Self Managed Superannuation Fund


DIY fund trustees exposed to risky investments

John Collett Investors could lose the protection of financial advice laws after clarification of the definition of "retail" and "wholesale" investors by the regulator.


How to slice up an inheritance and keep tax low

Eating cake: Retiring gracefully.

George Cochrane For one writer there is some good news, there is no inheritance duty or gift duty in Australia.


Super: where it's a fee for all occasions

David Potts Charges are so out of whack because in our compulsory system fund managers get away with it.


Super account balances almost double in 10 years


John Collett Another good year for super funds has helped push account balances to almost double what they were 10 years ago


When to set up an SMSF

A good financial planner sets aside some of your nest egg in cash,  enough to last two or three years.

Michael Hutton How do you know when you are ready for a self-managed superannuation fund?


Will fees eat my super before I recover?

Ask Noel

Noel Whittaker If you are off work for a period of time due to an injury, what should you do with your superannuation?


Am I being sold cover I don't need?

Clarification required: Policy benefit rules have changed since July 1.

George Cochrane Should I pay for life insurance outside super which is not tax deductible?

Super changes require careful thought

Illustration: Karl Hilzinger

Daryl Dixon Superannuation savings can assist the task of acquiring a family home. Arguing that it will only boost house prices misses the point.

Your Questions

Delivering a bigger pension

Your Questions dinkus

George Cochrane Can I transfer my pension to my wife's super scheme and still come out on top?


Make sense of dynamite new super choices

Super offer explosion: Consider both the fees and insurance implications of switching to a new provider.

Nerida Cole There has never been a better time to build more super for yourself by taking advantage of lower fees and services.


Salary sacrifice limit out of reach for most

Retiring well: Planning to salary sacrifice early on can make your later years much more comfortable.

John Collett Taxpayer's money in the form of superannuation tax concessions is being wasted on high-income earners.


Borrowing inside super could be banned

Borrowing dilemma: Where will super funding come from an what are the risks?

John Collett Real estate agents and developers see big opportunities in selling investment property to the growing ranks of those with their own funds.


Devil will be in planner register's detail

John Collett The interests of consumers will be best served by having as much relevant information as possible included on the register.


Should I share my super with my wife?


Noel Whittaker Do you think I should move some of my super over to her account? I'm reluctant.


Self-managed super can be more work than it's worth

Warning: SMSFs may suit some people, but you should consider the downsides before you jump in.

Alexandra Cain Although it may seem as if every man and his dog have their own self-managed super fund, the reality is quite different.


Pressure on pensions as asset rules shift

Max Newnham There is a high likelihood that changes to eligibility for Centrelink benefits will become a reality.


I helped my daughter buy her home. Must I pay tax if she returns it?

Break out the champagne: Wedding bells can mean a big day for the parents of the bride too.

Noel Whittaker We're planning to transfer the property back into my name. Will I be hit with a big bill?


The case of the open and shut pension

CHECKS AND BALANCES:  With with a bit of juggling, you could end up with a tax-free income stream.

George Cochrane There has to be a simpler way to move money from one account to another. But what is it?


Warnings sound on DIY-super property

cracked nest egg.

Duncan Hughes DIY superannuation funds turbo-charged with borrowing to buy property are failing after two years because of high costs and low returns.


Making plans for a top-heavy future

Generic retirement village

Daryl Dixon Very rapid growth in the oldest age groups has huge consequences for age pension, health, aged care and disability support outlays in future years.