Self Managed Superannuation Fund

Banks' weapon against industry funds may be a dud

John Collett The Turnbull government wants to remove the monopoly that industry funds have as the default fund provider in industrial awards.

Federal government picks fight with super industry

Financial services minister Kelly O'Dwyer has welcomed the draft report from the Productivity Commission on default super.

Caitlin Fitzsimmons Consumer groups and independent policy analysts have broadly backed the Productivity Commission proposals to change the default superannuation system.

Renters need $1 million for comfortable retirement

John Collett dinkus Dinkus

John Collett Housing affordability has wider implications than just for those trying to get a foot on the property ladder.

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Beware of dividend traps and capital killers

John Collett Investors love the shares of big dividend-paying companies, but they could be leaving themselves exposed to what's sometimes known as the "dividend trap".

Home ownership is essential for a comfortable retirement

Daryl Dixon The superannuation industry is trying to deter the government from even limited action to allow first home buyers to access their super.

Claim super to help offset the hit to penalty rates

John Collett There's now even more incentive for workers to claim super from employers after Fair Work Australia's decision to lower Sunday and public holiday penalty rates.

The case against letting first-home buyers use super

The truth is, not everyone can afford to buy a home and renting is cheaper than buying.

Noel Whittaker Home ownership is a worthy aim, but superannuation is not the vehicle to fund it.

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The case for letting first home buyers use super

We all need a house, but buying one is not so cheap.

Daryl Dixon What Australians can learn from the Kiwis about helping first home buyers into the housing market.

Core plus satellite: the new investment strategy that's better than index funds

John Collett dinkus. 7th February 2017 Photo: Janie Barrett

John Collett Tracking the market versus active management? The new formula that offers the best of both worlds.

DIY funds with less than $2 million not viable, say industry funds

DIY versus large super funds - industry funds hit back.

John Collett An economist in the superannuation industry says DIY super funds with less than $2 million "are not viable retirement savings vehicles".

BRICs, CIVETS, NUTS and other useless acronyms

John Collett

John Collett A trendy acronym is no substitute for an investment strategy.

Clock ticks on $1 million super deadline

Only five months to go before super contributions caps are lowered

John Collett It's the $1 million opportunity – the last hurrah to get a lot of money inside super and take advantage of super's concessional tax rates before July 1 this year.

DIY funds versus the pros – the answer is in

John Collett Does it matter who manages your super fund?

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The one way super is changing for the better for employees

Under the current super system, employees can only make concessional contributions if their employer offers salary sacrifice.

Noel Whittaker There are new opportunities opening up for employees after June 30.

The problems with compulsory super

Daryl Dixon The system for ensuring that workers are paid their compulsory super is inadequate.

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Average man faces $236k super shortfall, woman $307k

The earlier you start adding to your super, the more your savings will grow.

Nicole Pedersen-McKinnon Five easy ways both genders can sort their super and ensure it will go the distance.

Fund members likely flying blind with life-stage options

John Collett

John Collett Would you invest in something for which there is no information on whether it is likely to be a good investment?

Last chance for contributions under current super system

Daryl Dixon Should investors make the most of the current super contribution rules before much tougher rules apply from 1 July 2017?

More working for longer to ensure decent retirement

John Collett Workers are retiring at age 61, on average. Just two years ago they were retiring at age 58.

ASK NOEL

What happens if both spouses have $1.6 million in superannuation and one dies?

Noel Whittaker Financial expert Noel Whittaker answers readers' questions.