Bank

Comm Bank, NAB to review business rates

Eric Johnston and Peter Martin Borrowers face further pain, with Commonwealth and NAB expected to review mortgage, business rates.

Mark Bouris

Small and non-bank lenders worth a look

Mark Bouris

Mark Bouris The truth is that you can't influence a rate cut, but you can look for a better deal.

FINANCE

Build your brand without breaking the bank

money

Christopher Niesche Six low-cost tips from marketing experts on how to raise your business’ profile.

BUSINESS MAXIMS

A question of profits

Tax.

Business Maxims Operating a business through a company can be a great idea when starting out. But the tax benefit can be outweighed when profits have built up.

Severely late bills hit one-year high

Late bills became even later in the December quarter.

Chris Zappone The number of bills being paid "severely" late by Australian businesses have hit a one-year high, rising by almost 30 per cent in the December quarter.

Spending slide spreads: Westpac

spending

Danny John Key parts of Australia's services sector are being hit by the slowdown in consumer spending.

FINANCE

Keeping your lenders in the loop

Having a good relationship with your bank could save you.

Tony Kaye Having a better relationship with your bank could save you if push comes to shove. Here's how to do it.

Retail likes rate cut

...

Clancy Yeates and Eli Greenblat Business leaders in the slow lane have applauded the Reserve Bank's interest rate cut.

Credit growth 'building up'

banking.

Clancy Yeates New lending to business has jumped to levels not seen since the global financial crisis.

Businesses slow to act on rising dollar

Dollar.

Despite all the gripes from business about the strength of the Australian dollar hitting profits, few seem prepared to do anything to protect their bottom line.

Business demand for credit at four-year low

Peter Martin Latest NAB business survey shows two-thirds of businesses reported no need for finance in January.

Accountants still a trusted source of advice, say SMEs

Finance

Alexandra Cain Most small business owners still rely on their accountant rather than their lawyer, bank, business coach or financial planner, according to a survey of Australasian small business owners.

Wage expectations over inflation target

Wages.

Wage expectations have risen well above the central bank's inflation target band, a survey shows.

BUSINESS MAXIMS

Help! Our debt is crippling us

Debt.

Max Newnham Q. We have incurred a debt to the ATO of more than $100,000. The interest is making it nearly impossible to pay off.

Wages neither hot, cold

Peter Martin Wages are growing at a ''Goldilocks'' pace - faster than inflation, but not fast enough to concern the Reserve Bank.

Silence on rising rates for business loans

banking.

Gareth Hutchens Outpouring of criticism and bank bashing replaced with total lack of reaction.

Mark Bouris

Profitability always a cash-22 situation

Mark Bouris

Mark Bouris Make sure you know your customers and be clear on what they look for from you.

Bad debts: tardy payers hurt small business

Debts

Christopher Niesche For a small business, a couple of bad or late payers can be devastating, putting the business under financial stress or potentially dragging it under.

Chris Zappone

Small business losing faith in economy, says survey

Money

Chris Zappone Confidence among smaller businesses has tumbled to levels not seen since the global financial crisis, with worries about fuel costs, cash flow and interest rates weighing on sentiment.

Jim Vrondas

Currency tactics help you find a competitive hedge

...

Jim Vrondas Jim Vrondas explains how to find a long-term plan that cushions a business.