlin Fitzsimmons The superannuation industry often talks about the challenge of getting young people "engaged" with their super.

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Downsizing proposals for retirees simple and sensible

Downsizing apartment buyers Steve and Sharon Cook in Melbourne.

Daryl Dixon Treasury draft consultation papers on super legislation changes rarely provide pleasant reading for those affected by the changes.

Most super funds failing to disclose climate risk

Caitlin Fitzsimmons The $2.3 trillion superannuation industry is so woeful in its disclosure of climate risk that trustees could be in breach of their legal duties.

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Australian shares only fifth-best performing asset class over 10 years

John Collett

John Collett Residential property was the best-performing asset class over the decade.

Super fund directors face jail for breaches of rules

New rules governing super fund operators may help guard employees' nest eggs.

John Collett Directors of superannuation funds will be subject to much tougher penalties for doing the wrong thing with jail terms of up to five years, under proposed changes to the laws that govern...

Take the long view in judging superannuation funds

How do you compare the performances of super funds? Illustration: John Shakespeare

Caitlin Fitzsimmons There’s one thing you should never do and that’s to judge a superannuation fund by its one-year return.

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Questions remain over defined benefit schemes

Daryl Dixon While defined benefit pensioners now know precisely how the Australian Tax Office will value their pension in applying the new $1.