Superannuation

Mark Bouris

Small and non-bank lenders worth a look

Mark Bouris The truth is that you can't influence a rate cut, but you can look for a better deal.

SMEs in the demographic age

ageing

Christopher Niesche Small businesses cannot afford to ignore the challenges and opportunities that come with Australia's ageing population.

Undervalued: why less is risking more

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Christopher Niesche The increased cost of construction brought on by the carbon tax and the soft economic conditions mean many more small businesses are taking the risk of being underinsured, an insurance consultant...

MONEY

Cash splash: 12 ways to beat the taxman

Tax.

Annette Sampson Another financial year done and dusted. Well, almost. With a little more than four weeks to go until June 30, it is high time to get in some last-minute tax planning.

Special Report

How to negotiate a wheel deal

Yan Flageul, director of Drivers on Scoot

Steering your fleet towards the right policy can be tricky, but here's some advice to smooth the way, writes Marcella Bidinost.

BUSINESS MAXIMS

Tax tactics: maximise your return

Tax time.

Max Newnham Tax return time is approaching, so make sure you don't land yourself with a large bill.

Finance

Taxing times - how to prepare your business

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Christopher Niesche With the end of financial year fast approaching, it’s time for small businesses to start getting their tax in order and gearing up to take advantage of some law changes coming into force in the new...

BUSINESS MAXIMS

Get ready to sell

For sale.

Max Newnham There is a very good reason why every small business owner should operate their business as if they are going to sell it.

Pay tax at the lowest possible rate

Tax cut.

Max Newnham We're opening a cafe in a few weeks' time. How can we maximise our tax claims?

BUSINESS MAXIMS

A question of profits

Tax.

Business Maxims Operating a business through a company can be a great idea when starting out. But the tax benefit can be outweighed when profits have built up.

WORKING FROM HOME

Tax tactics: what to claim when you work from home

Working from home tax tactics.

Business Maxims Q. I run a plumbing business from home. What can I claim?

Super savings total $1.5b over four years

Super.

Federal government to reduce what it gives to low and middle-income earners through super co-contribution from mid-2012.

How to write off business costs

Writing off business purposes.

Business Maxims Q. We recently set up an office - can we claim painting and other costs?

FINANCE

Keeping your lenders in the loop

Having a good relationship with your bank could save you.

Tony Kaye Having a better relationship with your bank could save you if push comes to shove. Here's how to do it.

Can't pay the ATO? Don't do a runner

Don't keep the ATO in the dark.

Max Newnham Often the first financial commitments that cash-strapped businesses ignore are payments due to the tax office.

We owe ourselves salaries

Max

Business Maxims Q. Can we claim our salaries - which we don't have the money for - as a tax deduction?

BUSINESS MAXIMS

The ABCs of GST

ABC.

Max Newnham When you own a business there are countless rules and regulations that must be met.

Accountants still a trusted source of advice, say SMEs

Finance

Alexandra Cain Most small business owners still rely on their accountant rather than their lawyer, bank, business coach or financial planner, according to a survey of Australasian small business owners.

Business alert: no dividends in skipping super

The Tax Office is responding aggressively to complaints that small businesses are not paying super on time.

Ruth Williams Small businesses struggling with tight cash flows have been warned not to fall behind on employee super payments

BUSINESS MAXIMS

How do I get rollover relief?

Swiss ball.

Max Newnham Q. I'm a physio doing home visits and need better equipment. Could I claim these under CGT rollover relief?