Insurance
Business Maxims
Why neglecting insurance can be disastrous
Max Newnham Too often many business owners neglect their insurance requirements of not only the business, but also the business owner.
MONEY
Cash splash: 12 ways to beat the taxman
Annette Sampson Another financial year done and dusted. Well, almost. With a little more than four weeks to go until June 30, it is high time to get in some last-minute tax planning.
Special Report
How to negotiate a wheel deal
Steering your fleet towards the right policy can be tricky, but here's some advice to smooth the way, writes Marcella Bidinost.
Special Report
A case of accidental debt
Workers' compensation insurance: if you aren't safe, you'll be sorry, writes Alexandra Cain.
Special Report
Be prepared for the worst
Income protection of some form is a must for the self-employed, writes Christopher Niesche.
Special Report
Christmas parties, lunch breaks: where does cover stop?
Alexandra Cain WORKERS' compensation is a minefield for small-business people trying to navigate the different regulations in each state.
BUSINESS MAXIMS
Tax tactics: maximise your return
Max Newnham Tax return time is approaching, so make sure you don't land yourself with a large bill.
Finance
Taxing times - how to prepare your business
Christopher Niesche With the end of financial year fast approaching, it’s time for small businesses to start getting their tax in order and gearing up to take advantage of some law changes coming into force in the new...
One premium does not suit all companies
Christopher Niesche Different sectors need different coverage so it's vital to correctly identify your requirements.
Don't buy the wrong wheels
Max Newnham Many small business owners stumble in buying and financing the right sort of work vehicle.
Severely late bills hit one-year high
Chris Zappone The number of bills being paid "severely" late by Australian businesses have hit a one-year high, rising by almost 30 per cent in the December quarter.
Spending slide spreads: Westpac
Danny John Key parts of Australia's services sector are being hit by the slowdown in consumer spending.
How to write off business costs
Business Maxims Q. We recently set up an office - can we claim painting and other costs?
FINANCE
Keeping your lenders in the loop
Tony Kaye Having a better relationship with your bank could save you if push comes to shove. Here's how to do it.
We owe ourselves salaries
Business Maxims Q. Can we claim our salaries - which we don't have the money for - as a tax deduction?
BUSINESS MAXIMS
The ABCs of GST
Max Newnham When you own a business there are countless rules and regulations that must be met.
Business Maxims
Making the most of fruitful labours
Business Maxims The ability to offset business losses against other income depends on a taxpayer passing one of four tests. Where these tests cannot be passed the loss must be carried forward to later years.
Mark Bouris
Profitability always a cash-22 situation
Mark Bouris Make sure you know your customers and be clear on what they look for from you.
Don't get caught without cover
Business Maxims There are many ways to own and operate a business. Some of them are simple, such as a sole trader or partnership, where the owner earns income as a share of profits.
Insuring for when the door stays shut
Christopher Niesche Most small businesses insure their property and stock against damage like fire and theft, but few take out business interruption insurance against the loss of cash flow caused by a prolonged shutdown.
