Bank

Mark Bouris

Small and non-bank lenders worth a look

Mark Bouris The truth is that you can't influence a rate cut, but you can look for a better deal.

FINANCE

Build your brand without breaking the bank

money

Christopher Niesche Six low-cost tips from marketing experts on how to raise your business’ profile.

Comm Bank, NAB to review business rates

Eric Johnston and Peter Martin Borrowers face further pain, with Commonwealth and NAB expected to review mortgage, business rates.

Jim Vrondas

Currency tactics help you find a competitive hedge

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Jim Vrondas Jim Vrondas explains how to find a long-term plan that cushions a business.

RBA slashes interest rates to 3.75 per cent

Interest rates may be lifted next month...

Chris Zappone RBA slashes rates by the most since the GFC in a bid to reignite growth in the sagging economy.

Missing tax cut doesn't spell doom for small business

budget

Max Mason Wayne Swan’s surprise decision to drop Labor’s previously promised one per cent cut in the company tax rate will still have benefits for small business, economists say.

Getting on top of tax is crucial

Paul Drum on 'How to get on top of tax'

Paul Drum How to handle GST in a small business with Paul Drum, of CPA Australia.

How to deal with a cash crunch

cash

Christopher Niesche When businesses go under, it’s usually not because they’re not making a profit, but because they don’t have enough cash to pay their bills.

Warning on carbon tax rorts

The ACCC will be asking businesses to justify price rises if claiming it to be because of the Carbon Tax.

Adam Cooper The ACCC is warning small businesses to justify prices if they use the carbon tax to rort customers.

Banks must pass on rate cut: ACCI

A leading business group has urged the big banks to pass on a cut in the official interest rate to their borrowers in full.

FINANCE

Dealing with banks in times of crisis

accountant

Tony Featherstone Picture this: a family-owned retailer has a $40-million bank loan. The founder has had a good relationship with his banker for years, watched footy with him, and met the bank’s CEO at functions.

No respite for exporters from lower AUD

Dollar.

Local exporters are still battling to remain competitive despite a recent dip in the value of the Australian dollar, a survey suggests.

Rates put big squeeze on small business

More interest rate cuts likely (Thumbnail)

Clancy Yeates Small-business customers have received the least benefit from the latest cycle of interest-rate cuts, new figures show, despite moves by the major banks to target the SME market.

Online boom sparks credit card crimes

One in 15 adults were hit with credit card fraud over the past year.

Eric Johnston The online shopping boom spawns a surge in credit card fraud, with about one in 15 Australian adults becoming victims last year and total losses blowing out to a record $278 million.

Pay tax at the lowest possible rate

Tax cut.

Max Newnham We're opening a cafe in a few weeks' time. How can we maximise our tax claims?

BUSINESS MAXIMS

A question of profits

Tax.

Business Maxims Operating a business through a company can be a great idea when starting out. But the tax benefit can be outweighed when profits have built up.

Severely late bills hit one-year high

Late bills became even later in the December quarter.

Chris Zappone The number of bills being paid "severely" late by Australian businesses have hit a one-year high, rising by almost 30 per cent in the December quarter.

Spending slide spreads: Westpac

spending

Danny John Key parts of Australia's services sector are being hit by the slowdown in consumer spending.

FINANCE

Keeping your lenders in the loop

Having a good relationship with your bank could save you.

Tony Kaye Having a better relationship with your bank could save you if push comes to shove. Here's how to do it.

Retail likes rate cut

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Clancy Yeates and Eli Greenblat Business leaders in the slow lane have applauded the Reserve Bank's interest rate cut.