An elderly woman has died after she lost control of her car and crashed into a tree north of Ballarat.

Victoria Police spokeswoman Belinda Batty said the woman was driving along the Sunraysia Highway in Learmonth just before 10am when she veered off the road and hit a tree.

The Sunraysia Highway is closed between Ballarat and Learmonth.

Police will be preparing a report for the coroner.

The death brings the road toll for 2013 to 2010, down from 252 in 2012.

Anyone with information is asked to phoneCrime Stoppers on 1800 333 000 or visit www.crimestoppers.com.au.