Self Managed Superannuation Fund

SUPER & FUNDS

Super savings hit by Greek crisis

John Collett The Greek tragedy may not be a problem for the Australian economy, but it is costing super fund members plenty in foregone retirement savings.

BOURIS ON MONEY

Pension changes - you'll need a plan

Mark Bouris The retirement system is changing. Don't let yourself get caught out with nowhere to go.

SUPER & FUNDS

High fees eat into super savings

John Collett Superannuation fund members are paying hundreds of millions of dollars a year in fees that they do not need to pay.

SUPER & FUNDS

Robo knows how to spot a good ETF

Stockspot is an Australian pioneer of the so-called 'Robo-adviser' model.

John Collett Automated investment advice is the latest fad in the Exchange Traded Funds sector.

ASSET CHECK

Retirement policy muddle puts retirees at risk

Daryl Dixon Many people have made irreversible decisions based on current age pension rules. Planned changes will hit them hard.

PENSION CHECK

Assets test changes not all bad news

Max Newnham There are swings and roundabouts with the proposed changes to pensions.

SUPER & FUNDS

Managed funds score 'D' for disclosure

Investors have the right to access the information.

John Collett Australian investors are still in the dark, according to a recent global survey.

YOUR QUESTIONS

Let super take care of tomorrow while you live for today

If you plan to retire early, make sure your retirement plan has legs.

George Cochrane Debt-free and planning to stop working in seven years. Will it all work out?

SUPER & FUNDS

Squeezing a bit more income from your savings

A cash rate at record lows leaves those living off their savings in a tight spot. <i>Illustration: Sam Bennett</i>

John Collett It's one of the most frequently asked questions: how can I get a decent return without taking on risk?

PLANNING AHEAD

How much super should you have when you die?

The average investor should die with a large chunk of their super intact.

Richard Livingston Don't let the debate around the need to spend super faster lull you into a false sense of security about your own retirement saving.

SUPER & FUNDS

Catholic Super members the most satisfied

John Collett.

John Collett The biggest 20 superannuation providers have been put under the spotlight by Roy Morgan Research, with some surprising results.

SUPER AND FUNDS

High-cost allocated pensions leave retirees with less

Shop around for the best deal for your retirement.

John Collett Retirees who roll-over their superannuation into an account-based pensions risk paying high costs that will eat into their retirement nest egg.

ASSET TEST

Back to the drawing board

The new asset-test taper rate encourages people to spend rather than save.

Daryl Dixon The new taper rate provides an incentive to retire early and draw down capital to live until becoming eligible to obtain an age pension.

SUPER AND FUNDS

Banks likely to weather the storm

Bank shares may be under pressure but the industry remains a solid investment.

John Collett The big four continue to dominate the banking sector by virtue of an economic moat that competitors are unable to breach.

THE 'HONEST' BROKER

Offshore is the place to look for growth

Investing in individual international shares is still a rather elite sport in Australia.

Marcus Padley If we really want to exploit the equity markets we are all going to have to look over the horizon and invest somewhere else.

TIP OF THE WEEK

Dos and don'ts of establishing and running a SMSF

Paperwork must be kept up to date with an SMSF.

Michael Hutton Be sure that you make the most of the fund and make it work for you.

SUPER AND FUNDS

Age pension 'double dipping' is a myth

John Collett Retirees do not blow their retirement savings and then fall back on the age pension.

SUPER AND FUNDS

Budget changes rip retirement plans to shreds

If you want to be sure of a comfortable retirement, the safest approach is not to count on the age pension at all.

Richard Livingston The Treasurer says he wants to 'reassure all Australian workers they can have confidence in their retirement plans'. Baloney.

SUPER & FUNDS

Members losing out in the super mix

With super there's lots that can be lost in the mix.

John Collett Super fund members have to be alert to an increase in fees when the financial institution running their super "upgrades" them to one of the institution's modern super offerings.

Comments 5

BUDGET 2015

Federal budget 2015: So what does it all mean for you?

Dan Steiner would have liked some restrictions on the superannuation tax concessions that go to the very well off.

John Collett Small business owners have come out smiling, as have 50,000 pensioners. But the budget takeaway is less palatable for others,