Self Managed Super Fund

Can a compromise be found for self-managed super fund investment property borrowing ban?

Sally Rose The federal government is less likely to impose an outright ban on the $550 billion self-managed super fund industry borrowing to buy investment property, according to industry groups.


Should I start a self-managed super fund?

Richard Livingston Should I start a self-managed super fund? If you're asking that question of your own volition, the answer is probably YES


Call to add family home to age pension calculations

The grass may no longer be quite as green on your side of the fence.

John Collett Financial heavyweight says family home could be included in means testing for the age pension.

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David Murray says super trustees slow on member engagement

Ruth Liew Superannuation fund trustees are failing to properly engage their members and encourage them to move assets into low-risk products at appropriate times, David Murray, the chairman of Australia's...


Funds hoping to be all things to all members

Sally Patten Superannuation funds are increasingly acting as one-stop retirement savings/financial advice shops.


Family trusts mix well with SMSFs

A family trust is one way to ensure that your wealth is intergenerational.

Michael Hutton If used together they can often prove very beneficial in maximising wealth creation and wealth preservation.


Long-term view gives best picture

John Collett.

John Collett The recent sharemarket volatility does not mean a return to the darkest days of the global financial crisis.


Changes a cause of concern for retirees

Olivia Maragna

Olivia Maragna Super changes - or potential changes - are a big source of worry for many.


Can we live in our investment property?

George Cochrane Would moving out of our current home and then renting it out be a wise move?

ASX drama: Savings take a hit, but super is about the long term

John Collett

John Collett Australian's retirement savings are taking a hit as the Chinese dragon breaths fire, causing sharemarkets around the world to tumble.

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Is my UK pension more trouble than it's worth?

Overseas adventures can leave you with more than just memories.

George Cochrane Should I transfer the money in my UK pension to my Australian super fund?


Super funds need a little push on fossil fuels

John Collett Investing ethically is not popular with superannuation fund members.


Encouraging higher voluntary super contributions a fairer approach

Daryl Dixon The superannuation industry continues to focus on compulsory super rather than helping people increase their voluntary contributions.


Self-knowledge key to retiring with confidence

Olivia Maragna If you want to know how much you'll need in the future, you'll need to know what you spend now.

Retirement dreams a mismatch with savings reality

Six out of 10 Australians expect their current standard of living to remain the same after they retire, while most people are likely to have less.

Sally Rose Australians have unrealistic expectations about the lifestyle they will be able to afford in retirement.

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Pension changes and stagnant savings rate leaves retirees $130,000 short

The Association of Super Funds of Australia estimates the average couple will need a super balance of $640,000 to fund a comfortable retirement, up from a previous $510,000 estimate.

Sally Rose Changes to restrict access to the age pension mean couples will need to save an $130,000 if they want a "comfortable" retirement, leading to new calls for a lift in the compulsory savings rate to 12...


Line ball call when it comes to tax breaks

David Potts Will property or shares enable you to make the best use of current tax rules?

Senator John Williams pushes ASIC crackdown on SMSF property spruikers

Senator John Williams wants ASIC to investigate real estate agents  who encourage working Australians to put their super into SMSFs so they can buy property.

Sally Rose Real estate agents who encourage people to set up a self-managed super fund so they can borrow to buy investment properties are expected to face increased scrutiny for breaking the law.

Chant West says 80 super funds should be closed

Chant West head of research Ian Fryer has called on the regulator to force around 80

Sally Rose More than 65 per cent of the simplest superannuation funds are too small to deliver benefits and should be closed or merged, according to research firm Chant West.

Support to enshrine super's purpose in law

James Eyers and Sally Rose The purpose of the superannuation system should be defined in legislation to stop piecemeal changes that undermine confidence, says Michael Keating, one of the architects of the regime.