Retirement

YOUR QUESTIONS

Path to retirement

George Cochrane Focus on enjoying your money, rather than leaving it to younger relatives.

YOUR QUESTIONS

What's the best investment strategy for mother's inheritance?

George Cochrane She wants a safe investment that can be liquidated quickly should she need money to go into a nursing home.

ASK NOEL

Be older and wiser with your super

Mucci illo for Money


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Noel Whittaker When a member of a superannuation fund dies, the trustee of the super fund has the responsibility of deciding who the money will be paid to, so it's best to get it right.

YOUR QUESTIONS

Let off on property's capital gains tax

Home owner: Not every home owner will get hit for capital gains tax when they sell.

George Cochrane When it comes to capital gains tax on property, a house bought before September 20, 1985, is exempt.

ASK NOEL

Can we pull off our granny flat plans?

Serious note: The granny flat will start out life as a separate dwelling from your home.

Noel Whittaker We want to take out a loan to build a granny flat in our backyard - what tax deductions are available?

SUPER & FUNDS

Salary sacrifice limit out of reach for most

Retiring well: Planning to salary sacrifice early on can make your later years much more comfortable.

John Collett Taxpayer's money in the form of superannuation tax concessions is being wasted on high-income earners.

ASK NOEL

What's the best way to treat a rent payment?

Michael Mucci illo for Money

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Noel Whittaker Should my artist husband pay rent for his studio to our self-managed fund ?

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I helped my daughter buy her home. Must I pay tax if she returns it?

Break out the champagne: Wedding bells can mean a big day for the parents of the bride too.

Noel Whittaker We're planning to transfer the property back into my name. Will I be hit with a big bill?

Ask Noel

Interest on shares versus bank deposits

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Noel Whittaker What is the difference between the amount earned from investing in shares and from investing in bank deposits?