Self Managed Superannuation Fund

BRICs, CIVETS, NUTS and other useless acronyms

John Collett A trendy acronym is no substitute for an investment strategy.

Clock ticks on $1 million super deadline

Only five months to go before super contributions caps are lowered

John Collett It's the $1 million opportunity – the last hurrah to get a lot of money inside super and take advantage of super's concessional tax rates before July 1 this year.

DIY funds versus the pros – the answer is in

John Collett Does it matter who manages your super fund?

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The one way super is changing for the better for employees

Under the current super system, employees can only make concessional contributions if their employer offers salary sacrifice.

Noel Whittaker There are new opportunities opening up for employees after June 30.

The problems with compulsory super

Daryl Dixon The system for ensuring that workers are paid their compulsory super is inadequate.

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Average man faces $236k super shortfall, woman $307k

The earlier you start adding to your super, the more your savings will grow.

Nicole Pedersen-McKinnon Five easy ways both genders can sort their super and ensure it will go the distance.

Fund members likely flying blind with life-stage options

John Collett

John Collett Would you invest in something for which there is no information on whether it is likely to be a good investment?

Last chance for contributions under current super system

Daryl Dixon Should investors make the most of the current super contribution rules before much tougher rules apply from 1 July 2017?

More working for longer to ensure decent retirement

John Collett Workers are retiring at age 61, on average. Just two years ago they were retiring at age 58.

ASK NOEL

What happens if both spouses have $1.6 million in superannuation and one dies?

Noel Whittaker Financial expert Noel Whittaker answers readers' questions.

Barriers to home ownership the real hurdle to a comfortable retirement

John Collett

John Collett Our super system is not in need of restructuring as some commentators suggest.

Is the trend of running out of money in retirement increasing?

Australia is in the top five countries for life expectancy worldwide and Australians aged 64 now can expect to spend about 20 years in retirement.

Michael Dundon As a nation, we're pretty optimistic. We like to think things will turn out for the best, and if they don't, we usually have a back-up plan to see us through.

Take the nappy pledge: strategies to grow your super while on parental leave

Bianca Hartge-Hazelman

Bianca Hartge-Hazelman For my third maternity leave, I've pledged to pay myself enough super to match every dollar I spend on nappies.

What you need to know about the new super regime

Daryl Dixon Make sure you check out the changes before taking any action.

Dump super in haste, repent at leisure

Any change to the super system feeds public distrust.

Noel Whittaker Any change in the superannuation rules feeds into the general public distrust of super, but it's important to look at the facts objectively.

What was good for fending off mammoths is bad for investing

John Collett Usually, the best thing to do when doomsayers start to make a lot of noise is to sit tight.

DIY fund trustees fly blind without returns objective

John Collett Most of those with DIY super funds don't track the performance of their funds against any conventional published benchmark or returns objectives.

Some rare good financial news for younger people

Millennials will have a healthy superannuation balance by the time they retire.

Clancy Yeates Despite growing wealth inequality, younger households should have much more in retirement savings than their parents.

The lowdown on voluntary super contributions: Should you top up your nest egg now?

Daryl Dixon With law changes looming, this year may be the last opportunity for some to boost their nest egg by making extra contributions into their super fund.

Is it true that older people were promised a pension for life?

Noel Whittaker Just before the last election I was bombarded with emails that readers had received from the Mature Australia Party.

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