Insurance

INSIGHT

Shop around for a good insurance deal

Clancy Yeates This year's devastating start to the bushfire season has underlined the value of insuring the biggest asset many people own: their home.

Insight

Duopoly drives rising insurance costs

A depth gauge in the Warrego River near Enngonia. Water users in NSW are concerned about water allocations in Queensland. Photo by Andrew Meares smh news 8 February 2007 SPECIALX 222

Clancy Yeates 'Bill shock'' normally refers to the unpleasant experience of receiving an enormous phone or electricity bill. But it could just as easily apply to insurance.

SUPER

Large funds have life insurance covered

wet floor.syd.afr.020415........a caution sign warning of a wet floor...... generic safety. liability insurance. personal injury...... afr first use......
***afrphotos.com***

Photo by Rob Homer

John Collett Most of us don't have enough life insurance, so it's good that large superannuation funds provide ''default'' death and total and permanent disablement insurance to their members, who otherwise may...

PLANNING

We all have a little life insurance, but most of us need more

retirement

Penny Pryer Insurance companies have been raving about Australia's "chronic" underinsurance problem for decades.

Credit insurance risks uncovered

The skyline

Lesley Parker Consumer credit insurance - marketed alongside credit cards and personal loans as a way to protect your ability to meet repayments - remains on the Australian Securities and Investments Commission's...

Insurance commissions encourage churning

The chairwoman of Choice, Jenni Mack, says when you buy life insurance, a commission of about 130 per cent of your first year's premium, then 10 per cent to 30 per cent each year after that, is paid...

Pet insurance for a priceless companion

Trudy Collinson's dog, Bonnie

Trudy Collinson thought her dogs would be a good way to get her out of the house and to nearby Melbourne parks for exercise and to meet people while her children were at school.

Travel insurance cap may not fit

<p />

Lesley Parker The more you take on holiday, the more you stand to lose if you're not adequately covered.

EASY PREY

Fraudsters target seniors with a variety of scams

IMAGE DIGITALLY ALTERED TO SHOW elderly man surfing the net, internet.

Original pic:
ELDERLY.MELB.020507.AFR.PIC BY PETER BRAIG....FIRST USE ONLY...RETIREES, ELDERLY, OLD PEOPLE, EARING AID..GENERIC. Back of his head , grey hair , balding , bald , ear  hearing , ears .

David Wilson How to detect and counter the sophisticated scams that can rob you of your savings.

HAND-OUTS

Grab what you can from the government

Mark Bouris dinkus.

Mark Bouris Most of the plans being made for this financial year are about boosting income and reducing costs.

Premium plans

Insuring your earning capacity

Mark Bouris There are many ways to build wealth, but what about protecting it?

TAKE A BREAK

Millions of days off up for grabs

Holiday

Michelle Hutchison Australians wasted more than 58 million annual leave days last year- that's about a week each.

Comments 31

FINANCIAL RECOVERY

Women who leave with nothing

Moving out and up: It is difficult escaping abuse and it carries financial implications.

Sylvia Pennington Getting away from abusive situations is hard, getting back on your feet financially can be harder still.

RESOLUTIONS

A bit of resolve can turn wishful thinking into savings success

Christine Long Feeling the need for a double shot of determination to make your New Year's resolutions stick? You're not the only one.

YOUR QUESTIONS

A grand $3 million financial plan

A grand financial plan.

George Cochrane The family home can be sold within two years of death without any capital gains tax.

DONATE

Payback from workplace giving schemes

Workplace giving schemes are tax-effective.

Christine Long If making a difference is important to you, consider joining a workplace giving scheme.

YOUR QUESTIONS

Prepare to retire debt-free

Retire debt-free.

George Cochrane I'm making a steady income with plenty in my super; What is the best strategy to retire?

ASK NOEL

Save for a bigger deposit before entering the property market

Noel Whittaker I'm 28 with no debt, $40,000 in super and $20,000 in savings. Should I keep saving for a house deposit?

DEAD MONEY

What do you really own in the digital world?

A man types on a computer keyboard in Warsaw in this February 28, 2013 illustration file picture. One of the largest ever cyber attacks is slowing global internet services after an organisation blocking

Kate Jones Ever wondered what happens to your iTunes songs or Kindle books when you die? Don't assume these digital assets can be passed on to your children.

ASK NOEL

Home truths about living longer

Noel Whittaker We're in our late 70s and hope to last at least another 10 years but fear the only way to avoid outliving our savings is to sell our home.