My question is around business advisers. I am a very small start-up and I have so many questions around managing my business, cash flow issues and planning. Unfortunately I just don't feel like I can afford to find someone to help me. Between my accountant, my solicitor and my small staff, I'm just about tapped out. What do you think I should do?

Business isn't just about the end result. It's about the process, the successes and the failures, and most importantly, the lessons learnt.

That's why you as the business owner have to have someone who's going to ask the tough questions - someone who will give you a shake when things aren't going to plan.

You need a person who's going to dig deep, challenge your decisions and make you think as much about the possible setbacks as you will about the potential wins.

When it comes to having a business adviser, you need to have someone you can trust and someone whose opinion you respect. If you don't, you're never going to get the answers you're looking for.

You say you have an accountant and a solicitor who you're already using for your business.

Those are two people that usually make excellent professional mentors because they've been there and done that and they can often recognise the point in time when you need to pull the plug or seriously consider making a change.

Having an adviser doesn't always mean having the most expensive, well-known expert. It's about having someone with expertise who can look at your business with a clear, unemotional head.

That person can be a professional, a friend or even your partner - just so long as it's someone who has business management experience and will kick you in the pants when you need it.

You already have the resources around you, so make sure you're using them to build your business effectively.

Mark Bouris is executive chairman of wealth management company Yellow Brick Road. His advice here is intended as guidance only.

If you have a question, email it to Larissa Ham at lham@fairfaxmedia.com.au.