Insured

Insuring for when the door stays shut

Christopher Niesche Most small businesses insure their property and stock against damage like fire and theft, but few take out business interruption insurance against the loss of cash flow caused by a prolonged shutdown.

Be prepared for a rude interruption

Christopher Niesche A loss of trade after an unexpected calamity can be devastating.

The price of being connected

COMPUTER

In the heat of the moment after losing a contract, an employee tweets a derogatory comment about a competitor, putting his firm at risk of legal action.

Undervalued: why less is risking more

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Christopher Niesche The increased cost of construction brought on by the carbon tax and the soft economic conditions mean many more small businesses are taking the risk of being underinsured, an insurance consultant...

Special Report

Be prepared for the worst

James Costas, painter

Income protection of some form is a must for the self-employed, writes Christopher Niesche.

One premium does not suit all companies

insurance

Christopher Niesche Different sectors need different coverage so it's vital to correctly identify your requirements.