Work & Career

SUPER

Drive your own fund and save

GENERIC FOR AFR STORY ON SMALL BUSINESSES STARTING OUT.  KEY WORDS, LEARNERS, P PLATES, PROVISIONAL.

P PLATES AND SMALL BUSINESS; PHOTO PAUL JONES; 031027; AFR NEWS.

Max Newnham Blaming superannuation for your losses makes as much sense as blaming a car that cuts you off. The vehicle is not at fault, it's the driver.

PLANNING

The sorry state of self-employed super

Work flexibility

Sylvia Pennington Two decades of compulsory super contributions have seen a steady rise in the average wage earner's balance – but how are Australia's significant minority of self-employed workers making out?

Superannuation

Super industry gets out the claws, but happy with result

Generic super.

Madeleine Heffernan Funds showed their muscle this week, and they've pledged to fight tooth and nail if any government makes changes they don't like.

PLANNING

Beware storing treasures in your super fund

Treasure.

Alexandra Cain You can use your SMSF to collect almost anything of value – but there are strict rules about what you can do with them.

Self-managed super all the rage (but make sure it's for you)

Remmeber that the control a self-managed fund offers comes with greater responsibility.

John Kavanagh Australians are moving more than $14 billion a year from their industry or employer superannuation funds into self-managed funds.

How to retire in tough times

Shirley White

Sue Hoban It looks good in the brochures - but what is the reality of retirement?

Top position within reach

Money

Barbara Drury It might not feel like it to retirees who are in the trenches battling the ravages of the global financial crisis but Australia's retirement income system is one of the best in the world.