Self Managed Super Fund

INTELLIGENT INVESTOR

Should I start a self-managed super fund?

Richard Livingston Should I start a self-managed super fund? If you're asking that question of your own volition, the answer is probably YES

ASK NOEL

What's the best way to treat a rent payment?

Michael Mucci illo for Money

RentOrContribution.jpg

Noel Whittaker Should my artist husband pay rent for his studio to our self-managed fund ?

DIY FUNDS

Self-managed super can be more work than it's worth

Warning: SMSFs may suit some people, but you should consider the downsides before you jump in.

Alexandra Cain Although it may seem as if every man and his dog have their own self-managed super fund, the reality is quite different.

BENEFITS

Pressure on pensions as asset rules shift

Max Newnham There is a high likelihood that changes to eligibility for Centrelink benefits will become a reality.

ASK NOEL

I helped my daughter buy her home. Must I pay tax if she returns it?

Break out the champagne: Wedding bells can mean a big day for the parents of the bride too.

Noel Whittaker We're planning to transfer the property back into my name. Will I be hit with a big bill?

YOUR QUESTIONS

The case of the open and shut pension

CHECKS AND BALANCES:  With with a bit of juggling, you could end up with a tax-free income stream.

George Cochrane There has to be a simpler way to move money from one account to another. But what is it?

SMSF

Warnings sound on DIY-super property

cracked nest egg.

Duncan Hughes DIY superannuation funds turbo-charged with borrowing to buy property are failing after two years because of high costs and low returns.

Ageing

Making plans for a top-heavy future

Generic retirement village

Daryl Dixon Very rapid growth in the oldest age groups has huge consequences for age pension, health, aged care and disability support outlays in future years.

SUPER & FUNDS

Borrowing inside super could be banned

Borrowing dilemma: Where will super funding come from an what are the risks?

John Collett Real estate agents and developers see big opportunities in selling investment property to the growing ranks of those with their own funds.

SUPER & FUNDS

Devil will be in planner register's detail

John Collett The interests of consumers will be best served by having as much relevant information as possible included on the register.

ASK NOEL

Should I share my super with my wife?

 

Noel Whittaker Do you think I should move some of my super over to her account? I'm reluctant.

Your Questions

Delivering a bigger pension

Your Questions dinkus

George Cochrane Can I transfer my pension to my wife's super scheme and still come out on top?

TIP OF THE WEEK

Make sense of dynamite new super choices

Super offer explosion: Consider both the fees and insurance implications of switching to a new provider.

Nerida Cole There has never been a better time to build more super for yourself by taking advantage of lower fees and services.

SUPER & FUNDS

Salary sacrifice limit out of reach for most

Retiring well: Planning to salary sacrifice early on can make your later years much more comfortable.

John Collett Taxpayer's money in the form of superannuation tax concessions is being wasted on high-income earners.

ASK NOEL

Will fees eat my super before I recover?

 

Noel Whittaker If you are off work for a period of time due to an injury, what should you do with your superannuation?

YOUR QUESTIONS

George Cochrane: Paying for life insurance outside super

George Cochrane Should I pay for life insurance outside super which is not tax deductible?

SUPER

The risks of letting banks sell super plans over the counter

Should bank tellers be allowed to sell super over the counter?

John Collett Banks want their tellers to sell an unlimited range of products. But should they?

SUPER

70 reasons to wise up on super

Mark Bouris dinkus.

Mark Bouris Australians who once thought they’d retire at 64 are having to reconsider.

THE POSITIVES

Superannuation's silver lining

Penny Pryor dinkus.

Penny Pryor The budget might not have been pleasant, but there was some positive news for superannuation.

SUPER

Hockey flags rise in super access age

Joe Hockey has flagged changes to the age at which people can access their super.

John Collett Treasurer Joe Hockey has flagged an increase in the age at which people can access their superannuation savings.