Insurance

INSIGHT

Shop around for a good insurance deal

Clancy Yeates This year's devastating start to the bushfire season has underlined the value of insuring the biggest asset many people own: their home.

PLANNING

We all have a little life insurance, but most of us need more

retirement

Penny Pryer Insurance companies have been raving about Australia's "chronic" underinsurance problem for decades.

SUPER

Large funds have life insurance covered

wet floor.syd.afr.020415........a caution sign warning of a wet floor...... generic safety. liability insurance. personal injury...... afr first use......
***afrphotos.com***

Photo by Rob Homer

John Collett Most of us don't have enough life insurance, so it's good that large superannuation funds provide ''default'' death and total and permanent disablement insurance to their members, who otherwise may...

Credit insurance risks uncovered

The skyline

Lesley Parker Consumer credit insurance - marketed alongside credit cards and personal loans as a way to protect your ability to meet repayments - remains on the Australian Securities and Investments Commission's...

Insight

Duopoly drives rising insurance costs

A depth gauge in the Warrego River near Enngonia. Water users in NSW are concerned about water allocations in Queensland. Photo by Andrew Meares smh news 8 February 2007 SPECIALX 222

Clancy Yeates 'Bill shock'' normally refers to the unpleasant experience of receiving an enormous phone or electricity bill. But it could just as easily apply to insurance.

Insurance commissions encourage churning

The chairwoman of Choice, Jenni Mack, says when you buy life insurance, a commission of about 130 per cent of your first year's premium, then 10 per cent to 30 per cent each year after that, is paid...

Pet insurance for a priceless companion

Trudy Collinson's dog, Bonnie

Trudy Collinson thought her dogs would be a good way to get her out of the house and to nearby Melbourne parks for exercise and to meet people while her children were at school.

Travel insurance cap may not fit

<p />

Lesley Parker The more you take on holiday, the more you stand to lose if you're not adequately covered.

TRUSTS

Providing a bit of extra help

Jess Mangan and sisters

Kate Jones Every parent worries about their child's financial future. But what if your child is disabled and incapable of managing their finances?

HEALTH YOUR WEALTH

Your health is your wealth

Health

Alexandra Cain Which private health funds give the best rebates?

EDUCATION

Let's teach our kids money literacy

Mark Bouris dinkus.

Mark Bouris There's no adequate replacement for education when it comes to making financial decisions.

ASK NOEL

Investing to pay for university

Illustration: Michael Mucci.

Noel Whittaker How can we turn $30,000 into more than $150,000 within 18 to 20 years to pay for our child's university?

Financial advisers have most to gain in proposals

<i></i>

John Collett The Coalition government's proposed amendments to the former Labor government's laws governing financial advice will result in less protection for investors.

Government will introduce amendments to financial advice laws, Assistant Treasurer Arthur Sinodinos signals

cba 190504 AFR photo TAMARA VONINSKI  generic commonwealth bank cba bank teller SPECIALX 25234***FDCTRANSFER***

John Collett The Coalition government is pushing to have the law changed so that bank tellers can sell an unlimited range of financial products across the counter.

Comments 57

PLANNING

Dealing with that tricky townhouse tax

Townhouse tax.

George Cochrane If you knock down a house and build a new structure, will you get a hit from the taxman?

ASK NOEL

The right moves for a full pension

Illustration: Michael Mucci.

Noel Whittaker What's the best way to put my super into my wife's name?

CAR TONES

Any colour you like as long as it's white

Nina Rossi paid extra to get her Audi with metallic white paint.

Nina Hendy Over-the-top colour choices are out and conservative hues are in as car buyers seek to maximise resale value.

ASK NOEL

Securing the best travel card deal

Noel Whittaker How do I know which travel card offers the best exchange rate?

INTELLIGENT INVESTOR

FOFA tinkering in best interest of ordinary investors

super

Richard Livingston Don't believe the fear mongering – the proposed changes to financial advice laws could save you thousands.

Comments 33

GETTING STARTED

Avoiding loopholes would be in your best interest

CREDIT LINE MUST READ: istock photos 
ABLE TO BE REUSED BY FAIRFAX MASTHEADS INCLUDING ONLINE 
ROYALTY FREE IMAGE from istock.com Downloaded by Syndications x2251 on 7 JUNE 2011 

Reaching, Currency, Business, Wealth, Catching, Men, Human Hand, People, Business Person, Sky, Skyline, Occupation
Dollar signs in the sky
Dollar signs in the clouds

David Potts The trouble with the political debate about what you should expect of a financial adviser is that all sides of the debate claim to put consumers first when no one does.