Self Managed Superannuation Fund

BOOM OR BUST?

Hard times loom for too many boomers

John Collett They’ve passed 50 and are staring at retirement, many with too little set aside to make their post-work dreams come true.

TIP OF THE WEEK

Easy steps to getting the most out of super

Olivia Maragna Set and forget won't work when it comes to your super nest egg.

YOUR QUESTIONS

Have we enough to retire on yet?

Retirement: How much is enough?

George Cochrane Will $1.3 million in our super fund be enough to see us through?

BOURIS ON MONEY

Longer lives, but how can we afford them?

Mark Bouris Finding ways to fund 20 years of post-work living is going to stretch many of us.

SUPER & FUNDS

Rise in pension age will catch younger boomers

John Collett Many people fear they will have to work for as long as possible because they haven't saved enough for retirement.

YOUR QUESTIONS

Can I funnel US profits into my super?

George Cochrane My US investment has ballooned. Can I transfer the takings into my SMSF?

ASK NOEL

Should I move my money into super?

 

Noel Whittaker I've $125,000 in the bank. Should I shift it to super or am I getting on the train too late?

Don't create a renovation disaster for your SMSF

Check first: Renovations using SMSF funds must comply with the law.

Monica Rule The law is quite strict on what you can and cannot do with properties involving SMSF funds

ASK NOEL

Is super an issue if I go back to work?

Noel Whittaker I'm retired but thinking of getting a part time job. What happens with my super?

Super still on track despite market wobbles

In for the long haul: Over 30 years, one percentage point less of returns can cut the eventual retirement nest egg by 20 per cent.

John Collett Although sharemarkets and super funds are volatile, fund members should keep shorter-term fluctuations in perspective and look to the ultimate long term investment – saving for retirement.

SUPER & FUNDS

Super fees blow hole in retirement savings

John Collett Super fund members are paying hundreds of millions of dollars more in fees each year than they should.

SUPER & FUNDS

DIY super funds paying over the odds in interest

John Collett Trustees of DIY super funds are encouraged to shop around after research reveals they pay higher interest rates to invest in residential property than those with ordinary mortgages.

TIP OF THE WEEK

Beware the retirement risk zone

Nerida Cole Understanding where investment risks are heightened is vital to protecting your superannuation.

SUPER & FUNDS

On the age pension? You need to act now

Take a weight off your mind by reassessing your Super fund before January 1.

Richard Livingston Rules coming into play in January mean you need to review your super right now.

SUPER & FUNDS

Billions of dollars missing in super contributions

John Collett New research shows that some employers are getting away without paying super - especially to younger and lower-income workers.

GETTING STARTED

You can have your cake, and eat it too

The time is ripe to take a slice of the SMSF action.

Sally Patten At least 10 super funds offer trading platforms that give investors similar freedoms to those who operate a self-managed fund.

TIP OF THE WEEK

Transition to retirement: the 'free lunch' for over-55s

Free lunch: Workers over the age of 55 could be thousands of dollars a year better off by taking advantage of a transition to retirement strategy.

Thabojan Rasiah A government strategy to keep people in the labour force for longer offers a financial boon for older workers.

ASK NOEL

How can I get my home dream to fly?

Dreams of a home

Noel Whittaker I'm 23 and want to own my own home. What's my best long-term strategy?

DARYL DIXON

Keep a close eye on your super

One fund preferable: The additional costs of multiple accounts can outweigh the benefits.

Daryl Dixon Everyone needs to take a close interest in their superannuation. It's easy if you pick a fund that offers online access to your account.

SUPER & FUNDS

Full nests put squeeze on parents

John Collett Longer lives and dependent children are leaving many of us in a bind.