Bank

Mark Bouris

Small and non-bank lenders worth a look

Mark Bouris The truth is that you can't influence a rate cut, but you can look for a better deal.

FINANCE

Build your brand without breaking the bank

money

Christopher Niesche Six low-cost tips from marketing experts on how to raise your business’ profile.

Comm Bank, NAB to review business rates

Eric Johnston and Peter Martin Borrowers face further pain, with Commonwealth and NAB expected to review mortgage, business rates.

Regional move a powerful stimulant for coffee roasters

Bill Parianos

Coffee roasters Bill and Lisa Parianos have managed to infuse a slice of Sydney's cafe culture into the regional centre of Orange. And it's paying dividends.

Jim Vrondas

Currency tactics help you find a competitive hedge

...

Jim Vrondas Jim Vrondas explains how to find a long-term plan that cushions a business.

RBA slashes interest rates to 3.75 per cent

Interest rates may be lifted next month...

Chris Zappone RBA slashes rates by the most since the GFC in a bid to reignite growth in the sagging economy.

Missing tax cut doesn't spell doom for small business

budget

Max Mason Wayne Swan’s surprise decision to drop Labor’s previously promised one per cent cut in the company tax rate will still have benefits for small business, economists say.

People before profits for Sucre's social trekker

Randall Howlett heads a trekking company in Bolivia.

Larissa Ham When Australian Randall Howlett decided to set up a business in Bolivia, one of the poorest countries in South America, he had little idea of the patience required.

Getting on top of tax is crucial

Paul Drum on 'How to get on top of tax'

Paul Drum How to handle GST in a small business with Paul Drum, of CPA Australia.

How to deal with a cash crunch

cash

Christopher Niesche When businesses go under, it’s usually not because they’re not making a profit, but because they don’t have enough cash to pay their bills.

Warning on carbon tax rorts

The ACCC will be asking businesses to justify price rises if claiming it to be because of the Carbon Tax.

Adam Cooper The ACCC is warning small businesses to justify prices if they use the carbon tax to rort customers.

Banks must pass on rate cut: ACCI

A leading business group has urged the big banks to pass on a cut in the official interest rate to their borrowers in full.

FINANCE

Dealing with banks in times of crisis

accountant

Tony Featherstone Picture this: a family-owned retailer has a $40-million bank loan. The founder has had a good relationship with his banker for years, watched footy with him, and met the bank’s CEO at functions.

No respite for exporters from lower AUD

Dollar.

Local exporters are still battling to remain competitive despite a recent dip in the value of the Australian dollar, a survey suggests.

ENTREPRENEURS

Dodging the doubters: how to get rich despite the sceptics

Jack Delosa.

Alexandra Cain Like many young entrepreneurs, Jack Delosa faced a huge amount of scepticism from friends and family when he bailed out of a commerce/law degree aged 18 to buy into his first business.

Rates put big squeeze on small business

More interest rate cuts likely (Thumbnail)

Clancy Yeates Small-business customers have received the least benefit from the latest cycle of interest-rate cuts, new figures show, despite moves by the major banks to target the SME market.

Online boom sparks credit card crimes

One in 15 adults were hit with credit card fraud over the past year.

Eric Johnston The online shopping boom spawns a surge in credit card fraud, with about one in 15 Australian adults becoming victims last year and total losses blowing out to a record $278 million.

Pay tax at the lowest possible rate

Tax cut.

Max Newnham We're opening a cafe in a few weeks' time. How can we maximise our tax claims?

BUSINESS MAXIMS

A question of profits

Tax.

Business Maxims Operating a business through a company can be a great idea when starting out. But the tax benefit can be outweighed when profits have built up.

BUSINESS MAXIMS

Help! Our debt is crippling us

Debt.

Max Newnham Q. We have incurred a debt to the ATO of more than $100,000. The interest is making it nearly impossible to pay off.