Freezing mortgages, accessing superannuation and bank loans. They're some of the options some NRL players might be forced to turn to while the game is in hiatus.
It's part of the financial crisis of the coronavirus pandemic that's sweeping the world and has forced the NRL into an indefinite shutdown.
The NRL and Rugby League Players Association are working towards an agreement on how much the players will be paid while games are unable to be played.
There's currently $19.2 million being offered, which equates to about 1.5 months of pay across the entire NRL.
The details of exactly how that will be distributed are still being nutted out as they try to ensure the lower paid players are looked after, with a deal potentially finalised on Monday.
Players might also be able to access the NRL's retirement fund - although the governing body has reportedly fallen behind in their payments into that by $10 million - and the injury hardship fund to help ease the financial burden further.
The clubs and NRL are also set for a phone hook-up on Monday morning to finalise payments to the clubs, as Nine and Fox both turn off the broadcast-rights revenue.
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Canberra veteran Sia Soliola has a young family and wife Gemmah is studying accounting.
He said he was lucky to have been in the game for awhile - read that as 202 NRL games and 107 Super League games across 15 years - which would help him get through this period of uncertainty.
It's an uncertainty Soliola said was facing everyone, across all walks of life.
"I think we'll be OK. I've been fortunate enough to be in the game for awhile. There'll be different avenues that we'll probably have to look at like a lot of other people outside the game are probably doing," Soliola said.
"Freezing their mortgages, trying to access their super, maybe getting a loan from the bank.
"There are ways to survive and this is what it's all about. It's all about getting to a place where I think we'll be OK. It's pretty tough for everyone."
Soliola's main focus will be looking after his children - as well as keeping moving.
He doesn't have any gym equipment at home, with pushups and body squats set to replace weights. Plus there'll be plenty of work on his flexibility.
Nutrition was another area he felt would be tricky with food supplies already affected by the COVID-19 virus.
They've been given a program that complies with the NRL's new stringent regulations of social distancing, which they'll start on Monday.
Soliola said they'll be given four weeks to prepare - if the 2020 season resumes - to ensure the players can withstand the rigours of the NRL.
"The discussions been put in place and I think they're looking at maybe giving us about four weeks prior to our return - whenever that is," he said.
"If it's July or August they'll probably give us four weeks to get ready for a smaller scheduled season to try and salvage what's left of the year. That's probably more or less on the cards."