Policy
The ultralight start-up: how to launch a business without clout or capital
David Wilson Launching a start-up is easier than ever. But, because entry barriers verge on non-existent and everyone wants to be the next Facebook, Twitter or Dropbox, competition is fierce.
One premium does not suit all companies
Christopher Niesche Different sectors need different coverage so it's vital to correctly identify your requirements.
Banks must pass on rate cut: ACCI
A leading business group has urged the big banks to pass on a cut in the official interest rate to their borrowers in full.
Special Report
How to negotiate a wheel deal
Steering your fleet towards the right policy can be tricky, but here's some advice to smooth the way, writes Marcella Bidinost.
Special Report
A case of accidental debt
Workers' compensation insurance: if you aren't safe, you'll be sorry, writes Alexandra Cain.
Special Report
Be prepared for the worst
Income protection of some form is a must for the self-employed, writes Christopher Niesche.
Special Report
Christmas parties, lunch breaks: where does cover stop?
Alexandra Cain WORKERS' compensation is a minefield for small-business people trying to navigate the different regulations in each state.
RBA slashes interest rates to 3.75 per cent
Chris Zappone RBA slashes rates by the most since the GFC in a bid to reignite growth in the sagging economy.
Home sweet home, unless it's your workplace
Christopher Niesche OWNERS of home-based businesses should not assume that their home and contents insurance will provide adequate coverage for their business and their business activities, insurers are warning.
The price of being connected
In the heat of the moment after losing a contract, an employee tweets a derogatory comment about a competitor, putting his firm at risk of legal action.
Getting on top of tax is crucial
Paul Drum How to handle GST in a small business with Paul Drum, of CPA Australia.
Be prepared for a rude interruption
Christopher Niesche A loss of trade after an unexpected calamity can be devastating.
Mark Bouris
Small and non-bank lenders worth a look
Mark Bouris The truth is that you can't influence a rate cut, but you can look for a better deal.
BUSINESS MAXIMS
Help! Our debt is crippling us
Max Newnham Q. We have incurred a debt to the ATO of more than $100,000. The interest is making it nearly impossible to pay off.
Can't pay the ATO? Don't do a runner
Max Newnham Often the first financial commitments that cash-strapped businesses ignore are payments due to the tax office.
Business Maxims
Why neglecting insurance can be disastrous
Max Newnham Too often many business owners neglect their insurance requirements of not only the business, but also the business owner.
