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Money

Super & Funds

Money's weekly Morningstar tables

Click here to check your funds.

Money's weekly Morningstar tables

Money's weekly Morningstar tables

SUPER & FUNDS

Devil will be in planner register's detail

Trust issues: A register could  help you know you are getting financial advice from a credible source.

JOHN COLLETT The interests of consumers will be best served by having as much relevant information as possible included on the register.

ASK NOEL

Should I share my super with my wife?

 

Noel Whittaker Do you think I should move some of my super over to her account? I'm reluctant.

Money's weekly Morningstar tables

Superannuation

Click here to check your funds.

SUPER & FUNDS

Borrowing inside super could be banned

Borrowing dilemma: Where will super funding come from an what are the risks?

JOHN COLLETT Real estate agents and developers see big opportunities in selling investment property to the growing ranks of those with their own funds.

Ageing

Making plans for a top-heavy future

Generic retirement village

Daryl Dixon Very rapid growth in the oldest age groups has huge consequences for age pension, health, aged care and disability support outlays in future years.

Money's weekly Morningstar tables

Superannuation

Click here to check your funds.

BENEFITS

Pressure on pensions as asset rules shift

Commonwealth Seniors Health Card


csic.jpg

MAX NEWNHAM There is a high likelihood that changes to eligibility for Centrelink benefits will become a reality.

ASK NOEL

I helped my daughter buy her home. Must I pay tax if she returns it?

Break out the champagne: Wedding bells can mean a big day for the parents of the bride too.

Noel Whittaker We're planning to transfer the property back into my name. Will I be hit with a big bill?

YOUR QUESTIONS

The case of the open and shut pension

CHECKS AND BALANCES:  With with a bit of juggling, you could end up with a tax-free income stream.

George Cochrane There has to be a simpler way to move money from one account to another. But what is it?

Money's weekly Morningstar tables

Money's weekly Morningstar tables

DIY FUNDS

Self-managed super can be more work than it's worth

Warning: SMSFs may suit some people, but you should consider the downsides before you jump in.

Alexandra Cain Although it may seem as if every man and his dog have their own self-managed super fund, the reality is quite different.

Absence of any threat is a threat in itself

David Potts dinkus.

David Potts Super continues to yield good returns, and it's all thanks to Janet Yellen and US interest rates.

SUPER & FUNDS

Financial advice seekers are out on their own

One step ahead: Wrongdoings in the financial services industry inevitably prompt bold calls for reform, yet the problem of bad planners never goes away.

JOHN COLLETT The authorities have given consumers a false sense of security about the professionalism and protection they can expect when seeking financial advice.

INTELLIGENT INVESTOR

Should I start a self-managed super fund?

Choices: SMSFs can be a good idea if you have done your research and understand risk.

Richard Livingston Should I start a self-managed super fund? If you're asking that question of your own volition, the answer is probably YES

ASK NOEL

What's the best way to treat a rent payment?

Michael Mucci illo for Money

RentOrContribution.jpg

Noel Whittaker Should my artist husband pay rent for his studio to our self-managed fund ?

THE NUMBERS YOU NEED

The numbers you need

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Vital numbers from the financial world

SUPER

Beware of switch to MySuper

Keep an eye on where your super fund is headed.

JOHN COLLETT Super fund members could find their pension pots smaller than they expected.

SUPER AND FUNDS

Low earners in fight for fair super

Excluded: The changes will affect many working part time in the health and community services sector.

JOHN COLLETT About 3.6 million low paid workers, which include more than two million women, stand to lose up to $500 a year in super savings if the Coalition government repeals the low income superannuation contribution.

Kurtley Beale confident Waratahs won’t fall in a heap as finals beckon

Sitting pretty: Kurtley Beale.

GEORGINA ROBINSON Kurtley Beale says it is all in the mind for the Waratahs against the Brumbies and beyond.

Comments

Indexed funds a popular choice for small investors

It is essential to limit short selling to shares in the top 50 or 100 companies.

Daryl Dixon The popularity of investing in index funds has increased over recent years through the introduction of low-cost exchange traded funds traded on the ASX.

SUPER & FUNDS

There's more than a million DIY fund members

HOW TO CONSTRUCT A DIY SUPER FUND PORTFOLIO. TOOLS, WORKSHOP.
tools, pliers, screwdriver, spanner, 

PORTFOLIO.101007.AFR 

PIC BY PETER BRAIG.

JOHN COLLETT More and more Australians are taking control of their retirement savings.

SUPER

Buying property through self-managed super funds has its pitfalls

Bricks and mortar: Financial adviser Amanda Cassar pooled super funds with her husband to buy an investment unit on the Gold Coast.

Kate Jones When financial adviser Amanda Cassar's clients began seeking advice about property investment through self-managed superannuation funds she wanted to know what all the fuss was about.

SUPER

Higher super access age grossly unfair

A preservation age of 65 would seriously disadvantage those in physically demanding jobs.

JOHN COLLETT Ever since the government announced that the pension age will rise to 70 by 2035, pressure has been building.

Comments

PLANNING

Plan ahead, invest wisely and diversify for a peaceful retirement

There are a few decisions to be made before hitting the road.

Sally Patten Getting old is not for sissies, to misquote Bette Davis. Neither is retiring.

TAX

Last-minute moves to boost your super

Use some last-minute tax moves to gain more super.

JOHN COLLETT June 30 is just weeks away but there is still time to make some tax savings and boost your super.

SUPER & FUNDS

Tax office plans SMSF auditor crackdown

John Collett dinkus

JOHN COLLETT With the tax man set to crack down on low-cost auditors of self-managed super funds, the attraction of face-to-face service providers grows.

TAX

Taxing time for higher earners

It's a taxing time for high earners.

Max Newnham One of the least publicised budget outcomes is the effect that the repair levy - when combined with the Medicare levy - has on other taxes.

SUPER

Australia's super fees high by OECD standards

Super egg

JOHN COLLETT Australian superannuation fees remainly stubbornly high by world standards.

Smart investor

We love dividends

Here lies the best income producing stocks, ETFs, hybrids and managed funds.

How to beat the debt levy

If you pay more tax than you have to then you have got rocks in your head.

What Charlie Aitken is buying

See inside the portfolio of a famous sharemarket tipster.

Each week financial advisor and international best selling author, Noel Whittaker, answers your questions. Ask an Expert

Special offers

Credit card, savings and loan rates by Mozo

Market Movers

Total number of Rises
144
Total number of Falls
105
Total number of Steadies
141
Gainers 31-Jul-2014 10:20:01
CompanyPriceChange% Change
CRH0.420+0.0256.33
GNG0.690+0.0406.15
UNS0.497+0.0275.74
Losers
CompanyPriceChange% Change
NWT0.240-0.020-7.69
CFU0.012-0.001-7.69
NEU0.105-0.005-4.55
Total number of Rises
49
Total number of Falls
65
Total number of Steadies
218
Gainers 31-Jul-2014 10:19:58
CompanyPriceChange% Change
KDR0.130+0.01513.04
HOG0.019+0.00211.76
WHN0.013+0.0018.33
Losers
CompanyPriceChange% Change
LYC0.165-0.040-19.51
MMC0.011-0.002-15.38
TGS0.295-0.045-13.24

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