Christopher Niesche For a small business, a couple of bad or late payers can be devastating, putting the business under financial stress or potentially dragging it under.
Tony Featherstone Consider this: a young entrepreneur starts an online furniture retailer with $10,000. Another starts an online pharmacy with $20,000, and a construction franchise gets going with $25,000.
Christopher Niesche Increasing prices can be tricky at any time, but in the current soft economy small businesses risk losing customers if they mishandle the price rise.
David Wilson Launching a start-up is easier than ever. But, because entry barriers verge on non-existent and everyone wants to be the next Facebook, Twitter or Dropbox, competition is fierce.
Chris Zappone The number of bills being paid "severely" late by Australian businesses have hit a one-year high, rising by almost 30 per cent in the December quarter.
Clancy Yeates The number of corporate insolvencies has surged to its highest level in more than a decade.
Clancy Yeates More than on third of small companies in survey cite strong Australian dollar as a concern.
Michael Baker Big US retailers such as Gap are said to be eyeing off the Australian market, but small operators here shouldn't panic, writes Michael Baker.