Claudia and Matt Bowman

Children: Clementine, 5, Scout, 3, Sunday 20 months

Potts Point

Claudia Bowman, who has three children and runs a small business, said the proposed scrapping of the childcare rebate and benefit in favour a means-tested payment could prove disastrous for working women in her situation.

Ms Bowman’s eldest daughter, Clementine, is at a public primary school while three-year-old Scout is at preschool and 20-month-old Sunday is in long-day care.

‘‘I feel that a means test, depending on the threshold, could be a disincentive for mothers to go back into the workforce,’’ she said.

‘‘If all you go back to work for is to pay for excessive childcare fees, what is the point of going back to work? A system where childcare is accessible for all would provide the best opportunity for mothers to re-enter the workforce without the concern of a financial burden.’’

A proposed increase in the Medicare levy to between 3 and 3.5 per cent could also force families to consider reducing the amount of hours they spend in paid work.

‘‘Depending on the threshold of the levy, any increase would again be a budget strain and even a disincentive to re-enter the workforce to ensure the family income did not rise above the threshold to avoid being hit with greater taxes,’’ she said.

Ms Bowman and her husband Matt have a household income of approximately $130,000 a year, and the Potts Point mother is concerned about the prospect of spending more on medical costs with the commission of audit recommending a $15 fee to visit a doctor.

‘‘If you have three children who have to regularly see their GP then the fee will put more strain on the family budget,’’ she said.