Policy

Can't pay the ATO? Don't do a runner

Max Newnham Often the first financial commitments that cash-strapped businesses ignore are payments due to the tax office.

BUSINESS MAXIMS

Help! Our debt is crippling us

Debt.

Max Newnham Q. We have incurred a debt to the ATO of more than $100,000. The interest is making it nearly impossible to pay off.

Be prepared for a rude interruption

Christopher Niesche A loss of trade after an unexpected calamity can be devastating.

Mark Bouris

Small and non-bank lenders worth a look

Mark Bouris

Mark Bouris The truth is that you can't influence a rate cut, but you can look for a better deal.

RBA slashes interest rates to 3.75 per cent

Interest rates may be lifted next month...

Chris Zappone RBA slashes rates by the most since the GFC in a bid to reignite growth in the sagging economy.

The price of being connected

COMPUTER

In the heat of the moment after losing a contract, an employee tweets a derogatory comment about a competitor, putting his firm at risk of legal action.

Home sweet home, unless it's your workplace

AFR

Christopher Niesche OWNERS of home-based businesses should not assume that their home and contents insurance will provide adequate coverage for their business and their business activities, insurers are warning.

Getting on top of tax is crucial

Paul Drum on 'How to get on top of tax'

Paul Drum How to handle GST in a small business with Paul Drum, of CPA Australia.

Banks must pass on rate cut: ACCI

A leading business group has urged the big banks to pass on a cut in the official interest rate to their borrowers in full.

Special Report

How to negotiate a wheel deal

Yan Flageul, director of Drivers on Scoot

Steering your fleet towards the right policy can be tricky, but here's some advice to smooth the way, writes Marcella Bidinost.

Special Report

A case of accidental debt

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Workers' compensation insurance: if you aren't safe, you'll be sorry, writes Alexandra Cain.

Special Report

Be prepared for the worst

James Costas, painter

Income protection of some form is a must for the self-employed, writes Christopher Niesche.

Special Report

Christmas parties, lunch breaks: where does cover stop?

christmas

Alexandra Cain WORKERS' compensation is a minefield for small-business people trying to navigate the different regulations in each state.

The ultralight start-up: how to launch a business without clout or capital

Bankrupt

David Wilson Launching a start-up is easier than ever. But, because entry barriers verge on non-existent and everyone wants to be the next Facebook, Twitter or Dropbox, competition is fierce.

One premium does not suit all companies

insurance

Christopher Niesche Different sectors need different coverage so it's vital to correctly identify your requirements.

Greens in bid to boost small business support

Small business owners would recieve extra support under the proposal.

Clancy Yeates Small business owners would receive extra support worth up to $300 million a year under a new proposal from the Greens.

Business Maxims

Why neglecting insurance can be disastrous

Max Newnham

Max Newnham Too often many business owners neglect their insurance requirements of not only the business, but also the business owner.